Kuruvila Finance Pvt Ltd
About Kuruvila Finance Pvt Ltd
Data last updated:
Kuruvila Finance Pvt Ltd is a private limited company based in Bhandup West, Maharashtra, India. It operates in the non-banking financial services (NBFC) segment of the financial services sector. It was incorporated on 16 February 1987 and has been in existence for over 39 years.
The company is registered with the Registrar of Companies (ROC), Mumbai, under CIN U67120MH1987PTC042575.
The company has an authorised share capital of ₹4 Cr and a paid-up capital of ₹4 Cr. It is led by directors including Baby Poonatharayil Daniel (Managing Director) and Benoj Baby Daniel.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at B – 117 Eastern Business District Lbs Marg, Bhandup West, Maharashtra, India – 400078.
As per the financials filed for FY 2025, the company reported a revenue of ₹60.82 Lakh, a growth of 60% compared to the previous year. For the same year it recorded a net profit of ₹36.61 Lakh (net margin 60.2%) and EBITDA of ₹45.43 Lakh (EBITDA margin 74.7%). Revenue has grown at a compounded annual rate (CAGR) of 49% over three years and 13% over five years.
Court records list 18 cases involving the company, including 18 filed by the company; 10 cases are pending.
The current compliance status is marked as compliant by the Registrar of Companies.
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- TelephoneLocked
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- Social MediaLocked
- Registered AddressB – 117 Eastern Business District Lbs Marg, Bhandup West, Maharashtra, India – 400078
- IndustryFinancial Services, NBFC, Investment & Credit NBFC
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Business Activity of Kuruvila Finance Pvt Ltd
The main business activity of Kuruvila Finance is financial and insurance activities. In detail, this covers activities auxiliary to financial service and insurance activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance activities | 66 | Activities auxiliary to financial service and insurance activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of Kuruvila Finance Pvt Ltd FY 2025 filings available
Kuruvila Finance Pvt Ltd reported revenue of ₹60.82 Lakh (up 60% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR) of Kuruvila Finance Pvt Ltd
Revenue has grown at a compounded annual rate (CAGR) of 13% over five years, including 60% growth in the latest year. EBITDA rose 131% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Kuruvila Finance Pvt Ltd
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | ₹45.43 Lakh | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | ₹36.61 Lakh | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of Kuruvila Finance Pvt Ltd
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 74.7% | •••• | •••• | •••• | •••• |
| Net Profit Margin | 60.2% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Kuruvila Finance are in the company report.
Financial statements from 2015
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Peer Comparison of Kuruvila Finance Pvt Ltd
Kuruvila Finance Pvt Ltd is compared with the companies closest to it by revenue in the BFSI industry (Finance, NBFC Investment and Credit Companies, Small Non Deposit NBFC). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Braintrust Securities Pvt.Ltd. | ₹61.22 Lakh (FY 2020) | •••• | •••• | -38.0% | •••• | Kolkata, West Bengal, India |
| Mahima Commotrade Pvt. Ltd. | ₹61.15 Lakh (FY 2025) | •••• | •••• | 24.0% | •••• | Kolkata, West Bengal, India |
| Vani Vilas Finance Limited | ₹61.04 Lakh (FY 2024) | •••• | •••• | 17.0% | •••• | Hosur, Tamil Nadu, India |
| Akd Vinimay Private Limited. | ₹60.96 Lakh (FY 2025) | •••• | •••• | -12.0% | •••• | Kolkata, West Bengal, India |
| Golden Micro Finance Services Private Limited | ₹60.84 Lakh (FY 2025) | •••• | •••• | 47.0% | •••• | Mathura, Uttar Pradesh, India |
| Kuruvila Finance Pvt Ltd this company | ₹60.82 Lakh (FY 2025) | •••• | •••• | 60.0% | •••• | Bhandup West, Maharashtra, India |
| Allbright Electricals Pvt.Ltd. | ₹60.64 Lakh (FY 2025) | •••• | •••• | 72.0% | •••• | Kolkata, West Bengal, India |
| Sweta Trading & Investment Pvt Ltd | ₹60.63 Lakh (FY 2025) | •••• | •••• | 78.0% | •••• | Kolkata, West Bengal, India |
| Trishna Finvest Private Limited | ₹60.62 Lakh (FY 2019) | •••• | •••• | 30.0% | •••• | Ahmedabad, Gujarat, India |
| Morning Due Finance Pvt Ltd | ₹60.58 Lakh (FY 2025) | •••• | •••• | -35.0% | •••• | Kolkata, West Bengal, India |
| Centuple Securities Private Limited | ₹60.57 Lakh (FY 2025) | •••• | •••• | 166.0% | •••• | Kolkata, West Bengal, India |
Peers are the five companies nearest above and the five nearest below Kuruvila Finance by revenue in the BFSI industry (Finance, NBFC Investment and Credit Companies, Small Non Deposit NBFC), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Auditor Details of Kuruvila Finance Pvt Ltd
Kuruvila Finance Pvt Ltd is audited by AGRAWAL & JINDAL for the financial year 2017.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| AGRAWAL & JINDAL | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Board of Directors of Kuruvila Finance Pvt Ltd
Kuruvila Finance has 4 current directors and 2 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Benoj Baby Daniel | Director | 02 Jul 2018 | 8 Years 3 Months | Current |
| Manoj Baby Daniel | Director | 27 Dec 1999 | 26 Years 9 Months | Current |
| Ammini Baby | Director | 02 Jul 2018 | 8 Years 3 Months | Current |
| Baby Poonatharayil Daniel Also directs: Poonathara Chit Funds Private Limited | Managing Director | 16 Feb 1987 | 39 Years 7 Months | Current |
Ownership and Shareholding of Kuruvila Finance Pvt Ltd
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Kuruvila Finance Pvt Ltd
Kuruvila Finance Pvt Ltd does not have any charges (loans) registered with the Registrar of Companies.
Legal Cases of Kuruvila Finance Pvt Ltd
Kuruvila Finance Pvt Ltd has 18 court cases on record: 18 filed by Kuruvila Finance. 10 cases are pending and 8 are disposed. Status as checked between 01 Oct 2026 and 04 Oct 2026.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 18 | 0 | 10 |
Cases on record (5 of 18)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Mumbai CMM Courts, Maharashtra | Court case (Summary Case) | Filed by the company against an individual | Pending |
| District court, Mumbai CMM Courts, Maharashtra | Court case (Summary Case) | Filed by the company against an individual | Pending |
| District court, Mumbai CMM Courts, Maharashtra | Court case (Ss case SS) | Filed by the company against an individual | Pending |
| District court, Mumbai CMM Courts, Maharashtra | Court case (Ss case SS) | Filed by the company against an individual | Pending |
| District court, Mumbai CMM Courts, Maharashtra | Court case (Ss case SS) | Filed by the company against an individual | Pending |
Full case history
All 18 cases with case numbers, court, year-wise trend, opposite parties and decision dates are in the company report.
- Every case with its case number
- Year-wise trend
- Opposite parties
- Decision dates and orders
Verified entity values are shown only after access is granted.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
Employees and EPFO Compliance at Kuruvila Finance Pvt Ltd
Employment history and EPFO contributions of people linked to Kuruvila Finance.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on Kuruvila Finance Pvt Ltd
Kuruvila Finance Pvt Ltd has 6 board changes on record since 1987: 4 appointments and 2 cessations. The latest: Ammini Baby ceased to be Additional Director on 29 Sep 2018.
Credit Ratings, Litigation & Regulatory Alerts for Kuruvila Finance Pvt Ltd
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Kuruvila Finance Pvt Ltd
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Kuruvila Finance Pvt Ltd
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Kuruvila Finance Pvt Ltd
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Kuruvila Finance Pvt Ltd
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Kuruvila Finance Pvt Ltd
Kuruvila Finance is an active private limited company based in Bhandup West, Maharashtra, India. The company works in nbfc, within the financial services industry. It was incorporated on 16 February 1987 (39+ years old) and is registered under CIN U67120MH1987PTC042575.
Kuruvila Finance reported revenue of ₹60.82 Lakh for FY 2025 (up 60% YoY).
Kuruvila Finance has 4 current directors:
- Baby Poonatharayil Daniel - Managing Director
- Benoj Baby Daniel - Director
- Manoj Baby Daniel - Director
- Ammini Baby - Director
Kuruvila Finance reported a net profit of ₹36.61 Lakh (net margin 60.2%) and EBITDA of ₹45.43 Lakh (EBITDA margin 74.7%) for FY 2025, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of Kuruvila Finance is 49% over three years and 13% over five years. In the latest year (FY 2025) revenue rose 60%. CAGR is the steady yearly rate that links the first and the last year.
The CIN (Corporate Identification Number) of Kuruvila Finance is U67120MH1987PTC042575. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Kuruvila Finance has 18 court cases on record: 18 filed by the company. 10 are pending.
Kuruvila Finance was incorporated on 16 February 1987, making it 39+ years old. It is registered with the Registrar of Companies, Mumbai.
The peers of Kuruvila Finance by revenue are Braintrust Securities Pvt.Ltd, Mahima Commotrade Pvt. Ltd, Vani Vilas Finance Limited, Akd Vinimay Private Limited, Golden Micro Finance Services Private Limited and 5 more, all in the BFSI industry (Finance, NBFC Investment and Credit Companies, Small Non Deposit NBFC).
Ammini Baby ceased to be Additional Director on 29 Sep 2018. Benoj Baby Daniel ceased to be Additional Director on 29 Sep 2018. Ammini Baby was appointed as Director on 02 Jul 2018. Kuruvila Finance has 6 board changes on record in total.
The registered office of Kuruvila Finance is at B – 117 Eastern Business District Lbs Marg, Bhandup West, Maharashtra, India – 400078.