DPIIT recognised startup Government of India
Startup India
Loanify Fintech Private Limited
Loanify Fintech Private Limited - financial services in Lucknow, Uttar Pradesh, India. FY 2026 financials & compliance.
Revenue · FY 2025
₹12.65 Lakh
Latest filing
Net profit · FY 2025
₹2.3 Lakh
Net margin 18.2%
EBITDA · FY 2025
₹12.44 Lakh
EBITDA margin 98.4%
Authorised capital
₹5 Lakh
Registered with MCA
Paid-up capital
₹1 Lakh
Issued & subscribed
Company age
6 yrs
Est. 2020
Directors on board
2
As per MCA filings
Active GSTINs
1
GST registered
About Loanify Fintech Private Limited
Data last updated:
Loanify Fintech Private Limited is a private limited company based in Lucknow, Uttar Pradesh, India, recognised as a startup by DPIIT. It operates in the financial intermediation and lending segment of the financial services sector. It was incorporated on 26 October 2020 and has been in existence for over 6 years.
The company is registered with the Registrar of Companies (ROC), Kanpur, under CIN U65990UP2020PTC136918. Its GSTIN is 09AAECL3962H1ZA (Uttar Pradesh).
The company has an authorised share capital of ₹5 Lakh and a paid-up capital of ₹1 Lakh. It is led by directors Ajay Kumar Shukla and Smita Shukla.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at K – 166 Ashyana Colony, Lucknow, Uttar Pradesh, India – 226012.
As per the financials filed for FY 2025, the company reported a revenue of ₹12.65 Lakh. For the same year it recorded a net profit of ₹2.3 Lakh (net margin 18.2%) and EBITDA of ₹12.44 Lakh (EBITDA margin 98.4%). Revenue has grown at a compounded annual rate (CAGR) of 524% over three years.
Loanify Fintech Private Limited is registered as a micro enterprise under the Udyam registration framework (Reg. No. UDYAM-UP-50-0010146).
Company details
CIN U65990UP2020PTC136918
Registration Number 136918
Incorporation Date 26 October 2020
ROC Kanpur
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2025
Date of Balance Sheet 31 March 2025
DPIIT Recognition Recognised Startup
MSME Classification Micro
Udyam Registration UDYAM-UP-50-0010146
Key People
Ajay Kumar Shukla Director Smita Shukla Director Recognitions & Rankings of Loanify Fintech
MSME (Udyam registered) Ministry of MSME
- Category
- Micro (2023-24)
- Udyam number
- UDYAM-UP-50-0010146
Contact details
Loanify Fintech Private Limited's registered office is in Lucknow, Uttar Pradesh. Its e-mail address is in the company report.
- Email
- Registered AddressK – 166 Ashyana Colony, Lucknow, Uttar Pradesh, India – 226012
- IndustryFinancial Services, Other Financial Intermediation
To see the full contact details of Loanify Fintech Private Limited, buy the company report.
Comprehensive company report
Loanify Fintech Private Limited - one report that includes everything
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
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Business activity
The main business activity of Loanify Fintech is financial and insurance service. In detail, this covers financial advisory, brokerage and consultancy services.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K7 | Financial Advisory, brokerage and Consultancy Services |
To see the full business activity and turnover split of Loanify Fintech Private Limited, buy the company report.
Financials of Loanify Fintech Private Limited
FY 2025 filings availableLoanify Fintech Private Limited reported revenue of ₹12.65 Lakh for FY 2025.
Revenue · FY 2025
₹12.65 Lakh
Net profit · FY 2025
₹2.3 Lakh margin 18.2%
EBITDA · FY 2025
₹12.44 Lakh margin 98.4%
Compounded Annual Growth Rate (CAGR)
Revenue CAGR growth
3 years · compounded
▲ 524%
EBITDA CAGR growth
3 years · compounded
▲ 262%
Revenue has grown at a compounded annual rate (CAGR) of 524% over three years. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | ₹12.44 Lakh | ||||
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| Net Profit (PAT) | ₹2.3 Lakh | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| Profitability | |||||
| EBITDA Margin | 98.4% | ||||
| Net Profit Margin | 18.2% | ||||
| Return on Equity (ROE) | |||||
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To see the full financial statements and ratios of Loanify Fintech Private Limited, buy the company report.
Board of directors of Loanify Fintech Private Limited
Loanify Fintech has 2 current directors and 2 former directors. Current directors are listed first, with their designation and appointment date.
Current Directors
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Ajay Kumar Shukla | Director | 26 Oct 2020 | 6 Years 0 Months | Current |
| Smita Shukla Also directs: Dhanvin Infotech Private Limited | Director | 21 Jun 2022 | 4 Years 4 Months | Current |
Legal cases
No court or tribunal cases involving Loanify Fintech Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Loanify Fintech Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
Employees & EPFO
Loanify Fintech Private Limited has 1 active EPFO establishment as of Apr 06, 2024.
Active EPFO establishments
1
GST
Loanify Fintech has 1 GST registration: 1 active.
Total GSTINs
1
Active
1
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 09AAECL3962H1ZA | Uttar Pradesh | Active | 07 Jan 2021 |
To see the full GST registrations and return filing status of Loanify Fintech Private Limited, buy the company report.
Recent activity
Loanify Fintech Private Limited has 4 board changes on record since 2020: 2 appointments and 2 cessations. The latest: Smita Shukla ceased to be Additional Director on 30 Sep 2022.
AGM
Loanify Fintech Private Limited last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records.
Filing
Loanify Fintech Private Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Kanpur.
Ceased
Smita Shukla ceased to be Additional Director.
Ceased
Pragya Sharma ceased to be Director.
Appointed
Smita Shukla was appointed as Director.
Appointed
Ajay Kumar Shukla was appointed as Director.
Incorporation
26 Oct 2020
Loanify Fintech Private Limited was registered on 26 Oct 2020 with Roc Kanpur & aged 6 years 13 days as per MCA records.
Frequently asked questions
Loanify Fintech is an active private limited company based in Lucknow, Uttar Pradesh, India. The company works in other financial intermediation, within the financial services industry. It was incorporated on 26 October 2020 (6+ years old) and is registered under CIN U65990UP2020PTC136918.
Loanify Fintech has 2 current directors:
- Ajay Kumar Shukla - Director
- Smita Shukla - Director
The latest financial statements of Loanify Fintech on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2021 are in the company report.
The GSTIN of Loanify Fintech is 09AAECL3962H1ZA, registered in Uttar Pradesh.
The CIN (Corporate Identification Number) of Loanify Fintech is U65990UP2020PTC136918. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Loanify Fintech was incorporated on 26 October 2020, making it 6+ years old. It is registered with the Registrar of Companies, Kanpur.
Smita Shukla ceased to be Additional Director on 30 Sep 2022. Pragya Sharma ceased to be Director on 21 Jun 2022. Smita Shukla was appointed as Director on 21 Jun 2022. Loanify Fintech has 4 board changes on record in total.
Yes, Loanify Fintech is recognised as a startup by the Department for Promotion of Industry and Internal Trade (DPIIT).
Yes, Loanify Fintech is registered as a micro enterprise under Udyam registration (number: UDYAM-UP-50-0010146).
The registered office of Loanify Fintech is at K – 166 Ashyana Colony, Lucknow, Uttar Pradesh, India – 226012.
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