Lovejoy Finance Private Limited

Lovejoy Finance Private Limited - financial services in Pune, Maharashtra, India. FY 2026 financials & compliance.
CIN U65910MH1994PTC080140 Incorporated 05 August 1994 ROC Pune HQ Pune, Maharashtra, India
Active Private Limited Company financial services
Revenue · FY 2025
₹4.34 Cr
▲ 13% YoY
Net profit · FY 2025
₹2.21 Cr
Net margin 50.8%
EBITDA · FY 2025
₹3.28 Cr
EBITDA margin 75.7%
Authorised capital
₹87 Cr
Registered with MCA
Paid-up capital
₹84.5 Cr
Issued & subscribed
Company age
32 yrs
Est. 1994
Directors on board
4
As per MCA filings
GST registrations
1
None active

About Lovejoy Finance Private Limited

Data last updated:

Lovejoy Finance Private Limited is a private limited company based in Pune, Maharashtra, India. It operates in the non-banking financial services (NBFC) segment of the financial services sector. It was incorporated on 05 August 1994 and has been in existence for over 32 years.

The company is registered with the Registrar of Companies (ROC), Pune, under CIN U65910MH1994PTC080140. The company has 1 GST registration on record, which is no longer active.

The company has an authorised share capital of ₹87 Cr and a paid-up capital of ₹84.5 Cr. It is led by directors including Priyanka Adit Rathi (Managing Director) and Prema Madhusudan Rathi.

Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Gaia Apex Sr.No.33/1/1/2 Plot.D Second Floor Vimannagar, Pune, Maharashtra, India – 411014.

As per the financials filed for FY 2025, the company reported a revenue of ₹4.34 Cr, a growth of 13% compared to the previous year. For the same year it recorded a net profit of ₹2.21 Cr (net margin 50.8%) and EBITDA of ₹3.28 Cr (EBITDA margin 75.7%). Revenue has grown at a compounded annual rate (CAGR) of 16% over three years and 68% over five years.

Court records list 2 cases involving the company, including 2 filed against it.

The current compliance status is marked as compliant by the Registrar of Companies.

Company details

CIN U65910MH1994PTC080140
Registration Number 080140
Incorporation Date 05 August 1994
ROC Pune
Listing Status Unlisted
Company Status Active
Compliance Status Active Compliant

Contact details

Lovejoy Finance Private Limited's registered office is in Pune, Maharashtra. Its e-mail address is in the company report.

  • Email
  • Registered Address
    Gaia Apex Sr.No.33/1/1/2 Plot.D Second Floor Vimannagar, Pune, Maharashtra, India – 411014
  • Industry
    Financial Services, NBFC, Investment & Credit NBFC

To see the full contact details of Lovejoy Finance Private Limited, buy the company report.

Comprehensive company report
Lovejoy Finance Private Limited - one report that includes everything
  • Company details, directors and signatories
  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
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Business activity

The main business activities of Lovejoy Finance are electricity, gas, steam and air conditioning supply, real estate activities and financial and insurance activities. In detail, this covers electricity, gas, steam and air conditioning supply, real estate activities and activities auxiliary to financial service and insurance activities. 3 activity segments are registered with the MCA.

Main activity group codeMain activityBusiness activity codeBusiness activityShare of turnover
DElectricity, gas, steam and air conditioning supply35Electricity, gas, steam and air conditioning supply
LReal estate activities68Real estate activities
KFinancial and insurance activities66Activities auxiliary to financial service and insurance activities

To see the full business activity and turnover split of Lovejoy Finance Private Limited, buy the company report.

Financials of Lovejoy Finance Private Limited

FY 2025 filings available

Lovejoy Finance Private Limited reported revenue of ₹4.34 Cr (up 13% YoY) for FY 2025.

Revenue · FY 2025
₹4.34 Cr ▲ 13%
Net profit · FY 2025
₹2.21 Cr margin 50.8%
EBITDA · FY 2025
₹3.28 Cr margin 75.7%

Compounded Annual Growth Rate (CAGR)

Revenue CAGR growth
1 year
▲ 13%
3 years · compounded
▲ 16%
5 years · compounded
▲ 68%
EBITDA CAGR growth
1 year
▲ 92%
3 years · compounded
▲ 99%
5 years · compounded
▲ 122%

Revenue has grown at a compounded annual rate (CAGR) of 68% over five years, including 13% growth in the latest year. EBITDA rose 92% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.

Financial Statement Summary

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profit and Loss Statement
Revenue from Operations
Other Income
Total Revenue
Cost of Materials Consumed
Employee Benefit Expense
Finance Costs
Depreciation and Amortisation
Other Expenses
Total Expenses
EBITDA₹3.28 Cr
Profit Before Tax
Tax Expense
Net Profit (PAT)₹2.21 Cr
Balance Sheet
Share Capital
Reserves and Surplus
Net Worth (Total Equity)
Long-term Borrowings
Short-term Borrowings
Trade Payables
Total Liabilities
Fixed Assets
Investments
Inventories
Trade Receivables
Cash and Bank Balance
Total Assets

Financial Ratios

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profitability
EBITDA Margin75.7%
Net Profit Margin50.8%
Return on Equity (ROE)
Return on Capital Employed (ROCE)
Return on Assets (ROA)
Liquidity and Debt
Current Ratio
Quick Ratio
Debt-to-Equity Ratio
Interest Coverage Ratio
Efficiency and Growth
Asset Turnover
Receivable Days
Payable Days
Inventory Days
Revenue Growth
Net Profit Growth

To see the full financial statements and ratios of Lovejoy Finance Private Limited, buy the company report.

Board of directors of Lovejoy Finance Private Limited

Lovejoy Finance has 4 current directors and 1 former director. Current directors are listed first, with their designation and appointment date.

Current Directors
NameDesignationAppointment DateTenureStatus
Prema Madhusudan RathiDirector05 Aug 199432 Years 3 MonthsCurrent
Adit Madhusudan RathiDirector25 Feb 199531 Years 8 MonthsCurrent
Madhusudan Laxminarayan RathiDirector05 Aug 199432 Years 3 MonthsCurrent
Priyanka Adit RathiManaging Director27 Nov 199926 Years 11 MonthsCurrent

Auditor

Lovejoy Finance Private Limited is audited by V K KARNANI & CO for the financial year 2020.

Auditor firmFinancial yearFirm registration number
V K KARNANI & COFY 2020104861W

Shareholding

The shareholding of Lovejoy Finance Private Limited is on record for 3 financial years, the latest being FY 2020, split between promoters, domestic institutions, foreign institutions, public shareholders and others.

Shareholder categoryFY 2020FY 2017FY 2016
Promoters
Domestic institutional investors (DII)
Foreign institutional investors (FII)
Public
Others

To see the full shareholding pattern of Lovejoy Finance Private Limited, buy the company report.

MSME payment delays

No delayed payments to MSME suppliers are on our record for Lovejoy Finance Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.

GST

Lovejoy Finance has 1 GST registration on record, and it has been cancelled or is inactive. Only active GST numbers are listed on this page.

Total GSTINs
1
Cancelled / inactive
1

To see the full GST registrations and return filing status of Lovejoy Finance Private Limited, buy the company report.

Recent activity

Lovejoy Finance Private Limited has 6 board changes on record since 1994: 5 appointments and 1 cessation. The latest: Suresh Pukharaj Suthar ceased to be Company Secretary on 01 Oct 2024.

AGM
Lovejoy Finance Private Limited last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records.
Filing
Lovejoy Finance Private Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Pune.
Ceased
Suresh Pukharaj Suthar ceased to be Company Secretary.
Appointed
Suresh Pukharaj Suthar was appointed as Company Secretary.
Appointed
Priyanka Adit Rathi was appointed as Managing Director.
Appointed
Adit Madhusudan Rathi was appointed as Director.
Appointed
Madhusudan Laxminarayan Rathi was appointed as Director.
Appointed
Prema Madhusudan Rathi was appointed as Director.
Incorporation
05 Aug 1994
Lovejoy Finance Private Limited was registered on 05 Aug 1994 with Roc Pune & aged 32 years 3 months as per MCA records.

Frequently asked questions

Lovejoy Finance is an active private limited company based in Pune, Maharashtra, India. The company works in nbfc, within the financial services industry. It was incorporated on 05 August 1994 (32+ years old) and is registered under CIN U65910MH1994PTC080140.

Lovejoy Finance has 4 current directors:

The latest financial statements of Lovejoy Finance on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.

No. Lovejoy Finance has 1 GST registration on record and it is cancelled or inactive.

The CIN (Corporate Identification Number) of Lovejoy Finance is U65910MH1994PTC080140. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Lovejoy Finance has 2 court cases on record: 2 filed against it.

Lovejoy Finance was incorporated on 05 August 1994, making it 32+ years old. It is registered with the Registrar of Companies, Pune.

Suresh Pukharaj Suthar ceased to be Company Secretary on 01 Oct 2024. Suresh Pukharaj Suthar was appointed as Company Secretary on 02 Sep 2024. Priyanka Adit Rathi was appointed as Managing Director on 27 Nov 1999. Lovejoy Finance has 6 board changes on record in total.

The registered office of Lovejoy Finance is at Gaia Apex Sr.No.33112 Plot.D Second Floor Vimannagar, Pune, Maharashtra, India – 411014.

Lovejoy Finance operates in the financial services industry, in the nbfc segment.