About Oye Fintech Private Limited
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Oye Fintech Private Limited is a foreign private limited company based in Chennai, Tamil Nadu, India, a subsidiary of M/S. Gain Credit India Holdings Inc.. It operates in the business support services segment of the business services sector. It was incorporated on 23 March 2017 and has been in existence for over 9 years.
The company is registered with the Registrar of Companies (ROC), Chennai, under CIN U65999TN2017FTC125885. Its GSTIN is 33AACCO4683N1Z1 (Tamil Nadu). The company holds 3 GST registrations, all of them active.
The company has an authorised share capital of ₹36 Cr and a paid-up capital of ₹21.3 Cr. It is led by directors Vineet Arora and Varma Surya Srinivasa Maruti Prasad Kalidindi.
Its last annual general meeting (AGM) was held on 25 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Chennai, Tamil Nadu.
As per the financials filed for FY 2023, the company reported a revenue of ₹71,000, a decline of 100% compared to the previous year. For the same year it recorded a net loss of ₹2.62 Lakh (net margin -369%) and EBITDA of -₹3.33 Lakh (EBITDA margin -469%). Revenue has declined at a compounded annual rate (CAGR) of 85% over three years and 32% over five years.
The company is associated with 1 brand: Oyeloans. The company has 4 deals on record (3 funding rounds, 1 acquisition), with disclosed funding of ₹23.83 Cr; the latest was in July 2021.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website oyeloans.com.
Company details
CIN history
Oye Fintech has one previous CIN (Corporate Identification Number): U65999UP2017FTC091602. The current CIN is U65999TN2017FTC125885, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U65999TN2017FTC125885 | Current |
| U65999UP2017FTC091602 | Previous |
Contact details
Oye Fintech Private Limited's registered office is in Chennai, Tamil Nadu. Its website is oyeloans.com. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Social Media
- Apps
- Registered AddressDisruptors Of Tomorrow Hub Spaces&Suitesllp Plot No.87 1st Floor 4th Cross Street Thiruma, La Nagar, Chennai, Tamil Nadu, India – 600096
- IndustryBusiness Services, Business Support Services
To see the full contact details of Oye Fintech Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Brands
Oye Fintech operates one associated brand: Oyeloans. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Personal loans are facilitated via an Android app platform. | oyeloans.com |
Financials of Oye Fintech Private Limited
FY 2025 filings availableOye Fintech Private Limited reported revenue of ₹71,000 (down 100% YoY) for FY 2023.
Compounded Annual Growth Rate (CAGR)
Revenue has declined at a compounded annual rate (CAGR) of 32% over five years. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 | FY 2018-19 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | ₹71,000 | ||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | -₹3.33 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | -₹2.62 Lakh | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
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Financial Ratios
| Metrics | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 | FY 2018-19 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | -469% | ||||
| Net Profit Margin | -369% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
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| Receivable Days | |||||
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To see the full financial statements and ratios of Oye Fintech Private Limited, buy the company report.
Board of directors of Oye Fintech Private Limited
Oye Fintech has 2 current directors and 5 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Vineet Arora Also directs: Global Analytics India Private Limited | Director | 20 Apr 2022 | 4 Years 6 Months | Current |
| Varma Surya Srinivasa Maruti Prasad Kalidindi Also directs: Global Analytics India Private Limited | Director | 27 Apr 2023 | 3 Years 6 Months | Current |
Auditor
Oye Fintech Private Limited is audited by Padmanabhan Ramani &Ramanujam for the financial year 2023.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| Padmanabhan Ramani &Ramanujam | FY 2023 | 002510S |
Shareholding
The shareholding of Oye Fintech Private Limited is on record for 5 financial years, the latest being FY 2022, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Oye Fintech Private Limited, buy the company report.
Deals & funding
Oye Fintech Private Limited has 4 deals on record (3 funding rounds, 1 acquisition), with disclosed funding of ₹23.83 Cr; the latest was in July 2021.
Deals on record (4 of 4)
| When | Deal | Amount | Parties |
|---|---|---|---|
| Jul 2021 | Acquisition | Undisclosed | Buyer: Razorpay Software Limited |
| May 2020 | Funding round · Series A | ₹1.51 Cr | Investors: Grain Credit India Holdings INC |
| Aug 2019 | Funding round · Series A | ₹7.13 Cr | Investors: Grain Credit India Holdings INC |
| May 2017 | Funding round · Seed | ₹15.19 Cr | Investors: Grain Credit India Holdings INC |
Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.
Legal cases
No court or tribunal cases involving Oye Fintech Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Oye Fintech Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Oye Fintech has 3 GST registrations: 3 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 33AACCO4683N1Z1 | Tamil Nadu | Active | 29 Jan 2019 |
| 09AACCO4683N1ZS | Uttar Pradesh | Active | 16 Jul 2017 |
| 29AACCO4683N1ZQ | Karnataka | Active | 02 Aug 2019 |
To see the full GST registrations and return filing status of Oye Fintech Private Limited, buy the company report.
Recent activity
Oye Fintech Private Limited has 12 board changes on record since 2017: 7 appointments and 5 cessations. The latest: Rajnish Ranjan ceased to be Director on 22 Dec 2023.
3 earlier events are in the company report.
Frequently asked questions
Oye Fintech is an active foreign private limited company based in Chennai, Tamil Nadu, India. The company works in business support services, within the business services industry. It was incorporated on 23 March 2017 (9+ years old) and is registered under CIN U65999TN2017FTC125885.
Oye Fintech has 2 current directors:
- Vineet Arora - Director
- Varma Surya Srinivasa Maruti Prasad Kalidindi - Director
The latest financial statements of Oye Fintech on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 25 September 2025. Year-wise statements from FY 2017 are in the company report.
The GSTIN of Oye Fintech is 33AACCO4683N1Z1, registered in Tamil Nadu. The company has 3 GST registrations in all, of which 3 are active. Other active GSTINs include 09AACCO4683N1ZS (Uttar Pradesh), 29AACCO4683N1ZQ (Karnataka).
The CIN (Corporate Identification Number) of Oye Fintech is U65999TN2017FTC125885. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Oye Fintech was incorporated on 23 March 2017, making it 9+ years old. It is registered with the Registrar of Companies, Chennai.
Oye Fintech has 4 deals on record (3 funding rounds, 1 acquisition), with disclosed funding of ₹23.83 Cr; the latest was in July 2021.
Rajnish Ranjan ceased to be Director on 22 Dec 2023. Varma Surya Srinivasa Maruti Prasad Kalidindi was appointed as Director on 27 Apr 2023. Mithun Gupta ceased to be Additional Director on 20 Apr 2022. Oye Fintech has 12 board changes on record in total.
Oye Fintech can be reached through the website oyeloans.com. Its registered office is in Chennai, Tamil Nadu, India.
The registered office of Oye Fintech is at Disruptors Of Tomorrow Hub Spaces&Suitesllp Plot No.87 1st Floor 4th Cross Street Thiruma, La Nagar, Chennai, Tamil Nadu, India – 600096.
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