About Maple Credits Pvt Ltd
Data last updated:
Maple Credits Pvt Ltd is a private limited company based in Kolkata, West Bengal, India. It operates in the non-banking financial services (NBFC) segment of the financial services sector. It was incorporated on 24 June 1993 and has been in existence for over 33 years.
The company is registered with the Registrar of Companies (ROC), Kolkata, under CIN U67120WB1993PTC059234.
The company has an authorised share capital of ₹7.48 Cr and a paid-up capital of ₹2.4 Cr. It is led by directors Minakshi Bhalotia and Lalit Kumar Bhalotia.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 83/2/1 Topsia Road (South) 9th Floor Continental, Kolkata, West Bengal, India – 700046.
As per the financials filed for FY 2025, the company reported a revenue of ₹10.11 Cr, a decline of 10% compared to the previous year. For the same year it recorded a net profit of ₹7.65 Cr (net margin 75.7%) and EBITDA of ₹9.19 Cr (EBITDA margin 90.9%). Revenue has grown at a compounded annual rate (CAGR) of 12% over three years and 14% over five years.
Court records list 1 case involving the company, including 1 filed against it.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website mapleexports.net.
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- TelephoneLocked
- Website
- Social MediaLocked
- Registered Address83/2/1 Topsia Road (South) 9th Floor Continental, Kolkata, West Bengal, India – 700046
- IndustryFinancial Services, NBFC, Investment & Credit NBFC
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Business Activity of Maple Credits Pvt Ltd
The main business activity of Maple Credits is financial and insurance service. In detail, this covers financial and credit leasing activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K5 | Financial and Credit leasing activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of Maple Credits Pvt Ltd FY 2025 filings available
Maple Credits Pvt Ltd reported revenue of ₹10.11 Cr (down 10% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR) of Maple Credits Pvt Ltd
Revenue fell 10% in the latest year, but over five years it has grown at a compounded annual rate (CAGR) of 14%. EBITDA fell 8% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Maple Credits Pvt Ltd
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | ₹9.19 Cr | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | ₹7.65 Cr | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of Maple Credits Pvt Ltd
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 90.9% | •••• | •••• | •••• | •••• |
| Net Profit Margin | 75.7% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Maple Credits are in the company report.
Financial statements from 2015
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Peer Comparison of Maple Credits Pvt Ltd
Maple Credits Pvt Ltd is compared with the companies closest to it by revenue in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Arunoday Holding Pvt Ltd | ₹10.15 Cr (FY 2025) | •••• | •••• | -38.0% | •••• | Kolkata, West Bengal, India |
| VJTF Eduservices Limited Listed | ₹10.13 Cr (FY 2024) | •••• | •••• | 2714.0% | •••• | Mumbai, Maharashtra, India |
| P N B Finance and Industries Limited | ₹10.12 Cr (FY 2025) | •••• | •••• | 8.0% | •••• | New Delhi, Delhi, India |
| Embaby General Finance (India) Private Limited | ₹10.12 Cr (FY 2024) | •••• | •••• | 0.0% | •••• | Kattappana, Kerala, India |
| Sanmati Properties Limited | ₹10.11 Cr (FY 2025) | •••• | •••• | 56.0% | •••• | New Delhi, Delhi, India |
| Maple Credits Pvt Ltd this company | ₹10.11 Cr (FY 2025) | •••• | •••• | -10.0% | •••• | Kolkata, West Bengal, India |
| Ashoka Viniyoga Ltd | ₹10.09 Cr (FY 2019) | •••• | •••• | -9.0% | •••• | New Delhi, Delhi, India |
| Murari Investment & Trading Co Ltd | ₹10.06 Cr (FY 2025) | •••• | •••• | 39.0% | •••• | Kolkata, West Bengal, India |
| Ad- Manum Finance Limited Listed | ₹10.06 Cr (FY 2019) | •••• | •••• | -33.0% | •••• | Indore, Madhya Pradesh, India |
| Vimson Finance Private Limited | ₹10.06 Cr (FY 2025) | •••• | •••• | 26.0% | •••• | Goa, India |
| Techno Leasing & Finance Company Pvt Ltd | ₹10.06 Cr (FY 2025) | •••• | •••• | 1.0% | •••• | Kolkata, West Bengal, India |
Peers are the five companies nearest above and the five nearest below Maple Credits by revenue in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Auditor Details of Maple Credits Pvt Ltd
Maple Credits Pvt Ltd is audited by S. CHORARIA & ASSOCIATES for the financial year 2023.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| S. CHORARIA & ASSOCIATES | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Board of Directors of Maple Credits Pvt Ltd
Maple Credits has 2 current directors and 3 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Minakshi Bhalotia | Director | 15 Apr 2008 | 18 Years 6 Months | Current |
| Lalit Kumar Bhalotia Also directs: Hanuram Properties LLP, Anugrah Apex Finance Private Limited, Maple Natural Crafts Private Limited and 4 more | Director | 24 Jun 2003 | 23 Years 3 Months | Current |
Ownership and Shareholding of Maple Credits Pvt Ltd
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Maple Credits Pvt Ltd
Maple Credits Pvt Ltd does not have any charges (loans) registered with the Registrar of Companies.
Legal Cases of Maple Credits Pvt Ltd
Maple Credits Pvt Ltd has 1 court case on record: 1 filed against it. All case is disposed. Status as checked on 02 Oct 2026.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| High courts | 1 | 1 | 0 |
Cases on record (1 of 1)
| Court | Type of case | Party | Status |
|---|---|---|---|
| Calcutta High Court | Appeal | Filed against the company by Canny Vyapaar Private Limited | Disposed |
Full case history
All 1 cases with case numbers, court, year-wise trend, opposite parties and decision dates are in the company report.
- Every case with its case number
- Year-wise trend
- Opposite parties
- Decision dates and orders
Verified entity values are shown only after access is granted.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
Employees and EPFO Compliance at Maple Credits Pvt Ltd
Employment history and EPFO contributions of people linked to Maple Credits.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Group Structure of Maple Credits Pvt Ltd
Maple Credits has 1 associated company. This group structure data is as of FY 2023. The table lists each entity with its relationship and holding.
Recent Activity on Maple Credits Pvt Ltd
Maple Credits Pvt Ltd has 5 board changes on record since 2003: 2 appointments and 3 cessations. The latest: Shailja Bhalotia ceased to be Director on 23 Aug 2022.
Credit Ratings, Litigation & Regulatory Alerts for Maple Credits Pvt Ltd
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Maple Credits Pvt Ltd
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Maple Credits Pvt Ltd
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Maple Credits Pvt Ltd
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Maple Credits Pvt Ltd
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Maple Credits Pvt Ltd
Maple Credits is an active private limited company based in Kolkata, West Bengal, India. The company works in nbfc, within the financial services industry. It was incorporated on 24 June 1993 (33+ years old) and is registered under CIN U67120WB1993PTC059234.
Maple Credits reported revenue of ₹10.11 Cr for FY 2025 (down 10% YoY).
Maple Credits has 2 current directors:
- Minakshi Bhalotia - Director
- Lalit Kumar Bhalotia - Director
Maple Credits reported a net profit of ₹7.65 Cr (net margin 75.7%) and EBITDA of ₹9.19 Cr (EBITDA margin 90.9%) for FY 2025, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of Maple Credits is 12% over three years and 14% over five years. In the latest year (FY 2025) revenue fell 10%. CAGR is the steady yearly rate that links the first and the last year.
The CIN (Corporate Identification Number) of Maple Credits is U67120WB1993PTC059234. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Maple Credits has 1 court case on record: 1 filed against it.
Maple Credits was incorporated on 24 June 1993, making it 33+ years old. It is registered with the Registrar of Companies, Kolkata.
The peers of Maple Credits by revenue are Arunoday Holding Pvt Ltd, VJTF Eduservices Limited, P N B Finance and Industries Limited, Embaby General Finance (India) Private Limited, Sanmati Properties Limited and 5 more, all in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC).
Shailja Bhalotia ceased to be Director on 23 Aug 2022. Adarsh Bhalotia ceased to be Director on 06 May 2010. Minakshi Bhalotia was appointed as Director on 15 Apr 2008. Maple Credits has 5 board changes on record in total.
Maple Credits can be reached through the website mapleexports.net. Its registered office is in Kolkata, West Bengal, India.