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Optimoney Technologies Private Limited - financial services in Mumbai, Maharashtra, India. FY 2026 financials & compliance.
Revenue · FY 2025
₹36.09 Lakh
▲ 1828% YoY
Net loss · FY 2025
₹20.11 Lakh
Net margin -55.7%
EBITDA · FY 2025
-₹7.97 Lakh
EBITDA margin -22.1%
Authorised capital
₹10 Lakh
Registered with MCA
Paid-up capital
₹1.08 Lakh
Issued & subscribed
Company age
5 yrs
Est. 2021
Directors on board
4
As per MCA filings
Active GSTINs
1
GST registered
About Optimoney Technologies Private Limited
Data last updated:
Optimoney Technologies Private Limited is a private limited company based in Mumbai, Maharashtra, India, recognised as a startup by DPIIT. It operates in the digital payment solutions segment of the financial services sector. It was incorporated on 21 August 2021 and has been in existence for over 5 years.
The company is registered with the Registrar of Companies (ROC), Mumbai, under CIN U72900MH2021PTC366158. Its GSTIN is 27AADCO5474G1Z9 (Maharashtra).
The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹1.08 Lakh. It is led by directors including Rajat Agarwal and Karan Khetarpal.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Mumbai, Maharashtra.
As per the financials filed for FY 2025, the company reported a revenue of ₹36.09 Lakh, reflecting significant growth compared to the previous year. For the same year it recorded a net loss of ₹20.11 Lakh (net margin -55.7%) and EBITDA of -₹7.97 Lakh (EBITDA margin -22.1%).
The company is associated with 1 brand: PocketATM. The company has 1 deal on record (1 funding round), with disclosed funding of ₹3.32 Cr; the latest was in February 2024.
Optimoney Technologies Private Limited is registered as a micro enterprise under the Udyam registration framework (Reg. No. UDYAM-MH-19-0143315). For more details, the company can be reached via its website pocketatm.in.
Company details
CIN U72900MH2021PTC366158
Registration Number 366158
Incorporation Date 21 August 2021
ROC Mumbai
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2025
Date of Balance Sheet 31 March 2025
DPIIT Recognition Recognised Startup
MSME Classification Micro
Udyam Registration UDYAM-MH-19-0143315
Recognitions & Rankings of Optimoney Technologies
MSME (Udyam registered) Ministry of MSME
- Category
- Micro (2024-25)
- Udyam number
- UDYAM-MH-19-0143315
Contact details
Optimoney Technologies Private Limited's registered office is in Mumbai, Maharashtra. Its website is pocketatm.in. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Social Media
- Apps
- Registered AddressFloor – 2 Plot – 264/265 Vaswani Chambers, Dr Annie Besant Road, Mumbai, Maharashtra, India – 400030
- IndustryFinancial Services, Digital Payment Solutions
To see the full contact details of Optimoney Technologies Private Limited, buy the company report.
Comprehensive company report
Optimoney Technologies Private Limited - one report that includes everything
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
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Brands
Optimoney Technologies operates one associated brand: PocketATM. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| App-based cash dispensing and withdrawal solutions are provided for users. | pocketatm.in |
Business activity
The main business activity of Optimoney Technologies is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
Financials of Optimoney Technologies Private Limited
FY 2025 filings availableOptimoney Technologies Private Limited reported revenue of ₹36.09 Lakh (up 1828% YoY) for FY 2025.
Revenue · FY 2025
₹36.09 Lakh ▲ 1828%
Net loss · FY 2025
₹20.11 Lakh margin -55.7%
EBITDA · FY 2025
-₹7.97 Lakh margin -22.1%
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 |
|---|---|---|---|---|
| Profit and Loss Statement | ||||
| Revenue from Operations | ||||
| Other Income | ||||
| Total Revenue | ||||
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| Employee Benefit Expense | ||||
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| Depreciation and Amortisation | ||||
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| Total Expenses | ||||
| EBITDA | -₹7.97 Lakh | |||
| Profit Before Tax | ||||
| Tax Expense | ||||
| Net Profit (PAT) | -₹20.11 Lakh | |||
| Balance Sheet | ||||
| Share Capital | ||||
| Reserves and Surplus | ||||
| Net Worth (Total Equity) | ||||
| Long-term Borrowings | ||||
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| Trade Payables | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 |
|---|---|---|---|---|
| Profitability | ||||
| EBITDA Margin | -22.1% | |||
| Net Profit Margin | -55.7% | |||
| Return on Equity (ROE) | ||||
| Return on Capital Employed (ROCE) | ||||
| Return on Assets (ROA) | ||||
| Liquidity and Debt | ||||
| Current Ratio | ||||
| Quick Ratio | ||||
| Debt-to-Equity Ratio | ||||
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| Efficiency and Growth | ||||
| Asset Turnover | ||||
| Receivable Days | ||||
| Payable Days | ||||
| Inventory Days | ||||
| Revenue Growth | ||||
| Net Profit Growth | ||||
To see the full financial statements and ratios of Optimoney Technologies Private Limited, buy the company report.
Board of directors of Optimoney Technologies Private Limited
Optimoney Technologies has 4 directors on record. No former directors are listed.
Current Directors
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Rajat Agarwal | Director | 16 Feb 2022 | 4 Years 8 Months | Current |
| Karan Khetarpal | Director | 16 Feb 2022 | 4 Years 8 Months | Current |
| Mihir Mehta | Director | 21 Aug 2021 | 5 Years 2 Months | Current |
| Sushil Kurri Sudarshan | Director | 21 Aug 2021 | 5 Years 2 Months | Current |
Auditor
Optimoney Technologies Private Limited is audited by Sayali Deshkar & Associates for the financial year 2022.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| Sayali Deshkar & Associates | FY 2022 | 143854W |
Deals & funding
Optimoney Technologies Private Limited has 1 deal on record (1 funding round), with disclosed funding of ₹3.32 Cr; the latest was in February 2024.
Total deals
1
Funding round
1
Disclosed funding
₹3.32 Cr
Deals on record (1 of 1)
| When | Deal | Amount | Parties |
|---|---|---|---|
| Feb 2024 | Funding round · Pre-seed | ₹3.32 Cr | Investors: Indian Express Commercial Ventures, 3 individuals |
Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.
Legal cases
No court or tribunal cases involving Optimoney Technologies Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Optimoney Technologies Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
Employees & EPFO
Optimoney Technologies Private Limited has 1 active EPFO establishment as of Apr 01, 2024.
Active EPFO establishments
1
GST
Optimoney Technologies has 1 GST registration: 1 active.
Total GSTINs
1
Active
1
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 27AADCO5474G1Z9 | Maharashtra | Active | 12 Jul 2022 |
To see the full GST registrations and return filing status of Optimoney Technologies Private Limited, buy the company report.
Recent activity
Optimoney Technologies Private Limited has 4 board changes on record since 2021: 4 appointments. The latest: Karan Khetarpal was appointed as Director on 16 Feb 2022.
AGM
Optimoney Technologies Private Limited last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records.
Filing
Optimoney Technologies Private Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Mumbai.
Appointed
Karan Khetarpal was appointed as Director.
Appointed
Rajat Agarwal was appointed as Director.
Appointed
Mihir Mehta was appointed as Director.
Appointed
Sushil Kurri Sudarshan was appointed as Director.
Incorporation
21 Aug 2021
Optimoney Technologies Private Limited was registered on 21 Aug 2021 with Roc Mumbai & aged 5 years 2 months as per MCA records.
Frequently asked questions
Optimoney Technologies is an active private limited company based in Mumbai, Maharashtra, India. The company works in digital payment solutions, within the financial services industry. It was incorporated on 21 August 2021 (5+ years old) and is registered under CIN U72900MH2021PTC366158.
Optimoney Technologies has 4 current directors:
- Rajat Agarwal - Director
- Karan Khetarpal - Director
- Mihir Mehta - Director
- Sushil Kurri Sudarshan - Director
The latest financial statements of Optimoney Technologies on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2022 are in the company report.
The GSTIN of Optimoney Technologies is 27AADCO5474G1Z9, registered in Maharashtra.
The CIN (Corporate Identification Number) of Optimoney Technologies is U72900MH2021PTC366158. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Optimoney Technologies was incorporated on 21 August 2021, making it 5+ years old. It is registered with the Registrar of Companies, Mumbai.
Optimoney Technologies has 1 deal on record (1 funding round), with disclosed funding of ₹3.32 Cr; the latest was in February 2024.
Karan Khetarpal was appointed as Director on 16 Feb 2022. Rajat Agarwal was appointed as Director on 16 Feb 2022. Mihir Mehta was appointed as Director on 21 Aug 2021. Optimoney Technologies has 4 board changes on record in total.
Yes, Optimoney Technologies is recognised as a startup by the Department for Promotion of Industry and Internal Trade (DPIIT).
Yes, Optimoney Technologies is registered as a micro enterprise under Udyam registration (number: UDYAM-MH-19-0143315).