NMB Chits Private Limited
About NMB Chits Private Limited
Data last updated:
NMB Chits Private Limited is a private limited company based in Ernakulam, Kerala, India. It operates in the financial services and investment segment of the financial services sector. It was incorporated on 14 December 2012 and has been in existence for over 14 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65992KL2012PTC032915.
The company has an authorised share capital of ₹3 Lakh and a paid-up capital of ₹3 Lakh. It is led by directors Annamma Babu and George Babu.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Ennem Square II Mamala P.O Sasthamugal, Ernakulam, Kerala, India – 682305.
As per the financials filed for FY 2026, the company reported a revenue of ₹4.64 Lakh, a decline of 19% compared to the previous year. For the same year it recorded a net profit of ₹47,411 (net margin 10.2%) and EBITDA of ₹66,420 (EBITDA margin 14.3%). Revenue has declined at a compounded annual rate (CAGR) of 3% over three years and 1% over five years.
The current compliance status is marked as compliant by the Registrar of Companies.
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- Registered AddressEnnem Square II Mamala P.O Sasthamugal, Ernakulam, Kerala, India – 682305
- IndustryFinancial Services, Financial Activities
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Business Activity of NMB Chits Private Limited
The main business activity of NMB Chits is financial and insurance service. In detail, this covers other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of NMB Chits Private Limited FY 2025 filings available
NMB Chits Private Limited reported revenue of ₹4.64 Lakh (down 19% YoY) for FY 2026.
Compounded Annual Growth Rate (CAGR) of NMB Chits Private Limited
Revenue has declined at a compounded annual rate (CAGR) of 1% over five years, including a 19% fall in the latest year. EBITDA rose 12% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of NMB Chits Private Limited
| Metrics | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | ₹66,420 | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | ₹47,411 | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of NMB Chits Private Limited
| Metrics | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 14.3% | •••• | •••• | •••• | •••• |
| Net Profit Margin | 10.2% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of NMB Chits are in the company report.
Financial statements from 2015
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Peer Comparison of NMB Chits Private Limited
NMB Chits Private Limited is compared with the companies closest to it by revenue in the same principal business activity (Other financial activities). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Saatata Nidhi Limited | ₹5.74 Lakh (FY 2022) | •••• | •••• | •••• | Murshidabad, West Bengal, India | |
| Affinity Finance Private Limited | ₹5.74 Lakh (FY 2025) | •••• | •••• | 8.0% | •••• | Kolkata, West Bengal, India |
| Dhaanvi Nidhi Limited | ₹5.73 Lakh (FY 2019) | •••• | •••• | 5440.0% | •••• | Gangapur, Rajasthan, India |
| Cypress Consultants Private Limited | ₹5.73 Lakh (FY 2025) | •••• | •••• | 295.0% | •••• | Mumbai, Maharashtra, India |
| Sanvin Chits Private Limited | ₹5.73 Lakh (FY 2024) | •••• | •••• | -46.0% | •••• | New Delhi, Delhi, India |
| Eurometrics Secure Financial Services Private Limited | ₹5.72 Lakh (FY 2024) | •••• | •••• | 162.0% | •••• | Patna, Bihar, India |
| Nellimoottil Nidhi Limited | ₹5.72 Lakh (FY 2022) | •••• | •••• | •••• | Kozhencherry, Kerala, India | |
| Afc Kuries Private Limited | ₹5.71 Lakh (FY 2025) | •••• | •••• | 1281.0% | •••• | Thrissur, Kerala, India |
| Star Dealers Private Limited | ₹5.71 Lakh (FY 2025) | •••• | •••• | -7.0% | •••• | Kolkata, West Bengal, India |
| Gokak Janata Chits Private Limited | ₹5.71 Lakh (FY 2018) | •••• | •••• | 52.0% | •••• | Gokak, Karnataka, India |
| NMB Chits Private Limited this company | ₹4.64 Lakh (FY 2026) | •••• | •••• | -19.0% | •••• | Ernakulam, Kerala, India |
Peers are the five companies nearest above and the five nearest below NMB Chits by revenue in the same principal business activity (Other financial activities), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Auditor Details of NMB Chits Private Limited
NMB Chits Private Limited is audited by JRS & CO for the financial year 2017.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| JRS & CO | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Board of Directors of NMB Chits Private Limited
NMB Chits has 2 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Annamma Babu | Director | 14 Dec 2012 | 13 Years 10 Months | Current |
| George Babu | Director | 14 Dec 2012 | 13 Years 10 Months | Current |
Ownership and Shareholding of NMB Chits Private Limited
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of NMB Chits Private Limited
NMB Chits Private Limited does not have any charges (loans) registered with the Registrar of Companies.
Employees and EPFO Compliance at NMB Chits Private Limited
Employment history and EPFO contributions of people linked to NMB Chits.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on NMB Chits Private Limited
NMB Chits Private Limited has 2 board changes on record since 2012: 2 appointments. The latest: Annamma Babu was appointed as Director on 14 Dec 2012.
Credit Ratings, Litigation & Regulatory Alerts for NMB Chits Private Limited
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by NMB Chits Private Limited
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of NMB Chits Private Limited
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of NMB Chits Private Limited
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of NMB Chits Private Limited
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about NMB Chits Private Limited
NMB Chits is an active private limited company based in Ernakulam, Kerala, India. The company works in financial activities, within the financial services industry. It was incorporated on 14 December 2012 (14+ years old) and is registered under CIN U65992KL2012PTC032915.
NMB Chits reported revenue of ₹4.64 Lakh for FY 2026 (down 19% YoY).
NMB Chits has 2 current directors:
- Annamma Babu - Director
- George Babu - Director
NMB Chits reported a net profit of ₹47,411 (net margin 10.2%) and EBITDA of ₹66,420 (EBITDA margin 14.3%) for FY 2026, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of NMB Chits is -3% over three years and -1% over five years. In the latest year (FY 2026) revenue fell 19%. CAGR is the steady yearly rate that links the first and the last year.
The CIN (Corporate Identification Number) of NMB Chits is U65992KL2012PTC032915. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
NMB Chits was incorporated on 14 December 2012, making it 14+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of NMB Chits by revenue are Saatata Nidhi Limited, Affinity Finance Private Limited, Dhaanvi Nidhi Limited, Cypress Consultants Private Limited, Sanvin Chits Private Limited and 5 more, all in the same principal business activity (Other financial activities).
Annamma Babu was appointed as Director on 14 Dec 2012. George Babu was appointed as Director on 14 Dec 2012.
The registered office of NMB Chits is at Ennem Square II Mamala P.O Sasthamugal, Ernakulam, Kerala, India – 682305.
NMB Chits has an authorised share capital of ₹3 Lakh and a paid-up capital of ₹3 Lakh.