About LTCV Credit Private Limited
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LTCV Credit Private Limited is a private limited company based in Bangalore, Karnataka, India, a subsidiary of Finbud Financial Services Private Limited. It operates in the investment and credit NBFC segment of the financial services sector. It was incorporated on 20 April 2018 and has been in existence for over 8 years.
The company is registered with the Registrar of Companies (ROC), Bangalore, under CIN U67200KA2018PTC112505. Its GSTIN is 29AADCL5914C1ZN (Karnataka).
The company has an authorised share capital of ₹13 Cr and a paid-up capital of ₹5.05 Cr. It is led by directors including Parth Pande and Payal Shah.
Its last annual general meeting (AGM) was held on 30 September 2024, and its latest financial statements are for the year ended 31 March 2024. The registered office is at No.10 1st Floor 6th Main 8th B Cross Jeevan Bheema Nagar, Bangalore, Karnataka, India – 560075.
As per the financials filed for FY 2025, the company reported a revenue of ₹68.09 Lakh, a decline of 12% compared to the previous year. For the same year it recorded a net profit of ₹1.56 Lakh (net margin 2.3%) and EBITDA of ₹3.01 Lakh (EBITDA margin 4.4%). Revenue has grown at a compounded annual rate (CAGR) of 25% over three years and 2% over five years.
The company has 1 deal on record (1 rights issue); the latest was in April 2018.
For more details, the company can be reached via its website financebuddha.com.
Company details
Contact details
LTCV Credit Private Limited's registered office is in Bangalore, Karnataka. Its website is financebuddha.com. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Social Media
- Registered AddressNo.10 1st Floor 6th Main 8th B Cross Jeevan Bheema Nagar, Bangalore, Karnataka, India – 560075
- IndustryFinancial Services, Investment & Credit NBFC, NBFC
To see the full contact details of LTCV Credit Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of LTCV Credit is financial and insurance activities. In detail, this covers activities auxiliary to financial service and insurance activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance activities | 66 | Activities auxiliary to financial service and insurance activities |
To see the full business activity and turnover split of LTCV Credit Private Limited, buy the company report.
Financials of LTCV Credit Private Limited
FY 2024 filings availableLTCV Credit Private Limited reported revenue of ₹68.09 Lakh (down 12% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue fell 12% in the latest year, but over five years it has grown at a compounded annual rate (CAGR) of 2%. EBITDA rose 40% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | ₹3.01 Lakh | ||||
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| Net Profit (PAT) | ₹1.56 Lakh | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA Margin | 4.4% | ||||
| Net Profit Margin | 2.3% | ||||
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To see the full financial statements and ratios of LTCV Credit Private Limited, buy the company report.
Board of directors of LTCV Credit Private Limited
LTCV Credit has 3 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Parth Pande Also directs: Finbud Financial Services Limited, Zap Private Limited | Director | 20 Apr 2018 | 8 Years 6 Months | Current |
| Payal Shah Also directs: Finbud Financial Services Limited | Director | 17 Jul 2025 | 1 Years 3 Months | Current |
| Parag Agarwal Also directs: Finbud Financial Services Limited | Director | 20 Apr 2018 | 8 Years 6 Months | Current |
Auditor
LTCV Credit Private Limited is audited by SHASHI SANTOSH & ASSOCIATES for the financial year 2024.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| SHASHI SANTOSH & ASSOCIATES | FY 2024 | 016825S |
Shareholding
The shareholding of LTCV Credit Private Limited is on record for 5 financial years, the latest being FY 2024, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2024 | FY 2023 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of LTCV Credit Private Limited, buy the company report.
Deals & funding
LTCV Credit Private Limited has 1 deal on record (1 rights issue); the latest was in April 2018.
Deals on record (1 of 1)
| When | Deal | Amount | Parties |
|---|---|---|---|
| Apr 2018 | Rights issue | ₹2.04 Cr | Investors: Finbud Financial Services Private Limited |
Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.
Legal cases
No court or tribunal cases involving LTCV Credit Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for LTCV Credit Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
LTCV Credit has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 29AADCL5914C1ZN | Karnataka | Active | 28 May 2019 |
To see the full GST registrations and return filing status of LTCV Credit Private Limited, buy the company report.
Recent activity
LTCV Credit Private Limited has 3 board changes on record since 2018: 3 appointments. The latest: Payal Shah was appointed as Director on 17 Jul 2025.
Frequently asked questions
LTCV Credit is an active private limited company based in Bangalore, Karnataka, India. The company works in investment and credit nbfc, within the financial services industry. It was incorporated on 20 April 2018 (8+ years old) and is registered under CIN U67200KA2018PTC112505.
LTCV Credit has 3 current directors:
- Parth Pande - Director
- Payal Shah - Director
- Parag Agarwal - Director
The latest financial statements of LTCV Credit on record with the MCA are for the year ended 31 March 2024. Its last annual general meeting was held on 30 September 2024. Year-wise statements from FY 2019 are in the company report.
The GSTIN of LTCV Credit is 29AADCL5914C1ZN, registered in Karnataka.
The CIN (Corporate Identification Number) of LTCV Credit is U67200KA2018PTC112505. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
LTCV Credit was incorporated on 20 April 2018, making it 8+ years old. It is registered with the Registrar of Companies, Bangalore.
LTCV Credit has 1 deal on record (1 rights issue); the latest was in April 2018.
Payal Shah was appointed as Director on 17 Jul 2025. Parag Agarwal was appointed as Director on 20 Apr 2018. Parth Pande was appointed as Director on 20 Apr 2018.
LTCV Credit can be reached through the website financebuddha.com. Its registered office is in Bangalore, Karnataka, India.
The registered office of LTCV Credit is at No.10 1st Floor 6th Main 8th B Cross Jeevan Bheema Nagar, Bangalore, Karnataka, India – 560075.