Kurisummoottil Aca Chits Private Limited
About Kurisummoottil Aca Chits Private Limited
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Kurisummoottil Aca Chits Private Limited is a private limited company based in Kottayam, Kerala, India. It operates in the financial intermediation and lending segment of the financial services sector. It was incorporated on 02 April 2019 and has been in existence for over 7 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65993KL2019PTC057478.
The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹5 Lakh. It is led by directors Bijumon Thomas (Managing Director) and Sini Biju (Whole-Time Director).
Its last annual general meeting (AGM) was held on 24 July 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 7/552 Cherupushpam Shopping Complex Muttuchira P. O, Kottayam, Kerala, India – 686613.
As per the financials filed for FY 2025, the company reported a revenue of ₹1.5 Lakh, a decline of 73% compared to the previous year. For the same year it recorded a net loss of ₹1.05 Lakh (net margin -69.8%) and EBITDA of -₹98,349 (EBITDA margin -65.7%). Revenue has grown at a compounded annual rate (CAGR) of 14% over three years and 64% over five years.
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- Registered Address7/552 Cherupushpam Shopping Complex Muttuchira P. O, Kottayam, Kerala, India – 686613
- IndustryFinancial Services, Other Financial Intermediation, Investment Companies
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
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Business Activity of Kurisummoottil Aca Chits Private Limited
The main business activity of Kurisummoottil Aca Chits is financial and insurance service. In detail, this covers other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of Kurisummoottil Aca Chits Private Limited FY 2025 filings available
Kurisummoottil Aca Chits Private Limited reported revenue of ₹1.5 Lakh (down 73% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR) of Kurisummoottil Aca Chits Private Limited
Revenue fell 73% in the latest year, but over five years it has grown at a compounded annual rate (CAGR) of 64%. EBITDA fell 233% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Kurisummoottil Aca Chits Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | -₹98,349 | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | -₹1.05 Lakh | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of Kurisummoottil Aca Chits Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | -65.7% | •••• | •••• | •••• | •••• |
| Net Profit Margin | -69.8% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Kurisummoottil Aca Chits are in the company report.
Financial statements from FY 2020
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Board of Directors of Kurisummoottil Aca Chits Private Limited
Kurisummoottil Aca Chits has 2 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Bijumon Thomas Also directs: Muttuchira Chits Private Limited | Managing Director | 02 Apr 2019 | 7 Years 6 Months | Current |
| Sini Biju Also directs: Muttuchira Chits Private Limited | Whole-Time Director | 02 Apr 2019 | 7 Years 6 Months | Current |
Peer Comparison of Kurisummoottil Aca Chits Private Limited
Kurisummoottil Aca Chits Private Limited is compared with the companies closest to it by revenue in the same principal business activity (Other financial activities). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Swapnatari Finserve Limited | ₹1.5 Lakh (FY 2021) | •••• | •••• | •••• | Kolkata, West Bengal, India | |
| Bural Gramin Seva Nidhi Limited | ₹1.5 Lakh (FY 2020) | •••• | •••• | -25.0% | •••• | Bural, West Bengal, India |
| SRDR India Nidhi Limited | ₹1.5 Lakh (FY 2024) | •••• | •••• | -54.0% | •••• | Churu, Rajasthan, India |
| Kovilpatti Alagammai Chit Fund Private Limited | ₹1.5 Lakh (FY 2018) | •••• | •••• | -34.0% | •••• | Kovilpatti, Tamil Nadu, India |
| Nigam Projects Private Limited | ₹1.5 Lakh (FY 2020) | •••• | •••• | -18.0% | •••• | Kolkata, West Bengal, India |
| Kurisummoottil Aca Chits Private Limited this company | ₹1.5 Lakh (FY 2025) | •••• | •••• | -73.0% | •••• | Kottayam, Kerala, India |
| Dhanam Chalissery Nidhi Limited | ₹1.5 Lakh (FY 2023) | •••• | •••• | 100.0% | •••• | Thrissur, Kerala, India |
| Kapoori Chits Pvt Ltd | ₹1.5 Lakh (FY 2025) | •••• | •••• | -18.0% | •••• | New Delhi, Delhi, India |
| Kalai Chit Funds Private Limited | ₹1.49 Lakh (FY 2021) | •••• | •••• | 6.0% | •••• | Erode, Tamil Nadu, India |
| Nirvan Nidhi Limited | ₹1.49 Lakh (FY 2024) | •••• | •••• | -56.0% | •••• | Udaipur, Rajasthan, India |
| V12global Chits Private Limited | ₹1.49 Lakh (FY 2018) | •••• | •••• | -15.0% | •••• | Kochi, Kerala, India |
Peers are the five companies nearest above and the five nearest below Kurisummoottil Aca Chits by revenue in the same principal business activity (Other financial activities), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Ownership and Shareholding of Kurisummoottil Aca Chits Private Limited
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Kurisummoottil Aca Chits Private Limited
Kurisummoottil Aca Chits Private Limited does not have any charges (loans) registered with the Registrar of Companies.
Employees and EPFO Compliance at Kurisummoottil Aca Chits Private Limited
Employment history and EPFO contributions of people linked to Kurisummoottil Aca Chits.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on Kurisummoottil Aca Chits Private Limited
Kurisummoottil Aca Chits Private Limited has 2 board changes on record since 2019: 2 appointments. The latest: Bijumon Thomas was appointed as Managing Director on 02 Apr 2019.
Credit Ratings, Litigation & Regulatory Alerts for Kurisummoottil Aca Chits Private Limited
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Kurisummoottil Aca Chits Private Limited
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Kurisummoottil Aca Chits Private Limited
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Kurisummoottil Aca Chits Private Limited
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Kurisummoottil Aca Chits Private Limited
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Kurisummoottil Aca Chits Private Limited
Kurisummoottil Aca Chits is an active private limited company based in Kottayam, Kerala, India. The company works in other financial intermediation, within the financial services industry. It was incorporated on 02 April 2019 (7+ years old) and is registered under CIN U65993KL2019PTC057478.
Kurisummoottil Aca Chits reported revenue of ₹1.5 Lakh for FY 2025 (down 73% YoY).
Kurisummoottil Aca Chits has 2 current directors:
- Bijumon Thomas - Managing Director
- Sini Biju - Whole-Time Director
Kurisummoottil Aca Chits reported a net loss of ₹1.05 Lakh (net margin -69.8%) and EBITDA of -₹98,349 (EBITDA margin -65.7%) for FY 2025, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of Kurisummoottil Aca Chits is -14% over three years and 64% over five years. In the latest year (FY 2025) revenue fell 73%. CAGR is the steady yearly rate that links the first and the last year.
The CIN (Corporate Identification Number) of Kurisummoottil Aca Chits is U65993KL2019PTC057478. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Kurisummoottil Aca Chits was incorporated on 02 April 2019, making it 7+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of Kurisummoottil Aca Chits by revenue are Swapnatari Finserve Limited, Bural Gramin Seva Nidhi Limited, SRDR India Nidhi Limited, Kovilpatti Alagammai Chit Fund Private Limited, Nigam Projects Private Limited and 5 more, all in the same principal business activity (Other financial activities).
Bijumon Thomas was appointed as Managing Director on 02 Apr 2019. Sini Biju was appointed as Whole-Time Director on 02 Apr 2019.
The registered office of Kurisummoottil Aca Chits is at 7552 Cherupushpam Shopping Complex Muttuchira P. O, Kottayam, Kerala, India – 686613.
Kurisummoottil Aca Chits has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹5 Lakh.