N.M. Credit Pvt Ltd
About N.M. Credit Pvt Ltd
Data last updated:
N.M. Credit Pvt Ltd is a private limited company based in Kolkata, West Bengal, India. It operates in the households as employers of domestics personnel segment of the household services sector. It was incorporated on 05 January 1993 and has been in existence for over 33 years.
The company is registered with the Registrar of Companies (ROC), Kolkata, under CIN U51909WB1993PTC057367.
The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹10 Lakh. It is led by directors Mahesh Kumar Lhila and Keerti Buchasia.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 85 Metcalfe Street Room No. 304 3rd Floror, Kolkata, West Bengal, India – 700013.
As per the financials filed for FY 2025, the company reported a revenue of ₹3.58 Lakh, a growth of 9% compared to the previous year. For the same year it recorded a net profit of ₹36,460 (net margin 10.2%) and EBITDA of ₹49,270 (EBITDA margin 13.8%). Revenue has declined at a compounded annual rate (CAGR) of 3% over three years and 4% over five years.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
N.M. Credit Pvt Ltd's registered office is in Kolkata, West Bengal. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered Address85 Metcalfe Street Room No. 304 3rd Floror, Kolkata, West Bengal, India – 700013
- IndustryHousehold Services, Households As Employers Of Domestics Personnel
To see the full contact details of N.M. Credit Pvt Ltd, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of N.M. Credit is financial and insurance activities. In detail, this covers activities auxiliary to financial service and insurance activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance activities | 66 | Activities auxiliary to financial service and insurance activities |
To see the full business activity and turnover split of N.M. Credit Pvt Ltd, buy the company report.
Financials of N.M. Credit Pvt Ltd
FY 2025 filings availableN.M. Credit Pvt Ltd reported revenue of ₹3.58 Lakh (up 9% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue rose 9% in the latest year, though over five years it has declined at a compounded annual rate (CAGR) of 4%. EBITDA rose 35% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | ₹49,270 | ||||
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| Net Profit (PAT) | ₹36,460 | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| Profitability | |||||
| EBITDA Margin | 13.8% | ||||
| Net Profit Margin | 10.2% | ||||
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To see the full financial statements and ratios of N.M. Credit Pvt Ltd, buy the company report.
Board of directors of N.M. Credit Pvt Ltd
N.M. Credit has 2 current directors and 9 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Mahesh Kumar Lhila Also directs: Evergreen Trades & Finances Pvt Ltd, In Sight Marketing Pvt Ltd, Tarzon Tracon Pvt Ltd and 2 more | Director | 16 Aug 2012 | 14 Years 2 Months | Current |
| Keerti Buchasia | Director | 01 Sep 2024 | 2 Years 2 Months | Current |
Peer comparison
N.M. Credit Pvt Ltd is compared with the 10 companies closest to it by revenue in the same principal business activity (activities auxiliary to financial service and insurance activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Purma Infotainment Pvt Ltd | ₹3.6 Lakh (FY 2025) | 56.0% | Kolkata, West Bengal, India | |||
| Velji Dosabhai Investments Pvt Ltd | ₹3.6 Lakh (FY 2025) | 8.0% | Mumbai, Maharashtra, India | |||
| Mega Bucks Capital Private Limited | ₹3.59 Lakh (FY 2025) | 50.0% | Mumbai, Maharashtra, India | |||
| Shapoorji Hotels Private Limited | ₹3.58 Lakh (FY 2025) | -99.0% | Mumbai, Maharashtra, India | |||
| HSM Microcare Foundation | ₹3.58 Lakh (FY 2025) | Varanasi, Uttar Pradesh, India | ||||
| N.M. Credit Pvt Ltdthis company | ₹3.58 Lakh (FY 2025) | ₹36,460 | 10.2% | 9.0% | Kolkata, West Bengal, India | |
| Accord Securities Private Limited | ₹3.58 Lakh (FY 2025) | 5.0% | Mumbai, Maharashtra, India | |||
| Prithudak Forex Private Limited | ₹3.57 Lakh (FY 2025) | -48.0% | Thanesar, Haryana, India | |||
| Akshata Fintrade Private Limited | ₹3.57 Lakh (FY 2025) | Mumbai, Maharashtra, India | ||||
| Jgsgroup Consulting Private Limited | ₹3.57 Lakh (FY 2025) | -80.0% | New Delhi, Delhi, India | |||
| Unived Corporate Research Private Limited | ₹3.55 Lakh (FY 2025) | 1.0% | Mumbai, Maharashtra, India |
To see the full peer comparison of N.M. Credit Pvt Ltd, buy the company report.
Auditor
N.M. Credit Pvt Ltd is audited by U.GUPTA & CO. for the financial year 2017.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| U.GUPTA & CO. | FY 2017 | 323730E |
Shareholding
The shareholding of N.M. Credit Pvt Ltd is on record for 2 financial years, the latest being FY 2017, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2017 | FY 2016 |
|---|---|---|
| Promoters | ||
| Domestic institutional investors (DII) | ||
| Foreign institutional investors (FII) | ||
| Public | ||
| Others |
To see the full shareholding pattern of N.M. Credit Pvt Ltd, buy the company report.
Legal cases
No court or tribunal cases involving N.M. Credit Pvt Ltd are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for N.M. Credit Pvt Ltd; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for N.M. Credit Pvt Ltd; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
N.M. Credit Pvt Ltd has 11 board changes on record since 2008: 2 appointments and 9 cessations. The latest: Keerti Buchasia was appointed as Director on 01 Sep 2024.
2 earlier events are in the company report.
Frequently asked questions
N.M. Credit is an active private limited company based in Kolkata, West Bengal, India. The company works in households as employers of domestics personnel, within the household services industry. It was incorporated on 05 January 1993 (33+ years old) and is registered under CIN U51909WB1993PTC057367.
N.M. Credit has 2 current directors:
- Mahesh Kumar Lhila - Director
- Keerti Buchasia - Director
The latest financial statements of N.M. Credit on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
The CIN (Corporate Identification Number) of N.M. Credit is U51909WB1993PTC057367. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
N.M. Credit was incorporated on 05 January 1993, making it 33+ years old. It is registered with the Registrar of Companies, Kolkata.
The peers of N.M. Credit by revenue are Purma Infotainment Pvt Ltd, Velji Dosabhai Investments Pvt Ltd, Mega Bucks Capital Private Limited, Shapoorji Hotels Private Limited, HSM Microcare Foundation and 5 more, all in the same principal business activity (activities auxiliary to financial service and insurance activities).
Keerti Buchasia was appointed as Director on 01 Sep 2024. Rajendra Prasad Yadav ceased to be Additional Director on 01 Sep 2024. Rahul Dalmia ceased to be Director on 26 Dec 2023. N.M. Credit has 11 board changes on record in total.
The registered office of N.M. Credit is at 85 Metcalfe Street Room No. 304 3rd Floror, Kolkata, West Bengal, India – 700013.
N.M. Credit operates in the household services industry, in the households as employers of domestics personnel segment.
The compliance status of N.M. Credit is compliant as of 20 September 2026. The company is actively filing with the Registrar of Companies.
N.M. Credit can be reached at its registered office: 85 Metcalfe Street Room No. 304 3rd Floror, Kolkata, West Bengal, India – 700013.
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