Ourmaithri Chits (Alagappanagar) Private Limited
About Ourmaithri Chits (Alagappanagar) Private Limited
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Ourmaithri Chits (Alagappanagar) Private Limited is a private limited company based in Thrissur, Kerala, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 12 March 2013 and has been in existence for over 13 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65992KL2013PTC033486.
The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹9.2 Lakh. It is led by directors including Chacko Thayyalakkal Vareed (Managing Director) and James Kunduparambil Ouseph.
Its last annual general meeting (AGM) was held on 27 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Door No.1/478 Maithri Building Alagappanagar Po, Thrissur, Kerala, India – 680302.
As per the financials filed for FY 2025, the company reported a revenue of ₹19.86 Lakh, a growth of 5% compared to the previous year. For the same year it recorded a net profit of ₹2.3 Lakh (net margin 11.6%) and EBITDA of ₹3.26 Lakh (EBITDA margin 16.4%). Revenue has grown at a compounded annual rate (CAGR) of 9% over three years and 1% over five years.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Ourmaithri Chits (Alagappanagar) Private Limited's registered office is in Thrissur, Kerala. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressDoor No.1/478 Maithri Building Alagappanagar Po, Thrissur, Kerala, India – 680302
- IndustryFinancial Services, Microfinance Institutions
To see the full contact details of Ourmaithri Chits (Alagappanagar) Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Ourmaithri Chits (Alagappanagar) is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Ourmaithri Chits (Alagappanagar) Private Limited, buy the company report.
Financials of Ourmaithri Chits (Alagappanagar) Private Limited
FY 2025 filings availableOurmaithri Chits (Alagappanagar) Private Limited reported revenue of ₹19.86 Lakh (up 5% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 1% over five years, including 5% growth in the latest year. EBITDA rose 13% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | ₹3.26 Lakh | ||||
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| Tax Expense | |||||
| Net Profit (PAT) | ₹2.3 Lakh | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| Profitability | |||||
| EBITDA Margin | 16.4% | ||||
| Net Profit Margin | 11.6% | ||||
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To see the full financial statements and ratios of Ourmaithri Chits (Alagappanagar) Private Limited, buy the company report.
Board of directors of Ourmaithri Chits (Alagappanagar) Private Limited
Ourmaithri Chits (Alagappanagar) has 5 current directors and 10 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| James Kunduparambil Ouseph | Director | 24 Sep 2021 | 5 Years 1 Months | Current |
| Varghese Manjaly Chakku Also directs: Maithri Chits and Finance Pvt Ltd, Vendore Kuries Limited | Director | 25 Sep 2017 | 9 Years 1 Months | Current |
| Chacko Thayyalakkal Vareed Also directs: Maithri Chits and Finance Pvt Ltd | Managing Director | 30 Apr 2013 | 13 Years 6 Months | Current |
| Edakkulathur Raphael Porinchu | Director | 18 Sep 2018 | 8 Years 1 Months | Current |
| Saburaj Chullikkattil Vijayan | Director | 25 Sep 2017 | 9 Years 1 Months | Current |
Peer comparison
Ourmaithri Chits (Alagappanagar) Private Limited is compared with the 8 companies closest to it by revenue in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Sreenilaya Chit Fund Private Limited | ₹19.94 Lakh (FY 2025) | -78.0% | Hyderabad, Telangana, India | |||
| Metro Samrudhi Nidhi Limited | ₹19.92 Lakh (FY 2023) | 878.0% | Ghaziabad, Uttar Pradesh, India | |||
| Mathuram Chits Private Limited | ₹19.9 Lakh (FY 2025) | 1.0% | Tiruchirappalli, Tamil Nadu, India | |||
| Bharathodayam Kuries Pvt Ltd | ₹19.88 Lakh (FY 2025) | 45.0% | Thrissur, Kerala, India | |||
| Ourmaithri Chits (Alagappanagar) Private Limitedthis company | ₹19.86 Lakh (FY 2025) | ₹2.3 Lakh | 11.6% | 5.0% | Thrissur, Kerala, India | |
| SRB Chit Fund Private Limited | ₹19.84 Lakh (FY 2024) | 6.0% | Delhi, India | |||
| Vadakkummuri Kuries Private Limited | ₹19.8 Lakh (FY 2024) | 26.0% | Thrissur, Kerala, India | |||
| Samipam Micro Foundation | ₹19.76 Lakh (FY 2024) | 7.0% | Rajkot, Gujarat, India | |||
| Sri Swathi Chit Funds (Miryalguda) Private Limited | ₹19.72 Lakh (FY 2025) | 6.0% | Nalgonda, Telangana, India |
To see the full peer comparison of Ourmaithri Chits (Alagappanagar) Private Limited, buy the company report.
Auditor
Ourmaithri Chits (Alagappanagar) Private Limited is audited by V VENUGOPALAN & ASSOCIATES for the financial year 2023.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| V VENUGOPALAN & ASSOCIATES | FY 2023 | 010739S |
Shareholding
The shareholding of Ourmaithri Chits (Alagappanagar) Private Limited is on record for 5 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Ourmaithri Chits (Alagappanagar) Private Limited, buy the company report.
Legal cases
No court or tribunal cases involving Ourmaithri Chits (Alagappanagar) Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Ourmaithri Chits (Alagappanagar) Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Ourmaithri Chits (Alagappanagar) Private Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Ourmaithri Chits (Alagappanagar) Private Limited has 25 board changes on record since 2013: 15 appointments and 10 cessations. The latest: James Kunduparambil Ouseph was appointed as Director on 24 Sep 2021.
16 earlier events are in the company report.
Frequently asked questions
Ourmaithri Chits (Alagappanagar) is an active private limited company based in Thrissur, Kerala, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 12 March 2013 (13+ years old) and is registered under CIN U65992KL2013PTC033486.
Ourmaithri Chits (Alagappanagar) has 5 current directors:
- Chacko Thayyalakkal Vareed - Managing Director
- James Kunduparambil Ouseph - Director
- Varghese Manjaly Chakku - Director
- Edakkulathur Raphael Porinchu - Director
- Saburaj Chullikkattil Vijayan - Director
The latest financial statements of Ourmaithri Chits (Alagappanagar) on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 27 September 2025. Year-wise statements from 2015 are in the company report.
The CIN (Corporate Identification Number) of Ourmaithri Chits (Alagappanagar) is U65992KL2013PTC033486. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Ourmaithri Chits (Alagappanagar) was incorporated on 12 March 2013, making it 13+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of Ourmaithri Chits (Alagappanagar) by revenue are Sreenilaya Chit Fund Private Limited, Metro Samrudhi Nidhi Limited, Mathuram Chits Private Limited, Bharathodayam Kuries Pvt Ltd, SRB Chit Fund Private Limited and 3 more, all in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities).
James Kunduparambil Ouseph was appointed as Director on 24 Sep 2021. Thomas Maruttikkal Devassy ceased to be Director on 24 Sep 2021. Edakkulathur Raphael Porinchu was appointed as Director on 18 Sep 2018. Ourmaithri Chits (Alagappanagar) has 25 board changes on record in total.
The registered office of Ourmaithri Chits (Alagappanagar) is at Door No.1478 Maithri Building Alagappanagar Po, Thrissur, Kerala, India – 680302.
Ourmaithri Chits (Alagappanagar) operates in the financial services industry, in the microfinance institutions segment.
The compliance status of Ourmaithri Chits (Alagappanagar) is compliant as of 10 August 2026. The company is actively filing with the Registrar of Companies.
Ourmaithri Chits (Alagappanagar) can be reached at its registered office: Door No.1478 Maithri Building Alagappanagar Po, Thrissur, Kerala, India – 680302.
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