Lok Sathi Microfinance Private Limited
About Lok Sathi Microfinance Private Limited
Data last updated:
Lok Sathi Microfinance Private Limited is a private limited company based in Nadia, West Bengal, India. It operates in the financial intermediation and lending segment of the financial services sector. It was incorporated on 08 January 2020 and has been in existence for over 6 years.
The company is registered with the Registrar of Companies (ROC), Kolkata, under CIN U65929WB2020PTC235756.
The company has an authorised share capital of ₹15 Lakh and a paid-up capital of ₹1 Lakh. It is led by directors including Dinesh Biswas and Dipanjali Sarkar.
Its last annual general meeting (AGM) was held on 30 October 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at C/O Hiraman Biswas Vill. Muragachha P.O. Muragachha Colony P.S. Hanskhali, Nadia, West Bengal, India – 741502.
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- Registered AddressC/O Hiraman Biswas Vill. Muragachha P.O. Muragachha Colony P.S. Hanskhali, Nadia, West Bengal, India – 741502
- IndustryFinancial Services, Other Financial Intermediation, Pawn Shops, Credit Allocation Agencies
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Business Activity of Lok Sathi Microfinance Private Limited
The main business activity of Lok Sathi Microfinance is wholesale and retail trade; repair of motor vehicles and motorcycles. In detail, this covers wholesale trade, except of motor vehicles and motorcycles.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| G | Wholesale and retail trade; repair of motor vehicles and motorcycles | 46 | Wholesale trade, except of motor vehicles and motorcycles | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of Lok Sathi Microfinance Private Limited FY 2025 filings available
Financial Statement Summary of Lok Sathi Microfinance Private Limited
| Metrics | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|
| Profit and Loss Statement | |||
| Revenue from Operations | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• |
| EBITDA | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• |
| Net Profit (PAT) | •••• | •••• | •••• |
| Balance Sheet | |||
| Share Capital | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• |
Financial Ratios of Lok Sathi Microfinance Private Limited
| Metrics | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|
| Profitability | |||
| EBITDA Margin | •••• | •••• | •••• |
| Net Profit Margin | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• |
| Liquidity and Debt | |||
| Current Ratio | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• |
| Efficiency and Growth | |||
| Asset Turnover | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Lok Sathi Microfinance are in the company report.
Financial statements from FY 2020
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Board of Directors of Lok Sathi Microfinance Private Limited
Lok Sathi Microfinance has 3 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Dinesh Biswas | Director | 08 Jan 2020 | 6 Years 9 Months | Current |
| Dipanjali Sarkar Also directs: Lok Sathi Nidhi Limited | Director | 08 Jan 2020 | 6 Years 9 Months | Current |
| Jharna Biswas | Director | 08 Jan 2020 | 6 Years 9 Months | Current |
Ownership and Shareholding of Lok Sathi Microfinance Private Limited
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Lok Sathi Microfinance Private Limited
Lok Sathi Microfinance Private Limited does not have any charges (loans) registered with the Registrar of Companies.
Employees and EPFO Compliance at Lok Sathi Microfinance Private Limited
Employment history and EPFO contributions of people linked to Lok Sathi Microfinance.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on Lok Sathi Microfinance Private Limited
Lok Sathi Microfinance Private Limited has 3 board changes on record since 2020: 3 appointments. The latest: Dinesh Biswas was appointed as Director on 08 Jan 2020.
Credit Ratings, Litigation & Regulatory Alerts for Lok Sathi Microfinance Private Limited
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Lok Sathi Microfinance Private Limited
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Lok Sathi Microfinance Private Limited
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Lok Sathi Microfinance Private Limited
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Lok Sathi Microfinance Private Limited
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Lok Sathi Microfinance Private Limited
Lok Sathi Microfinance is an active private limited company based in Nadia, West Bengal, India. The company works in other financial intermediation, within the financial services industry. It was incorporated on 08 January 2020 (6+ years old) and is registered under CIN U65929WB2020PTC235756.
Lok Sathi Microfinance has 3 current directors:
- Dinesh Biswas - Director
- Dipanjali Sarkar - Director
- Jharna Biswas - Director
The CIN (Corporate Identification Number) of Lok Sathi Microfinance is U65929WB2020PTC235756. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Lok Sathi Microfinance was incorporated on 08 January 2020, making it 6+ years old. It is registered with the Registrar of Companies, Kolkata.
Dinesh Biswas was appointed as Director on 08 Jan 2020. Dipanjali Sarkar was appointed as Director on 08 Jan 2020. Jharna Biswas was appointed as Director on 08 Jan 2020.
The registered office of Lok Sathi Microfinance is at CO Hiraman Biswas Vill. Muragachha P.O. Muragachha Colony P.S. Hanskhali, Nadia, West Bengal, India – 741502.
Lok Sathi Microfinance has an authorised share capital of ₹15 Lakh and a paid-up capital of ₹1 Lakh.
Lok Sathi Microfinance operates in the financial services industry, in the other financial intermediation segment.
No. Lok Sathi Microfinance is not listed on any stock exchange. It is an unlisted company.
Lok Sathi Microfinance can be reached at its registered office: CO Hiraman Biswas Vill. Muragachha P.O. Muragachha Colony P.S. Hanskhali, Nadia, West Bengal, India – 741502.