Nikta Chit Fund Pvt Ltd
About Nikta Chit Fund Pvt Ltd
Data last updated:
Nikta Chit Fund Pvt Ltd is a private limited company based in New Delhi, Delhi, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 11 May 1984 and has been in existence for over 42 years.
The company is registered with the Registrar of Companies (ROC), Delhi, under CIN U74899DL1984PTC018138.
The company has an authorised share capital of ₹3 Lakh and a paid-up capital of ₹3 Lakh. It is led by directors Renu Dhingra and Aman Dhingra.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Lower Ground Floor One Cabin (Area Of100 Sq Ft.) Cabin Right Front Corner 1E/15 Jhandewa, Lan Ext., New Delhi, Delhi, India – 110055.
As per the financials filed for FY 2025, the company reported a revenue of ₹14,800, a growth of 15% compared to the previous year. For the same year it recorded a net loss of ₹27 (net margin -0.2%) and EBITDA of -₹27 (EBITDA margin -0.2%). Revenue has grown at a compounded annual rate (CAGR) of 1% over three years.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Nikta Chit Fund Pvt Ltd's registered office is in New Delhi, Delhi. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressLower Ground Floor One Cabin (Area Of100 Sq Ft.) Cabin Right Front Corner 1E/15 Jhandewa, Lan Ext., New Delhi, Delhi, India – 110055
- IndustryFinancial Services, Microfinance Institutions
To see the full contact details of Nikta Chit Fund Pvt Ltd, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Financials of Nikta Chit Fund Pvt Ltd
FY 2025 filings availableNikta Chit Fund Pvt Ltd reported revenue of ₹14,800 (up 15% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 1% over three years, including 15% growth in the latest year. EBITDA rose 95% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | |||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | -₹27 | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | -₹27 | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | -0.2% | ||||
| Net Profit Margin | -0.2% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Nikta Chit Fund Pvt Ltd, buy the company report.
Board of directors of Nikta Chit Fund Pvt Ltd
Nikta Chit Fund has 2 current directors and 1 former director. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Renu Dhingra | Director | 11 May 1984 | 42 Years 5 Months | Current |
| Aman Dhingra | Director | 27 Dec 1997 | 28 Years 10 Months | Current |
Peer comparison
Nikta Chit Fund Pvt Ltd is compared with the 10 companies closest to it by revenue in the BFSI industry (Micro Finance), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Keralodayam Kuries Pvt Ltd | ₹16,500 (FY 2024) | -97.0% | Thrissur, Kerala, India | |||
| Sri Iyappa Chits Private Limited | ₹16,361 (FY 2022) | Krishnagiri, Tamil Nadu, India | ||||
| Eminence Opportunity Association | ₹16,000 (FY 2024) | -92.0% | Delhi, India | |||
| Omn-Epotent Nidhi Limited | ₹15,250 (FY 2024) | 2950.0% | Jaipur, Rajasthan, India | |||
| Dnyaneshree Urban Multipurpose Nidhi Limited | ₹14,806 (FY 2022) | Akola, Maharashtra, India | ||||
| Nikta Chit Fund Pvt Ltdthis company | ₹14,800 (FY 2025) | -₹27 | -0.2% | 15.0% | New Delhi, Delhi, India | |
| Manohar Chits Private Limited | ₹14,740 (FY 2023) | -58.0% | Sonipat, Haryana, India | |||
| Gauram Micro Finance Foundation | ₹14,200 (FY 2025) | Mahanagar, Uttar Pradesh, India | ||||
| Pramsuh Chit Funds Private Limited | ₹13,941 (FY 2023) | Hyderabad, Telangana, India | ||||
| Real Burgeon Money Chit Fund Private Limited | ₹13,865 (FY 2025) | 452.0% | New Delhi, Delhi, India | |||
| Gramin Bundelkhand Bhavishya India Nidhi Limited | ₹13,740 (FY 2025) | -50.0% | Lalitpur, Uttar Pradesh, India |
To see the full peer comparison of Nikta Chit Fund Pvt Ltd, buy the company report.
Auditor
Nikta Chit Fund Pvt Ltd is audited by JAIN & ANAND for the financial year 2019.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| JAIN & ANAND | FY 2019 | 005491N |
Shareholding
The shareholding of Nikta Chit Fund Pvt Ltd is on record for 3 financial years, the latest being FY 2019, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2019 | FY 2017 | FY 2016 |
|---|---|---|---|
| Promoters | |||
| Domestic institutional investors (DII) | |||
| Foreign institutional investors (FII) | |||
| Public | |||
| Others |
To see the full shareholding pattern of Nikta Chit Fund Pvt Ltd, buy the company report.
Legal cases
No court or tribunal cases involving Nikta Chit Fund Pvt Ltd are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Nikta Chit Fund Pvt Ltd; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Nikta Chit Fund Pvt Ltd; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Nikta Chit Fund Pvt Ltd has 3 board changes on record since 1984: 2 appointments and 1 cessation. The latest: Ranju Dhingra ceased to be Director on 25 Mar 2016.
Frequently asked questions
Nikta Chit Fund is an active private limited company based in New Delhi, Delhi, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 11 May 1984 (42+ years old) and is registered under CIN U74899DL1984PTC018138.
Nikta Chit Fund has 2 current directors:
- Renu Dhingra - Director
- Aman Dhingra - Director
The latest financial statements of Nikta Chit Fund on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
The CIN (Corporate Identification Number) of Nikta Chit Fund is U74899DL1984PTC018138. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Nikta Chit Fund was incorporated on 11 May 1984, making it 42+ years old. It is registered with the Registrar of Companies, Delhi.
The peers of Nikta Chit Fund by revenue are Keralodayam Kuries Pvt Ltd, Sri Iyappa Chits Private Limited, Eminence Opportunity Association, Omn-Epotent Nidhi Limited, Dnyaneshree Urban Multipurpose Nidhi Limited and 5 more, all in the BFSI industry (Micro Finance).
Ranju Dhingra ceased to be Director on 25 Mar 2016. Aman Dhingra was appointed as Director on 27 Dec 1997. Renu Dhingra was appointed as Director on 11 May 1984.
The registered office of Nikta Chit Fund is at Lower Ground Floor One Cabin Area Of100 Sq Ft. Cabin Right Front Corner 1E15 Jhandewa, Lan Ext., New Delhi, Delhi, India – 110055.
Nikta Chit Fund operates in the financial services industry, in the microfinance institutions segment.
The compliance status of Nikta Chit Fund is compliant as of 27 August 2026. The company is actively filing with the Registrar of Companies.
Nikta Chit Fund can be reached at its registered office: Lower Ground Floor One Cabin Area Of100 Sq Ft. Cabin Right Front Corner 1E15 Jhandewa, Lan Ext, New Delhi, Delhi, India – 110055.
Sample company reports
The same report you get when you buy one: financials, directors, ownership, deals, charges, legal cases, brands and filings, with the Excel workbook alongside.
