Nappady Chits Private Limited
About Nappady Chits Private Limited
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Nappady Chits Private Limited is a private limited company based in Kadavanthara, , India. It operates in the financial services and investment segment of the financial services sector. It was incorporated on 28 November 2013 and has been in existence for over 13 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65992KL2013PTC035518.
The company has an authorised share capital of ₹9 Lakh and a paid-up capital of ₹9 Lakh. It is led by directors Nappady Damodaran Ramesh and Devan Ramesh Nappady.
Its last annual general meeting (AGM) was held on 29 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Door No: 37/538(Room No.25) Sahodharan Ayyappan Road Kadavanthara P, .O, Kerala, India – 682020.
As per the financials filed for FY 2025, the company reported a revenue of ₹21.46 Lakh, a growth of 36% compared to the previous year. For the same year it recorded a net profit of ₹15,540 (net margin 0.7%) and EBITDA of ₹75,657 (EBITDA margin 3.5%). Revenue has grown at a compounded annual rate (CAGR) of 21% over three years and 5% over five years.
The current compliance status is marked as compliant by the Registrar of Companies.
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- WebsiteLocked
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- Registered AddressDoor No: 37/538(Room No.25) Sahodharan Ayyappan Road Kadavanthara P, .O, Kerala, India – 682020
- IndustryFinancial Services, Financial Activities
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Business Activity of Nappady Chits Private Limited
The main business activity of Nappady Chits is financial and insurance service. In detail, this covers other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of Nappady Chits Private Limited FY 2025 filings available
Nappady Chits Private Limited reported revenue of ₹21.46 Lakh (up 36% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR) of Nappady Chits Private Limited
Revenue has grown at a compounded annual rate (CAGR) of 5% over five years, including 36% growth in the latest year. EBITDA rose 146% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Nappady Chits Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | ₹75,657 | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | ₹15,540 | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of Nappady Chits Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 3.5% | •••• | •••• | •••• | •••• |
| Net Profit Margin | 0.7% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Nappady Chits are in the company report.
Financial statements from 2015
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Peer Comparison of Nappady Chits Private Limited
Nappady Chits Private Limited is compared with the companies closest to it by revenue in the same principal business activity (Other financial activities). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Nirmal Panwar Finance Private Limited | ₹21.48 Lakh (FY 2025) | •••• | •••• | 19.0% | •••• | Jaipur, Rajasthan, India |
| Balaram Sri Balaji Chit Funds Private Limited | ₹21.48 Lakh (FY 2025) | •••• | •••• | -8.0% | •••• | Rajapalayam, Tamil Nadu, India |
| Bliss Stock Brokers Pvt.Ltd. | ₹21.47 Lakh (FY 2025) | •••• | •••• | -14.0% | •••• | Kolkata, West Bengal, India |
| Sat Kartar Leasing and Finance Company Private Limited | ₹21.47 Lakh (FY 2025) | •••• | •••• | 15.0% | •••• | India |
| Mountsoft Mutual Benefit India Nidhi Limited | ₹21.46 Lakh (FY 2024) | •••• | •••• | -37.0% | •••• | Mathura, Uttar Pradesh, India |
| Nappady Chits Private Limited this company | ₹21.46 Lakh (FY 2025) | •••• | •••• | 36.0% | •••• | Kadavanthara, Kerala, India |
| Karthikeya Chits Private Limited | ₹21.43 Lakh (FY 2024) | •••• | •••• | -4.0% | •••• | Coimbatore, Tamil Nadu, India |
| Kalyan Micro Services Foundation | ₹21.43 Lakh (FY 2025) | •••• | •••• | -26.0% | •••• | Rachi, Jharkhand, India |
| Shri Balaji Super Speciality Hospital Private Limited | ₹21.42 Lakh (FY 2025) | •••• | •••• | 3.0% | •••• | Raipur, Chhattisgarh, India |
| Fortfine Nidhi Limited | ₹21.42 Lakh (FY 2024) | •••• | •••• | -48.0% | •••• | Ernakulam, Kerala, India |
| Ash Grove Capital Private Limited | ₹21.41 Lakh (FY 2025) | •••• | •••• | -33.0% | •••• | New Delhi, Delhi, India |
Peers are the five companies nearest above and the five nearest below Nappady Chits by revenue in the same principal business activity (Other financial activities), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Auditor Details of Nappady Chits Private Limited
Nappady Chits Private Limited is audited by Chithrabhanu Kaplingat for the financial year 2017.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| Chithrabhanu Kaplingat | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Board of Directors of Nappady Chits Private Limited
Nappady Chits has 2 current directors and 2 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Nappady Damodaran Ramesh | Director | 28 Nov 2013 | 12 Years 10 Months | Current |
| Devan Ramesh Nappady | Director | 08 Sep 2018 | 8 Years 1 Months | Current |
Ownership and Shareholding of Nappady Chits Private Limited
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Nappady Chits Private Limited
Nappady Chits Private Limited does not have any charges (loans) registered with the Registrar of Companies.
Employees and EPFO Compliance at Nappady Chits Private Limited
Employment history and EPFO contributions of people linked to Nappady Chits.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on Nappady Chits Private Limited
Nappady Chits Private Limited has 4 board changes on record since 2013: 2 appointments and 2 cessations. The latest: Devan Ramesh Nappady ceased to be Director Appointed In Casual Vacancy on 30 Sep 2019.
Credit Ratings, Litigation & Regulatory Alerts for Nappady Chits Private Limited
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Nappady Chits Private Limited
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Nappady Chits Private Limited
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Nappady Chits Private Limited
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Nappady Chits Private Limited
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Nappady Chits Private Limited
Nappady Chits is an active private limited company based in Kadavanthara, , India. The company works in financial activities, within the financial services industry. It was incorporated on 28 November 2013 (13+ years old) and is registered under CIN U65992KL2013PTC035518.
Nappady Chits reported revenue of ₹21.46 Lakh for FY 2025 (up 36% YoY).
Nappady Chits has 2 current directors:
- Nappady Damodaran Ramesh - Director
- Devan Ramesh Nappady - Director
Nappady Chits reported a net profit of ₹15,540 (net margin 0.7%) and EBITDA of ₹75,657 (EBITDA margin 3.5%) for FY 2025, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of Nappady Chits is 21% over three years and 5% over five years. In the latest year (FY 2025) revenue rose 36%. CAGR is the steady yearly rate that links the first and the last year.
The CIN (Corporate Identification Number) of Nappady Chits is U65992KL2013PTC035518. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Nappady Chits was incorporated on 28 November 2013, making it 13+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of Nappady Chits by revenue are Nirmal Panwar Finance Private Limited, Balaram Sri Balaji Chit Funds Private Limited, Bliss Stock Brokers Pvt.Ltd, Sat Kartar Leasing and Finance Company Private Limited, Mountsoft Mutual Benefit India Nidhi Limited and 5 more, all in the same principal business activity (Other financial activities).
Devan Ramesh Nappady ceased to be Director Appointed In Casual Vacancy on 30 Sep 2019. Devan Ramesh Nappady was appointed as Director on 08 Sep 2018. Subha Rames ceased to be Director on 10 Aug 2018. Nappady Chits has 4 board changes on record in total.
The registered office of Nappady Chits is at Door No: 37538Room No.25 Sahodharan Ayyappan Road Kadavanthara P, .O, Kerala, India – 682020.
Nappady Chits has an authorised share capital of ₹9 Lakh and a paid-up capital of ₹9 Lakh.