LVS Finance Ltd
About LVS Finance Ltd
Data last updated:
LVS Finance Ltd is a public limited company based in Ludhiana, Punjab, India. It operates in the diversified financial services segment of the financial services sector. It was incorporated on 08 February 1995 and has been in existence for over 31 years.
The company is registered with the Registrar of Companies (ROC), Chandigarh, under CIN U65921PB1995PLC015768. Its GSTIN is 03AABCL3612M1ZR (Punjab).
The company has an authorised share capital of ₹8 Cr and a paid-up capital of ₹5.21 Cr. It is led by directors including Sham Singh and Neelam Kumar Oswal.
Its last annual general meeting (AGM) was held on 30 September 2019, and its latest financial statements are for the year ended 31 March 2019. The registered office is at 396 Maharani Jhansi Road Civil Lines, Ludhiana, Punjab, India – 141001.
As per the financials filed for FY 2019, the company reported a revenue of ₹14.27 Lakh, a decline of 6% compared to the previous year. For the same year it recorded a net profit of ₹1.19 Lakh (net margin 8.3%) and EBITDA of ₹1.35 Lakh (EBITDA margin 9.5%). Revenue has grown at a compounded annual rate (CAGR) of 552% over three years and 464% over five years.
Court records list 45 cases involving the company, including 4 filed by the company and 41 filed against it; 3 cases are pending.
The current compliance status is marked as active non-compliant by the Registrar of Companies.
Company details
Contact details
LVS Finance Ltd's registered office is in Ludhiana, Punjab. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered Address396 Maharani Jhansi Road Civil Lines, Ludhiana, Punjab, India – 141001
- IndustryFinancial Services, Diversified Financial Services
To see the full contact details of LVS Finance Ltd, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Financials of LVS Finance Ltd
FY 2019 filings availableLVS Finance Ltd reported revenue of ₹14.27 Lakh (down 6% YoY) for FY 2019.
Compounded Annual Growth Rate (CAGR)
Revenue fell 6% in the latest year, but over five years it has grown at a compounded annual rate (CAGR) of 464%. EBITDA fell 83% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2018-19 | FY 2017-18 | FY 2016-17 | FY 2015-16 | FY 2014-15 |
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| EBITDA | ₹1.35 Lakh | ||||
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| Tax Expense | |||||
| Net Profit (PAT) | ₹1.19 Lakh | ||||
| Balance Sheet | |||||
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Financial Ratios
| Metrics | FY 2018-19 | FY 2017-18 | FY 2016-17 | FY 2015-16 | FY 2014-15 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 9.5% | ||||
| Net Profit Margin | 8.3% | ||||
| Return on Equity (ROE) | |||||
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To see the full financial statements and ratios of LVS Finance Ltd, buy the company report.
Board of directors of LVS Finance Ltd
LVS Finance has 3 current directors and 5 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Neelam Kumar Oswal Also directs: Oswal Intermediates Private Limited, North India Carpet Company Private Limited, Oswal Fibres Private Limited and 5 more | Additional Director | 06 Mar 2018 | 8 Years 7 Months | Current |
| Sham Singh | Director | 10 Sep 2016 | 10 Years 1 Months | Current |
| Jangi Lal Oswal Also directs: Malwa Cotton Spinning Mills Ltd, Oswal Intermediates Private Limited, Malwa Corp Limited and 5 more | Additional Director | 25 Oct 2025 | 1 Years 0 Months | Current |
Peer comparison
LVS Finance Ltd is compared with the 10 companies closest to it by revenue in the BFSI industry (Finance, Other Financial Services), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Shri Salasar Sahyog Nidhi Limited | ₹14.32 Lakh (FY 2025) | -17.0% | Kuchaman, Rajasthan, India | |||
| Moondra Ventures Private Limited | ₹14.31 Lakh (FY 2024) | 6.0% | Mumbai, Maharashtra, India | |||
| Nithya Hire Purchase and Leasing Pvt Ltd | ₹14.31 Lakh (FY 2025) | -22.0% | Ernakulam, Kerala, India | |||
| Birsan Infrastructure Private Limited | ₹14.28 Lakh (FY 2022) | 172.0% | Kolkata, West Bengal, India | |||
| Swarnim Vyapaar Pvt Ltd | ₹14.27 Lakh (FY 2016) | -67.0% | Kolkata, West Bengal, India | |||
| LVS Finance Ltdthis company | ₹14.27 Lakh (FY 2019) | ₹1.19 Lakh | 8.3% | -6.0% | Ludhiana, Punjab, India | |
| Balaji Finvest Consultant Private Limited | ₹14.26 Lakh (FY 2024) | 44.0% | Nagpur, Maharashtra, India | |||
| Mindful Innovation Labs Private Limited | ₹14.26 Lakh (FY 2025) | Bangalore, Karnataka, India | ||||
| Ranjana Finance and Investments Private Limited | ₹14.26 Lakh (FY 2024) | 26.0% | Ahmedabad, Gujarat, India | |||
| Credy Money Nidhi Limited | ₹14.25 Lakh (FY 2021) | Ps-Medininagar Palamu, Jharkhand, India | ||||
| Aryan Imf Private Limited | ₹14.23 Lakh (FY 2024) | -90.0% | Panvel, Maharashtra, India |
To see the full peer comparison of LVS Finance Ltd, buy the company report.
Auditor
LVS Finance Ltd is audited by S KARAN SHARMA & CO for the financial year 2017.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| S KARAN SHARMA & CO | FY 2017 | 006890N |
Shareholding
The shareholding of LVS Finance Ltd is on record for 3 financial years, the latest being FY 2017, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2017 | FY 2016 | FY 2015 |
|---|---|---|---|
| Promoters | |||
| Domestic institutional investors (DII) | |||
| Foreign institutional investors (FII) | |||
| Public | |||
| Others |
To see the full shareholding pattern of LVS Finance Ltd, buy the company report.
Legal cases
LVS Finance Ltd has 45 court cases on record: 4 filed by LVS Finance, 41 filed against it. 3 cases are pending and 42 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 40 | 40 | 1 |
| High courts | 3 | 0 | 2 |
| NCLT | 1 | 1 | 0 |
| NCLAT | 1 | 0 | 0 |
Cases on record (5 of 45)
| Court | Type of case | Party | Status |
|---|---|---|---|
| NCLAT, NCLAT Chennai | Insolvency matter | Filed by the company against Karnataka State Industrial and Infrastructure Development Corporation Limited and 7 others | Disposed |
| High Court | Writ petition | Filed by the company against The State of Karnataka and 6 others | Pending |
| District court, SHIVAMOGGA, Karnataka | Criminal complaint | Filed against the company by M/S Polite Enterprises, Rept by Its Prop. B.R.Ramachandrappa S/O B.Ramaiah | Pending |
| District court, SHIVAMOGGA, Karnataka | Court case (Appl.101c) | Filed against the company by President and Chief Secretary, Bhadravathi Balaji Oil Farms (Ltd) Employees Association,Bhadravati | Disposed |
| District court, Chennai, Tamil Nadu | Court case (STC/PC) | Filed against the company by an individual | Disposed |
To see the full case history of LVS Finance Ltd, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for LVS Finance Ltd; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
LVS Finance has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 03AABCL3612M1ZR | Punjab | Active | 03 Dec 2018 |
To see the full GST registrations and return filing status of LVS Finance Ltd, buy the company report.
Recent activity
LVS Finance Ltd has 8 board changes on record since 2016: 4 appointments and 4 cessations. The latest: Jangi Lal Oswal was appointed as Additional Director on 25 Oct 2025.
Frequently asked questions
LVS Finance is an active public limited company based in Ludhiana, Punjab, India. The company works in diversified financial services, within the financial services industry. It was incorporated on 08 February 1995 (31+ years old) and is registered under CIN U65921PB1995PLC015768.
LVS Finance has 3 current directors:
- Neelam Kumar Oswal - Additional Director
- Sham Singh - Director
- Jangi Lal Oswal - Additional Director
The latest financial statements of LVS Finance on record with the MCA are for the year ended 31 March 2019. Its last annual general meeting was held on 30 September 2019. Year-wise statements from 2015 are in the company report.
The GSTIN of LVS Finance is 03AABCL3612M1ZR, registered in Punjab.
The CIN (Corporate Identification Number) of LVS Finance is U65921PB1995PLC015768. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
LVS Finance has 45 court cases on record: 4 filed by the company and 41 filed against it. 3 are pending. Most are in the district courts.
LVS Finance was incorporated on 08 February 1995, making it 31+ years old. It is registered with the Registrar of Companies, Chandigarh.
The peers of LVS Finance by revenue are Shri Salasar Sahyog Nidhi Limited, Moondra Ventures Private Limited, Nithya Hire Purchase and Leasing Pvt Ltd, Birsan Infrastructure Private Limited, Swarnim Vyapaar Pvt Ltd and 5 more, all in the BFSI industry (Finance, Other Financial Services).
Jangi Lal Oswal was appointed as Additional Director on 25 Oct 2025. Akhil Oswal ceased to be Director on 27 May 2019. Neelam Kumar Oswal was appointed as Additional Director on 06 Mar 2018. LVS Finance has 8 board changes on record in total.
The registered office of LVS Finance is at 396 Maharani Jhansi Road Civil Lines, Ludhiana, Punjab, India – 141001.
LVS Finance operates in the financial services industry, in the diversified financial services segment.