Pavan Chandra Chit Fund Private Limited
About Pavan Chandra Chit Fund Private Limited
Data last updated:
Pavan Chandra Chit Fund Private Limited is a private limited company based in Andhra Pradesh, Telangana, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 19 February 2004 and has been in existence for over 22 years.
The company is registered with the Registrar of Companies (ROC), Hyderabad, under CIN U65992TG2004PTC042690.
The company has an authorised share capital of ₹1 Lakh and a paid-up capital of ₹1 Lakh. It is led by directors including Paruchuri Chandra Sekara Rao (Managing Director) and Kommi Siva Jyothi.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at No.6 – 7 – 41 1st Floor Sivraj Arcade 7/1 Arundelpet Guntur., Andhra Pradesh, Telangana, India – 522002.
As per the financials filed for FY 2025, the company reported a revenue of ₹1.83 Cr, a growth of 9% compared to the previous year. For the same year it recorded a net profit of ₹91.4 Lakh (net margin 49.9%) and EBITDA of ₹1.31 Cr (EBITDA margin 71.6%). Revenue has declined at a compounded annual rate (CAGR) of 1% over three years and 6% over five years.
Court records list 4 cases involving the company, including 4 filed by the company; 2 cases are pending.
The current compliance status is marked as active non-compliant by the Registrar of Companies.
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- Registered AddressNo.6 – 7 – 41 1st Floor Sivraj Arcade 7/1 Arundelpet Guntur., Andhra Pradesh, Telangana, India – 522002
- IndustryFinancial Services, Microfinance Institutions
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Business Activity of Pavan Chandra Chit Fund Private Limited
The main business activity of Pavan Chandra Chit Fund is financial and insurance service. In detail, this covers other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of Pavan Chandra Chit Fund Private Limited FY 2025 filings available
Pavan Chandra Chit Fund Private Limited reported revenue of ₹1.83 Cr (up 9% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR) of Pavan Chandra Chit Fund Private Limited
Revenue rose 9% in the latest year, though over five years it has declined at a compounded annual rate (CAGR) of 6%. EBITDA rose 17% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Pavan Chandra Chit Fund Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | ₹1.31 Cr | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | ₹91.4 Lakh | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of Pavan Chandra Chit Fund Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 71.6% | •••• | •••• | •••• | •••• |
| Net Profit Margin | 49.9% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Pavan Chandra Chit Fund are in the company report.
Financial statements from 2015
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Peer Comparison of Pavan Chandra Chit Fund Private Limited
Pavan Chandra Chit Fund Private Limited is compared with the companies closest to it by revenue in the BFSI industry (Micro Finance). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Sri Balaji Sai Ram Chit Fund Private Limited | ₹1.88 Cr (FY 2025) | •••• | •••• | 3.0% | •••• | Sangareddy, Telangana, India |
| Trade Worth Chits Private Limited | ₹1.87 Cr (FY 2025) | •••• | •••• | 4.0% | •••• | Bangalore South, Karnataka, India |
| Sri Bheema Nidhi Limited | ₹1.85 Cr (FY 2024) | •••• | •••• | -31.0% | •••• | Tirunelveli District, Tamil Nadu, India |
| Thiru-Kochi Urban Nidhi Limited | ₹1.84 Cr (FY 2024) | •••• | •••• | 66.0% | •••• | Ernakulam, Kerala, India |
| Srii Ganapathy Arawind Chit Funds Private Limited | ₹1.83 Cr (FY 2024) | •••• | •••• | 30.0% | •••• | Pollachi, Tamil Nadu, India |
| Pavan Chandra Chit Fund Private Limited this company | ₹1.83 Cr (FY 2025) | •••• | •••• | 9.0% | •••• | Andhra Pradesh, Telangana, India |
| Sri Angala Parameswari Chits Private Limited | ₹1.83 Cr (FY 2023) | •••• | •••• | 65.0% | •••• | Trichy, Tamil Nadu, India |
| Akul Krithick Chits Private Limited | ₹1.82 Cr (FY 2025) | •••• | •••• | -17.0% | •••• | Tiruppur, Tamil Nadu, India |
| Sooryakripa Nidhi Limited | ₹1.82 Cr (FY 2024) | •••• | •••• | 43.0% | •••• | Palakkad, Kerala, India |
| Jeevanmahendra Chits Private Limited | ₹1.81 Cr (FY 2024) | •••• | •••• | 3.0% | •••• | Bangalore, Karnataka, India |
| Kulithalai Nidhi Limited | ₹1.79 Cr (FY 2025) | •••• | •••• | 24.0% | •••• | Kulithalai, Tamil Nadu, India |
Peers are the five companies nearest above and the five nearest below Pavan Chandra Chit Fund by revenue in the BFSI industry (Micro Finance), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Board of Directors of Pavan Chandra Chit Fund Private Limited
Pavan Chandra Chit Fund has 3 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Paruchuri Chandra Sekara Rao | Managing Director | 19 Feb 2004 | 22 Years 7 Months | Current |
| Kommi Siva Jyothi | Director | 28 Feb 2004 | 22 Years 7 Months | Current |
| Phani Maruthi Paruchuri Varaprasad | Director | 11 Dec 2013 | 12 Years 9 Months | Current |
Ownership and Shareholding of Pavan Chandra Chit Fund Private Limited
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Pavan Chandra Chit Fund Private Limited
Pavan Chandra Chit Fund Private Limited does not have any charges (loans) registered with the Registrar of Companies.
Legal Cases of Pavan Chandra Chit Fund Private Limited
Pavan Chandra Chit Fund Private Limited has 4 court cases on record: 4 filed by Pavan Chandra Chit Fund. 2 cases are pending and 2 are disposed. Status as checked between 30 Sep 2026 and 03 Oct 2026.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 3 | 0 | 2 |
| High courts | 1 | 0 | 0 |
Cases on record (4 of 4)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Guntur, Andhra Pradesh | Criminal complaint | Filed by the company against an individual | Pending |
| District court, Guntur, Andhra Pradesh | Civil suit | Filed by the company against Sai Raghavendra Cotton Traders | Pending |
| High Court of Andhra Pradesh | Writ petition | Filed by the company against Union of India (Finance Department) | Disposed |
| District court, Guntur, Andhra Pradesh | Criminal complaint | Filed by the company against an individual | Disposed |
Full case history
All 4 cases with case numbers, court, year-wise trend, opposite parties and decision dates are in the company report.
- Every case with its case number
- Year-wise trend
- Opposite parties
- Decision dates and orders
Verified entity values are shown only after access is granted.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
Employees and EPFO Compliance at Pavan Chandra Chit Fund Private Limited
Employment history and EPFO contributions of people linked to Pavan Chandra Chit Fund.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
CIN History of Pavan Chandra Chit Fund Private Limited
Pavan Chandra Chit Fund has one previous CIN (Corporate Identification Number): U65992AP2004PTC042690. The current CIN is U65992TG2004PTC042690, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U65992TG2004PTC042690 | Current |
| U65992AP2004PTC042690 | Previous |
Recent Activity on Pavan Chandra Chit Fund Private Limited
Pavan Chandra Chit Fund Private Limited has 3 board changes on record since 2004: 3 appointments. The latest: Phani Maruthi Paruchuri Varaprasad was appointed as Director on 11 Dec 2013.
Credit Ratings, Litigation & Regulatory Alerts for Pavan Chandra Chit Fund Private Limited
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Pavan Chandra Chit Fund Private Limited
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Pavan Chandra Chit Fund Private Limited
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Pavan Chandra Chit Fund Private Limited
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Pavan Chandra Chit Fund Private Limited
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Pavan Chandra Chit Fund Private Limited
Pavan Chandra Chit Fund is an active private limited company based in Andhra Pradesh, Telangana, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 19 February 2004 (22+ years old) and is registered under CIN U65992TG2004PTC042690.
Pavan Chandra Chit Fund reported revenue of ₹1.83 Cr for FY 2025 (up 9% YoY).
Pavan Chandra Chit Fund has 3 current directors:
- Paruchuri Chandra Sekara Rao - Managing Director
- Kommi Siva Jyothi - Director
- Phani Maruthi Paruchuri Varaprasad - Director
Pavan Chandra Chit Fund reported a net profit of ₹91.4 Lakh (net margin 49.9%) and EBITDA of ₹1.31 Cr (EBITDA margin 71.6%) for FY 2025, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of Pavan Chandra Chit Fund is -1% over three years and -6% over five years. In the latest year (FY 2025) revenue rose 9%. CAGR is the steady yearly rate that links the first and the last year.
The CIN (Corporate Identification Number) of Pavan Chandra Chit Fund is U65992TG2004PTC042690. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Pavan Chandra Chit Fund has 4 court cases on record: 4 filed by the company. 2 are pending. Most are in the district courts.
Pavan Chandra Chit Fund was incorporated on 19 February 2004, making it 22+ years old. It is registered with the Registrar of Companies, Hyderabad.
The peers of Pavan Chandra Chit Fund by revenue are Sri Balaji Sai Ram Chit Fund Private Limited, Trade Worth Chits Private Limited, Sri Bheema Nidhi Limited, Thiru-Kochi Urban Nidhi Limited, Srii Ganapathy Arawind Chit Funds Private Limited and 5 more, all in the BFSI industry (Micro Finance).
Phani Maruthi Paruchuri Varaprasad was appointed as Director on 11 Dec 2013. Kommi Siva Jyothi was appointed as Director on 28 Feb 2004. Paruchuri Chandra Sekara Rao was appointed as Managing Director on 19 Feb 2004.
The registered office of Pavan Chandra Chit Fund is at No.6 – 7 – 41 1st Floor Sivraj Arcade 71 Arundelpet Guntur., Andhra Pradesh, Telangana, India – 522002.