About P C Financial Services Private Limited
Data last updated:
P C Financial Services Private Limited is a private limited company based in New Delhi, Delhi, India, a subsidiary of Oplay Digital Services S.A. De C.V.. It operates in the non-banking financial services (NBFC) segment of the financial services sector. It was incorporated on 13 July 1995 and has been in existence for over 31 years.
The company is registered with the Registrar of Companies (ROC), Delhi, under CIN U65100DL1995PTC070768. Its GSTIN is 06AAACP4450G1ZP (Haryana). The company holds 3 GST registrations, all of them active.
The company has an authorised share capital of ₹115 Cr and a paid-up capital of ₹74.84 Cr. It is led by directors Tarana Jindal and Wilson Singh.
Its last annual general meeting (AGM) was held on 19 May 2022, and its latest financial statements are for the year ended 31 March 2021. The registered office is at Building Rz – 2 Pole No. – 3 G/F Kapashera Near Hdfc Bank, New Delhi, Delhi, India – 110037.
As per the financials filed for FY 2021, the company reported a revenue of ₹1.91 Cr, a decline of 100% compared to the previous year. For the same year it recorded a net profit of ₹196.1 Cr and EBITDA of -₹320.49 Cr. Revenue has grown at a compounded annual rate (CAGR) of 112% over three years and 12% over five years.
The company has about 7 employees on its provident fund (EPFO) records.
The company is associated with 2 brands: CashBean and P C Financial. Court records list 9 cases involving the company, including 6 filed by the company and 3 filed against it. The company has 6 deals on record (3 rights issues, 3 secondary share transfers); the latest was in August 2019.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website pcfinancial.in.
Company details
CIN history
P C Financial Services has one previous CIN (Corporate Identification Number): U74899DL1995PTC070768. The current CIN is U65100DL1995PTC070768, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U65100DL1995PTC070768 | Current |
| U74899DL1995PTC070768 | Previous |
Contact details
P C Financial Services Private Limited's registered office is in New Delhi, Delhi. Its website is pcfinancial.in. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Social Media
- Registered AddressBuilding Rz – 2 Pole No. – 3 G/F Kapashera Near Hdfc Bank, New Delhi, Delhi, India – 110037
- IndustryFinancial Services, NBFC, Investment & Credit NBFC
To see the full contact details of P C Financial Services Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Brands
P C Financial Services operates two associated brands: CashBean and P C Financial. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| An online platform for accessing personal loans quickly and conveniently. | cashbean.in | |
| P C Financial provides online solutions for personal and business loans. | pcfinancial.in |
Business activity
The main business activity of P C Financial Services is financial and insurance service. In detail, this covers financial and credit leasing activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K5 | Financial and Credit leasing activities |
To see the full business activity and turnover split of P C Financial Services Private Limited, buy the company report.
Financials of P C Financial Services Private Limited
FY 2021 filings availableP C Financial Services Private Limited reported revenue of ₹1.91 Cr (down 100% YoY) for FY 2021.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 12% over five years. EBITDA fell 216% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2020-21 | FY 2019-20 | FY 2018-19 | FY 2017-18 | FY 2016-17 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | |||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | -₹320.49 Cr | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹196.1 Cr | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2020-21 | FY 2019-20 | FY 2018-19 | FY 2017-18 | FY 2016-17 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | |||||
| Net Profit Margin | |||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of P C Financial Services Private Limited, buy the company report.
Board of directors of P C Financial Services Private Limited
P C Financial Services has 2 current directors and 13 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Wilson Singh Also directs: Opay Finance India Private Limited | Additional Director | 28 Sep 2022 | 4 Years 1 Months | Current |
| Tarana Jindal | Director | 30 Jun 2023 | 3 Years 4 Months | Current |
Auditor
P C Financial Services Private Limited is audited by G S A & ASSOCIATES for the financial year 2021.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| G S A & ASSOCIATES | FY 2021 | 000257N |
Shareholding
The shareholding of P C Financial Services Private Limited is on record for 5 financial years, the latest being FY 2021, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of P C Financial Services Private Limited, buy the company report.
Deals & funding
P C Financial Services Private Limited has 6 deals on record (3 rights issues, 3 secondary share transfers); the latest was in August 2019.
Deals on record (5 of 6)
| When | Deal | Amount | Parties |
|---|---|---|---|
| Aug 2019 | Rights issue | ₹3.46 Cr | Investors: Oplay Digital Services S.A de C.V |
| Jul 2019 | Rights issue | ₹30.45 Cr | Investors: Oplay Digital Services S.A de C.V |
| Feb 2019 | Rights issue | ₹137.89 Cr | Investors: Oplay Digital Services S.A de C.V |
| Dec 2018 | Secondary share transfer | Undisclosed | Buyer: TenSpot Pesa Limited, Oplay Digital Services S.A de C.V Seller: 2 individuals |
| Mar 2016 | Secondary share transfer | Undisclosed | Buyer: 2 individuals Seller: an individual |
To see the full deal history of P C Financial Services Private Limited, buy the company report.
Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.
Legal cases
P C Financial Services Private Limited has 9 court cases on record: 6 filed by P C Financial Services, 3 filed against it. All cases are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| High courts | 7 | 3 | 0 |
| Supreme Court | 2 | 0 | 0 |
Cases on record (5 of 9)
| Court | Type of case | Party | Status |
|---|---|---|---|
| High Court of Delhi | Appeal | Filed by the company against an individual | Disposed |
| High Court, TELANGANA | Appeal | Filed against the company by an individual | Disposed |
| High Court of Delhi | Appeal | Filed against the company by an individual | Disposed |
| Supreme Court | Court case (1807-Ordinary Civil Matters : Others) | Filed by the company against individuals | Disposed |
| Supreme Court | Court case (1807-Ordinary Civil Matters : Others) | Filed by the company against Union of India Represented by Its Secretary Ministry of Finance, Department of Financial Services, Road No. 46, North Block ,New Delhi , Delhi and 3 others | Disposed |
To see the full case history of P C Financial Services Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
Credit ratings & regulatory alerts
P C Financial Services Private Limited was last rated by Indiarating on 07 Aug 2020.
| Rating agency | Rated on | Rating |
|---|---|---|
| Indiarating | 07 Aug 2020 |
To see the full credit ratings and regulatory alerts of P C Financial Services Private Limited, buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for P C Financial Services Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
Employees & EPFO
P C Financial Services Private Limited has a workforce of 7 employees on its EPFO records as of Apr 02, 2024, across 1 active EPFO establishment.
GST
P C Financial Services has 3 GST registrations: 3 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 06AAACP4450G1ZP | Haryana | Active | 01 Feb 2019 |
| 09AAACP4450G1ZJ | Uttar Pradesh | Active | 26 Nov 2019 |
| 29AAACP4450G1ZH | Karnataka | Active | 23 Jul 2021 |
To see the full GST registrations and return filing status of P C Financial Services Private Limited, buy the company report.
Recent activity
P C Financial Services Private Limited has 12 board changes on record since 2015: 2 appointments and 10 cessations. The latest: Tarana Jindal was appointed as Director on 30 Jun 2023.
3 earlier events are in the company report.
Frequently asked questions
P C Financial Services is an active private limited company based in New Delhi, Delhi, India. The company works in nbfc, within the financial services industry. It was incorporated on 13 July 1995 (31+ years old) and is registered under CIN U65100DL1995PTC070768.
P C Financial Services has 2 current directors:
- Wilson Singh - Additional Director
- Tarana Jindal - Director
The latest financial statements of P C Financial Services on record with the MCA are for the year ended 31 March 2021. Its last annual general meeting was held on 19 May 2022. Year-wise statements from 2015 are in the company report.
The GSTIN of P C Financial Services is 06AAACP4450G1ZP, registered in Haryana. The company has 3 GST registrations in all, of which 3 are active. Other active GSTINs include 09AAACP4450G1ZJ (Uttar Pradesh), 29AAACP4450G1ZH (Karnataka).
The CIN (Corporate Identification Number) of P C Financial Services is U65100DL1995PTC070768. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
P C Financial Services has 9 court cases on record: 6 filed by the company and 3 filed against it. Most are in the high courts.
P C Financial Services was incorporated on 13 July 1995, making it 31+ years old. It is registered with the Registrar of Companies, Delhi.
P C Financial Services has 6 deals on record (3 rights issues, 3 secondary share transfers); the latest was in August 2019.
Tarana Jindal was appointed as Director on 30 Jun 2023. Wilson Singh was appointed as Additional Director on 28 Sep 2022. Ajaya Kumar Sahoo ceased to be Director on 06 Dec 2021. P C Financial Services has 12 board changes on record in total.
P C Financial Services can be reached through the website pcfinancial.in. Its registered office is in New Delhi, Delhi, India.
Sample company reports
The same report you get when you buy one: financials, directors, ownership, deals, charges, legal cases, brands and filings, with the Excel workbook alongside.
