Navjeevan Microfinance
About Navjeevan Microfinance
Data last updated:
Navjeevan Microfinance is a private not for profit company based in Arrah, Bihar, India. It operates in the financial intermediation and lending segment of the financial services sector. It was incorporated on 05 February 2015 and has been in existence for over 11 years.
The company is registered with the Registrar of Companies (ROC), Patna, under CIN U65999BR2015NPL023643.
The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹1 Lakh. It is led by directors including Satish Kumar Mishra and Arti.
Its last annual general meeting (AGM) was held on 30 September 2019, and its latest financial statements are for the year ended 31 March 2019. The registered office is at Javahar Tola Ara, Arrah, Bihar, India – 802301.
As per the financials filed for FY 2019, the company reported a revenue of ₹17,100, a decline of 97% compared to the previous year. For the same year it recorded a net loss of ₹382 (net margin -2.2%) and EBITDA of ₹2,100 (EBITDA margin 12.3%). Revenue has grown at a compounded annual rate (CAGR) of 9% over three years.
The current compliance status is marked as active non-compliant by the Registrar of Companies.
Company details
Contact details
Navjeevan Microfinance's registered office is in Arrah, Bihar.
- Registered AddressJavahar Tola Ara, Arrah, Bihar, India – 802301
- IndustryFinancial Services, Other Financial Intermediation
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Navjeevan Microfinance is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Navjeevan Microfinance, buy the company report.
Financials of Navjeevan Microfinance
FY 2019 filings availableNavjeevan Microfinance reported revenue of ₹17,100 (down 97% YoY) for FY 2019.
Compounded Annual Growth Rate (CAGR)
Revenue fell 97% in the latest year, but over three years it has grown at a compounded annual rate (CAGR) of 9%. EBITDA rose 872% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2018-19 | FY 2017-18 | FY 2016-17 | FY 2015-16 | FY 2014-15 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | |||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹2,100 | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | -₹382 | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2018-19 | FY 2017-18 | FY 2016-17 | FY 2015-16 | FY 2014-15 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 12.3% | ||||
| Net Profit Margin | -2.2% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Navjeevan Microfinance, buy the company report.
Board of directors of Navjeevan Microfinance
Navjeevan Microfinance has 3 current directors and 2 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Satish Kumar Mishra Also directs: Yatharth Infracity Limited, Yatharth Salesmart Private Limited | Director | 05 Feb 2015 | 11 Years 8 Months | Current |
| Arti | Director | 27 Apr 2019 | 7 Years 5 Months | Current |
| Sunil Kumar Also directs: Yatharth Infracity Limited | Director | 05 Feb 2015 | 11 Years 8 Months | Current |
Peer comparison
Navjeevan Microfinance is compared with the 10 companies closest to it by revenue in the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Manasree Nidhi Limited | ₹17,216 (FY 2023) | Mulanthuruthy, Kerala, India | ||||
| D K Aditi Financial Services Private Limited | ₹17,200 (FY 2021) | Kolkata, West Bengal, India | ||||
| Itasha Chits Private Limited | ₹17,181 (FY 2024) | -94.0% | Gurgaon, Haryana, India | |||
| Sri Ishaani Chits Private Limited | ₹17,181 (FY 2022) | -99.0% | Bangalore, Karnataka, India | |||
| Flag Commercial Private Limited | ₹17,153 (FY 2025) | -100.0% | New Delhi, Delhi, India | |||
| Navjeevan Microfinancethis company | ₹17,100 (FY 2019) | -₹382 | -2.2% | -97.0% | Arrah, Bihar, India | |
| Kutee Micro Finance India Private Limited | ₹17,100 (FY 2025) | 1.0% | Zamania, Uttar Pradesh, India | |||
| The Indian Surveyors Private Limited | ₹17,078 (FY 2025) | 25.0% | Mumbai, Maharashtra, India | |||
| Hireward Finco Private Limited | ₹17,067 (FY 2018) | Mumbai, Maharashtra, India | ||||
| Deshraj Nidhi Limited | ₹17,030 (FY 2022) | -82.0% | Forbesganj, Bihar, India | |||
| Rugved Realtors Private Limited | ₹17,000 (FY 2025) | 55.0% | Kolkata, West Bengal, India |
To see the full peer comparison of Navjeevan Microfinance, buy the company report.
Legal cases
No court or tribunal cases involving Navjeevan Microfinance are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Navjeevan Microfinance; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Navjeevan Microfinance; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Navjeevan Microfinance has 5 board changes on record since 2015: 3 appointments and 2 cessations. The latest: Arti was appointed as Director on 27 Apr 2019.
Frequently asked questions
Navjeevan Microfinance is an active private not for profit company based in Arrah, Bihar, India. The company works in other financial intermediation, within the financial services industry. It was incorporated on 05 February 2015 (11+ years old) and is registered under CIN U65999BR2015NPL023643.
Navjeevan Microfinance has 3 current directors:
- Satish Kumar Mishra - Director
- Arti - Director
- Sunil Kumar - Director
The latest financial statements of Navjeevan Microfinance on record with the MCA are for the year ended 31 March 2019. Its last annual general meeting was held on 30 September 2019. Year-wise statements from 2015 are in the company report.
The CIN (Corporate Identification Number) of Navjeevan Microfinance is U65999BR2015NPL023643. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Navjeevan Microfinance was incorporated on 05 February 2015, making it 11+ years old. It is registered with the Registrar of Companies, Patna.
The peers of Navjeevan Microfinance by revenue are Manasree Nidhi Limited, D K Aditi Financial Services Private Limited, Itasha Chits Private Limited, Sri Ishaani Chits Private Limited, Flag Commercial Private Limited and 5 more, all in the same principal business activity (other financial activities).
Arti was appointed as Director on 27 Apr 2019. Anand Kumar Gupta ceased to be Director on 04 May 2016. Vinod Kumar Gupta ceased to be Director on 26 Feb 2016. Navjeevan Microfinance has 5 board changes on record in total.
The registered office of Navjeevan Microfinance is at Javahar Tola Ara, Arrah, Bihar, India – 802301.
Navjeevan Microfinance operates in the financial services industry, in the other financial intermediation segment.
The compliance status of Navjeevan Microfinance is active non-compliant as of 07 July 2026. The company is actively filing with the Registrar of Companies.
Navjeevan Microfinance can be reached at its registered office: Javahar Tola Ara, Arrah, Bihar, India – 802301.