Payaswini Chits Private Limited
About Payaswini Chits Private Limited
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Payaswini Chits Private Limited is a private limited company based in Kanhangad, Kerala, India. It operates in the financial intermediation and lending segment of the financial services sector. It was incorporated on 18 March 2020 and has been in existence for over 6 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65929KL2020PTC061889.
The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹1 Lakh. It is led by directors Manu Das (Managing Director) and Dasan.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 3/3166 3171 Mavungal Road, Kanhangad, Kerala, India – 671531.
As per the financials filed for FY 2025, the company reported a revenue of ₹54,190, a decline of 71% compared to the previous year. For the same year it recorded a net loss of ₹1,350 (net margin -2.5%) and EBITDA of -₹80 (EBITDA margin -0.1%). Revenue has declined at a compounded annual rate (CAGR) of 36% over three years.
Company details
Contact details
Payaswini Chits Private Limited's registered office is in Kanhangad, Kerala.
- Registered Address3/3166 3171 Mavungal Road, Kanhangad, Kerala, India – 671531
- IndustryFinancial Services, Other Financial Intermediation, Credit Allocation Agencies, Pawn Shops
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Payaswini Chits is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Payaswini Chits Private Limited, buy the company report.
Financials of Payaswini Chits Private Limited
FY 2025 filings availablePayaswini Chits Private Limited reported revenue of ₹54,190 (down 71% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has declined at a compounded annual rate (CAGR) of 36% over three years, including a 71% fall in the latest year. EBITDA rose 99% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | -₹80 | ||||
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| Net Profit (PAT) | -₹1,350 | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA Margin | -0.1% | ||||
| Net Profit Margin | -2.5% | ||||
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To see the full financial statements and ratios of Payaswini Chits Private Limited, buy the company report.
Peer comparison
Payaswini Chits Private Limited is compared with the 10 companies closest to it by revenue in the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Savera Mutual Benefits Nidhi Limited | ₹54,287 (FY 2020) | New Delhi, Delhi, India | ||||
| Gaurs Agro Overseas Food Private Limited | ₹54,271 (FY 2024) | -69.0% | Shahibabad, Ghaziabad, Uttar Pradesh, India | |||
| Sreenilayam Kuries Private Limited | ₹54,225 (FY 2021) | -46.0% | Thrissur, Kerala, India | |||
| Richwell Urban Multipurpose Nidhi Limited | ₹54,197 (FY 2020) | Beed, Maharashtra, India | ||||
| Likitha Chit Fund Private Limited | ₹54,192 (FY 2022) | -92.0% | Hyderabad, Telangana, India | |||
| Payaswini Chits Private Limitedthis company | ₹54,190 (FY 2025) | -₹1,350 | -2.5% | -71.0% | Kanhangad, Kerala, India | |
| Adiyogi Chits Private Limited | ₹54,055 (FY 2024) | Mudhol, Karnataka, India | ||||
| Scan Management Solutions Private Limited | ₹54,000 (FY 2025) | 16.0% | Coimbatore, Tamil Nadu, India | |||
| Mahima Auto & Finance Limited. | ₹54,000 (FY 2025) | -54.0% | Indore, Madhya Pradesh, India | |||
| Rajdhan Nidhi Limited | ₹53,987 (FY 2022) | Vaishali, Bihar, India | ||||
| Yuddha Nidhi Limited | ₹53,916 (FY 2021) | -24.0% | Burdwan, West Bengal, India |
To see the full peer comparison of Payaswini Chits Private Limited, buy the company report.
Legal cases
No court or tribunal cases involving Payaswini Chits Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Payaswini Chits Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Payaswini Chits Private Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Payaswini Chits Private Limited has 2 board changes on record since 2020: 2 appointments. The latest: Dasan was appointed as Director on 18 Mar 2020.
Frequently asked questions
Payaswini Chits is an active private limited company based in Kanhangad, Kerala, India. The company works in other financial intermediation, within the financial services industry. It was incorporated on 18 March 2020 (6+ years old) and is registered under CIN U65929KL2020PTC061889.
The latest financial statements of Payaswini Chits on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2020 are in the company report.
The CIN (Corporate Identification Number) of Payaswini Chits is U65929KL2020PTC061889. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Payaswini Chits was incorporated on 18 March 2020, making it 6+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of Payaswini Chits by revenue are Savera Mutual Benefits Nidhi Limited, Gaurs Agro Overseas Food Private Limited, Sreenilayam Kuries Private Limited, Richwell Urban Multipurpose Nidhi Limited, Likitha Chit Fund Private Limited and 5 more, all in the same principal business activity (other financial activities).
Dasan was appointed as Director on 18 Mar 2020. Manu Das was appointed as Managing Director on 18 Mar 2020.
The registered office of Payaswini Chits is at 33166 3171 Mavungal Road, Kanhangad, Kerala, India – 671531.
Payaswini Chits operates in the financial services industry, in the other financial intermediation segment.
Payaswini Chits can be reached at its registered office: 33166 3171 Mavungal Road, Kanhangad, Kerala, India – 671531.
Payaswini Chits is registered under the jurisdiction of the Registrar of Companies (ROC), Ernakulam.