Palathinkal Chit Funds Private Limited
About Palathinkal Chit Funds Private Limited
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Palathinkal Chit Funds Private Limited is a private limited company based in Kochi, Kerala, India. It operates in the financial services and investment segment of the financial services sector. It was incorporated on 19 November 2012 and has been in existence for over 14 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65992KL2012PTC032674.
The company has an authorised share capital of ₹25 Lakh and a paid-up capital of ₹21.25 Lakh. It is led by directors including Saju Palathinkal Poulose (Managing Director) and Biju Ittanpillai Palathinkal.
Its last annual general meeting (AGM) was held on 12 August 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Building No.Xxiv/597 Ruby Towers Thiruvamkulam P O, Kochi, Kerala, India – 682305.
As per the financials filed for FY 2025, the company reported a revenue of ₹7.99 Lakh, a decline of 7% compared to the previous year. For the same year it recorded a net profit of ₹35,583 (net margin 4.5%) and EBITDA of ₹58,299 (EBITDA margin 7.3%). Revenue has declined at a compounded annual rate (CAGR) of 11% over three years and 8% over five years.
Court records list 1 case involving the company, including 1 filed by the company; 1 case is pending.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Palathinkal Chit Funds Private Limited's registered office is in Kochi, Kerala. Its e-mail address is in the company report.
- Email
- Registered AddressBuilding No.Xxiv/597 Ruby Towers Thiruvamkulam P O, Kochi, Kerala, India – 682305
- IndustryFinancial Services, Financial Activities
To see the full contact details of Palathinkal Chit Funds Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Palathinkal Chit Funds is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Palathinkal Chit Funds Private Limited, buy the company report.
Financials of Palathinkal Chit Funds Private Limited
FY 2025 filings availablePalathinkal Chit Funds Private Limited reported revenue of ₹7.99 Lakh (down 7% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has declined at a compounded annual rate (CAGR) of 8% over five years, including a 7% fall in the latest year. EBITDA rose 139% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | ₹58,299 | ||||
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| Net Profit (PAT) | ₹35,583 | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 7.3% | ||||
| Net Profit Margin | 4.5% | ||||
| Return on Equity (ROE) | |||||
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To see the full financial statements and ratios of Palathinkal Chit Funds Private Limited, buy the company report.
Board of directors of Palathinkal Chit Funds Private Limited
Palathinkal Chit Funds has 3 current directors and 1 former director. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Biju Ittanpillai Palathinkal | Director | 19 Nov 2012 | 13 Years 11 Months | Current |
| Saju Palathinkal Poulose | Managing Director | 29 Aug 2018 | 8 Years 2 Months | Current |
| Palathinkal Paulose Thankachan | Director | 19 Nov 2012 | 13 Years 11 Months | Current |
Peer comparison
Palathinkal Chit Funds Private Limited is compared with the 6 companies closest to it by revenue in the BFSI industry (Chit Funds), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Aundipatti Sri Balaji Chit Funds Private Limited | ₹8.19 Lakh (FY 2024) | -1.0% | Aundipatti, Tamil Nadu, India | |||
| Mahitha Mancherial Chit Funds Private Limited | ₹8.17 Lakh (FY 2025) | -44.0% | Mancherial, Telangana, India | |||
| Avk Nagarathar Chit Funds Private Limited | ₹8.16 Lakh (FY 2025) | -10.0% | Tiruchirappalli, Tamil Nadu, India | |||
| Skywin Chit Funds Private Limited | ₹8.11 Lakh (FY 2025) | -6.0% | Coimbatore, Tamil Nadu, India | |||
| Palathinkal Chit Funds Private Limitedthis company | ₹7.99 Lakh (FY 2025) | ₹35,583 | 4.5% | -7.0% | Kochi, Kerala, India | |
| Om Kalamkari Chit Funds Private Limited | ₹7.99 Lakh (FY 2021) | 255.0% | Hanamkonda, Telangana, India | |||
| Tanush Sri Guru Raghavendra Chit Funds Private Limited | ₹7.91 Lakh (FY 2021) | -53.0% | Farooqnagar, Telangana, India |
To see the full peer comparison of Palathinkal Chit Funds Private Limited, buy the company report.
Auditor
Palathinkal Chit Funds Private Limited is audited by ISAAC AND SURESH CHARTERED ACCOUNTANTS for the financial year 2017.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| ISAAC AND SURESH CHARTERED ACCOUNTANTS | FY 2017 | 001150S |
Shareholding
The shareholding of Palathinkal Chit Funds Private Limited is on record for 2 financial years, the latest being FY 2017, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2017 | FY 2016 |
|---|---|---|
| Promoters | ||
| Domestic institutional investors (DII) | ||
| Foreign institutional investors (FII) | ||
| Public | ||
| Others |
To see the full shareholding pattern of Palathinkal Chit Funds Private Limited, buy the company report.
Legal cases
Palathinkal Chit Funds Private Limited has 1 court case on record: 1 filed by Palathinkal Chit Funds. All case is pending.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 1 | 0 | 1 |
Cases on record (1 of 1)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Ernakulam, Kerala | Execution petition | Filed by the company against an individual | Pending |
To see the full case history of Palathinkal Chit Funds Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Palathinkal Chit Funds Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Palathinkal Chit Funds Private Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Palathinkal Chit Funds Private Limited has 4 board changes on record since 2012: 3 appointments and 1 cessation. The latest: Palathinkal Paulose Thankachan ceased to be Managing Director on 29 Aug 2018.
Frequently asked questions
Palathinkal Chit Funds is an active private limited company based in Kochi, Kerala, India. The company works in financial activities, within the financial services industry. It was incorporated on 19 November 2012 (14+ years old) and is registered under CIN U65992KL2012PTC032674.
Palathinkal Chit Funds has 3 current directors:
- Saju Palathinkal Poulose - Managing Director
- Biju Ittanpillai Palathinkal - Director
- Palathinkal Paulose Thankachan - Director
The latest financial statements of Palathinkal Chit Funds on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 12 August 2025. Year-wise statements from 2015 are in the company report.
The CIN (Corporate Identification Number) of Palathinkal Chit Funds is U65992KL2012PTC032674. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Palathinkal Chit Funds has 1 court case on record: 1 filed by the company. 1 is pending.
Palathinkal Chit Funds was incorporated on 19 November 2012, making it 14+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of Palathinkal Chit Funds by revenue are Aundipatti Sri Balaji Chit Funds Private Limited, Mahitha Mancherial Chit Funds Private Limited, Avk Nagarathar Chit Funds Private Limited, Skywin Chit Funds Private Limited, Om Kalamkari Chit Funds Private Limited and 1 more, all in the BFSI industry (Chit Funds), with the same principal business activity (other financial activities).
Palathinkal Paulose Thankachan ceased to be Managing Director on 29 Aug 2018. Saju Palathinkal Poulose was appointed as Managing Director on 29 Aug 2018. Biju Ittanpillai Palathinkal was appointed as Director on 19 Nov 2012. Palathinkal Chit Funds has 4 board changes on record in total.
The registered office of Palathinkal Chit Funds is at Building No.Xxiv597 Ruby Towers Thiruvamkulam P O, Kochi, Kerala, India – 682305.
Palathinkal Chit Funds operates in the financial services industry, in the financial activities segment.
The compliance status of Palathinkal Chit Funds is compliant as of 10 July 2026. The company is actively filing with the Registrar of Companies.
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