
Pavni Microfinance Private Limited
About Pavni Microfinance Private Limited
Data last updated:
Pavni Microfinance Private Limited is a private limited company based in Agra, Uttar Pradesh, India. It operates in the financial intermediation and lending segment of the financial services sector. It was incorporated on 25 October 2019 and has been in existence for over 7 years.
The company is registered with the Registrar of Companies (ROC), Uttar Pradesh, under CIN U65929UP2019PTC122763.
The company has an authorised share capital of ₹5 Lakh and a paid-up capital of ₹1 Lakh. It is led by directors Krishnakant Sharma and Gajendra Singh.
Its last annual general meeting (AGM) was held on 30 September 2022, and its latest financial statements are for the year ended 31 March 2022. The registered office is at Shop No 5 Block No 3 Shoe Market Sanjay Place, Agra, Uttar Pradesh, India – 282002.
As per the financials filed for FY 2022, the company reported a revenue of ₹87,376, a growth of 23% compared to the previous year. For the same year it recorded a net profit of ₹1,509 (net margin 1.7%) and EBITDA of ₹3,874 (EBITDA margin 4.4%).
Company details
Contact details
Pavni Microfinance Private Limited's registered office is in Agra, Uttar Pradesh.
- Registered AddressShop No 5 Block No 3 Shoe Market Sanjay Place, Agra, Uttar Pradesh, India – 282002
- IndustryFinancial Services, Other Financial Intermediation, Credit Allocation Agencies, Pawn Shops
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Pavni Microfinance is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Pavni Microfinance Private Limited, buy the company report.
Financials of Pavni Microfinance Private Limited
FY 2022 filings availablePavni Microfinance Private Limited reported revenue of ₹87,376 (up 23% YoY) for FY 2022.
Compounded Annual Growth Rate (CAGR)
Revenue rose 23% in the latest year. EBITDA rose 19% in the latest year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|
| Profit and Loss Statement | |||
| Revenue from Operations | |||
| Other Income | |||
| Total Revenue | |||
| Cost of Materials Consumed | |||
| Employee Benefit Expense | |||
| Finance Costs | |||
| Depreciation and Amortisation | |||
| Other Expenses | |||
| Total Expenses | |||
| EBITDA | ₹3,874 | ||
| Profit Before Tax | |||
| Tax Expense | |||
| Net Profit (PAT) | ₹1,509 | ||
| Balance Sheet | |||
| Share Capital | |||
| Reserves and Surplus | |||
| Net Worth (Total Equity) | |||
| Long-term Borrowings | |||
| Short-term Borrowings | |||
| Trade Payables | |||
| Total Liabilities | |||
| Fixed Assets | |||
| Investments | |||
| Inventories | |||
| Trade Receivables | |||
| Cash and Bank Balance | |||
| Total Assets | |||
Financial Ratios
| Metrics | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|
| Profitability | |||
| EBITDA Margin | 4.4% | ||
| Net Profit Margin | 1.7% | ||
| Return on Equity (ROE) | |||
| Return on Capital Employed (ROCE) | |||
| Return on Assets (ROA) | |||
| Liquidity and Debt | |||
| Current Ratio | |||
| Quick Ratio | |||
| Debt-to-Equity Ratio | |||
| Interest Coverage Ratio | |||
| Efficiency and Growth | |||
| Asset Turnover | |||
| Receivable Days | |||
| Payable Days | |||
| Inventory Days | |||
| Revenue Growth | |||
| Net Profit Growth | |||
To see the full financial statements and ratios of Pavni Microfinance Private Limited, buy the company report.
Board of directors of Pavni Microfinance Private Limited
Pavni Microfinance has 2 current directors and 3 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Krishnakant Sharma | Director | 17 Feb 2020 | 6 Years 8 Months | Current |
| Gajendra Singh Also directs: Plus Point Micro Foundation | Director | 25 Oct 2019 | 7 Years 0 Months | Current |
Peer comparison
Pavni Microfinance Private Limited is compared with the 10 companies closest to it by revenue in the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Fincareplus Nidhi Limited | ₹87,581 (FY 2023) | -45.0% | Muvattupuzha, Kerala, India | |||
| Grihsevak Nidhi Limited | ₹87,580 (FY 2023) | Patna, Bihar, India | ||||
| Rangwala Financial Services Private Limited | ₹87,506 (FY 2025) | 17.0% | Porbandar, Gujarat, India | |||
| PND Chits Private Limited | ₹87,500 (FY 2022) | Chennai, Tamil Nadu, India | ||||
| Taksal India Nidhi Limited | ₹87,473 (FY 2021) | -12.0% | Jaipur, Rajasthan, India | |||
| Pavni Microfinance Private Limitedthis company | ₹87,376 (FY 2022) | ₹1,509 | 1.7% | 23.0% | Agra, Uttar Pradesh, India | |
| Limra Chit Fund Private Limited | ₹87,358 (FY 2025) | -60.0% | Hyderabad, Telangana, India | |||
| Sai-Evk Investments Private Limited | ₹87,334 (FY 2025) | -91.0% | Chennai, Tamil Nadu, India | |||
| Rose Quartz Vincom Private Limited | ₹87,316 (FY 2024) | 954.0% | Bengaluru, Karnataka, India | |||
| Casio Merchants Private Limited | ₹87,316 (FY 2024) | 866.0% | Bengaluru, Karnataka, India | |||
| Baagmati Nidhi Limited | ₹87,290 (FY 2022) | Dharbhanga, Bihar, India |
To see the full peer comparison of Pavni Microfinance Private Limited, buy the company report.
Legal cases
No court or tribunal cases involving Pavni Microfinance Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Pavni Microfinance Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Pavni Microfinance Private Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Pavni Microfinance Private Limited has 5 board changes on record since 2019: 2 appointments and 3 cessations. The latest: Krishnakant Sharma ceased to be Additional Director on 30 Sep 2020.
Frequently asked questions
Pavni Microfinance is an active private limited company based in Agra, Uttar Pradesh, India. The company works in other financial intermediation, within the financial services industry. It was incorporated on 25 October 2019 (7+ years old) and is registered under CIN U65929UP2019PTC122763.
Pavni Microfinance has 2 current directors:
- Krishnakant Sharma - Director
- Gajendra Singh - Director
The latest financial statements of Pavni Microfinance on record with the MCA are for the year ended 31 March 2022. Its last annual general meeting was held on 30 September 2022. Year-wise statements from FY 2020 are in the company report.
The CIN (Corporate Identification Number) of Pavni Microfinance is U65929UP2019PTC122763. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Pavni Microfinance was incorporated on 25 October 2019, making it 7+ years old. It is registered with the Registrar of Companies, Uttar Pradesh.
The peers of Pavni Microfinance by revenue are Fincareplus Nidhi Limited, Grihsevak Nidhi Limited, Rangwala Financial Services Private Limited, PND Chits Private Limited, Taksal India Nidhi Limited and 5 more, all in the same principal business activity (other financial activities).
Krishnakant Sharma ceased to be Additional Director on 30 Sep 2020. Bhanu Pratap Singh ceased to be Director on 17 Feb 2020. Kamal Kumar Bhardwaj ceased to be Director on 17 Feb 2020. Pavni Microfinance has 5 board changes on record in total.
The registered office of Pavni Microfinance is at Shop No 5 Block No 3 Shoe Market Sanjay Place, Agra, Uttar Pradesh, India – 282002.
Pavni Microfinance operates in the financial services industry, in the other financial intermediation segment.
Pavni Microfinance can be reached at its registered office: Shop No 5 Block No 3 Shoe Market Sanjay Place, Agra, Uttar Pradesh, India – 282002.
Pavni Microfinance is registered under the jurisdiction of the Registrar of Companies (ROC), Uttar Pradesh.