MSME (Udyam registered) Ministry of MSME
- Category
- Micro (2024-25)
- Udyam number
- UDYAM-KR-03-0230413
Perfios Account Aggregation Services Private Limited - financial services in Bangalore, Karnataka, India. FY 2026 financials & compliance.
Revenue · FY 2025
₹7.14 Cr
▲ 163% YoY
Net loss · FY 2025
₹4.36 Cr
Net margin -61.1%
EBITDA · FY 2025
-₹4.32 Cr
EBITDA margin -60.6%
Authorised capital
₹10 Cr
Registered with MCA
Paid-up capital
₹9.11 Cr
Issued & subscribed
Company age
9 yrs
Est. 2017
Directors on board
3
As per MCA filings
Key managerial staff
1
CEO, CFO, company secretary
About Perfios Account Aggregation Services Private Limited
Data last updated:
Perfios Account Aggregation Services Private Limited is a private limited company based in Bangalore, Karnataka, India, a subsidiary of Perfios Software Solutions Private Limited. It operates in the non-banking financial services (NBFC) segment of the financial services sector. It was incorporated on 16 October 2017 and has been in existence for over 9 years.
The company is registered with the Registrar of Companies (ROC), Bangalore, under CIN U74999KA2017PTC107213. Its GSTIN is 29AAJCP4853C1Z9 (Karnataka).
The company has an authorised share capital of ₹10 Cr and a paid-up capital of ₹9.11 Cr. It is led by directors Thampy Koshy and Sunil Satyapal Gulati.
Its last annual general meeting (AGM) was held on 29 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Bangalore, Karnataka.
As per the financials filed for FY 2025, the company reported a revenue of ₹7.14 Cr, reflecting significant growth compared to the previous year. For the same year it recorded a net loss of ₹4.36 Cr (net margin -61.1%) and EBITDA of -₹4.32 Cr (EBITDA margin -60.6%). Revenue has grown at a compounded annual rate (CAGR) of 323% over three years and 123% over five years.
The company is associated with 2 brands: Perfios and Anumati. The company has 4 deals on record (1 rights issue, 1 funding round, 1 secondary share transfer), with disclosed funding of ₹21.24 Cr; the latest was in December 2021. Its 6 peer companies in the BFSI industry (Account Aggregator, Media Aggregators, Small Non Deposit NBFC), with the same principal business activity (other financial activities) are compared by revenue, 3 larger and 3 smaller; the largest is Vighnhar Marketing Pvt. Ltd. with revenue of ₹7.16 Cr. The company has 1 MSME Form 1 return on record for the period ending Sep 2022, listing 1 overdue payment to 1 micro and small supplier.
Perfios Account Aggregation Services Private Limited is registered as a micro enterprise under the Udyam registration framework (Reg. No. UDYAM-KR-03-0230413). The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website anumati.co.in.
Company details
CIN U74999KA2017PTC107213
Registration Number 107213
Incorporation Date 16 October 2017
ROC Bangalore
Listing Status Unlisted
Company Status Active
Date of Last AGM 29 September 2025
Date of Balance Sheet 31 March 2025
Parent Company Perfios Software Solutions Private Limited
Compliance Status Active Compliant
MSME Classification Micro
Udyam Registration UDYAM-KR-03-0230413
Recognitions & Rankings of Perfios Account Aggregation Services
Contact details
Perfios Account Aggregation Services Private Limited's registered office is in Bangalore, Karnataka. Its website is anumati.co.in. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Social Media
- Registered AddressNo.66/5 – 25 5th Floor Indiqube – Hm Vibha Building Lasker Hosur Road Above Star Bazar Ad, Ugodi, Bangalore, Karnataka, India – 560030
- IndustryFinancial Services, NBFC, Financial Account Aggregators
To see the full contact details of Perfios Account Aggregation Services Private Limited, buy the company report.
Comprehensive company report
Perfios Account Aggregation Services Private Limited - one report that includes everything
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
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Brands
Perfios Account Aggregation Services operates two associated brands: Perfios and Anumati. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Provides financial technology solutions for data analysis and verification globally. | perfios.com | |
| Online platform offering data aggregation solutions | anumati.co.in |
Business activity
The main business activity of Perfios Account Aggregation Services is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Perfios Account Aggregation Services Private Limited, buy the company report.
Financials of Perfios Account Aggregation Services Private Limited
FY 2025 filings availablePerfios Account Aggregation Services Private Limited reported revenue of ₹7.14 Cr (up 163% YoY) for FY 2025.
Revenue · FY 2025
₹7.14 Cr ▲ 163%
Net loss · FY 2025
₹4.36 Cr margin -61.1%
EBITDA · FY 2025
-₹4.32 Cr margin -60.6%
Compounded Annual Growth Rate (CAGR)
Revenue CAGR growth
1 year
▲ 163%
3 years · compounded
▲ 323%
5 years · compounded
▲ 123%
EBITDA CAGR growth
1 year
▲ 33%
3 years · compounded
▼ 4%
5 years · compounded
▼ 48%
Revenue has grown at a compounded annual rate (CAGR) of 123% over five years, including 163% growth in the latest year. EBITDA rose 33% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | -₹4.32 Cr | ||||
| Profit Before Tax | |||||
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| Net Profit (PAT) | -₹4.36 Cr | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | -60.6% | ||||
| Net Profit Margin | -61.1% | ||||
| Return on Equity (ROE) | |||||
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To see the full financial statements and ratios of Perfios Account Aggregation Services Private Limited, buy the company report.
Board of directors and KMP of Perfios Account Aggregation Services Private Limited
Perfios Account Aggregation Services Private Limited currently reports 2 directors and 1 key managerial person. 7 former directors have served the organization.
Current Directors and KMP
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Thampy Koshy | Director | 08 Jul 2025 | 1 Years 4 Months | Current |
| Sunil Satyapal Gulati Also directs: Fedbank Financial Services Limited, Suryoday Small Finance Bank Limited, KMC Speciality Hospitals (India) Limited and 5 more | Director | 09 Jan 2020 | 6 Years 10 Months | Current |
| Srikanth Rajagopalan Also directs: Sro-Ft Development Foundation | Ceo | 01 Jul 2024 | 2 Years 4 Months | Current |
Peer comparison
Perfios Account Aggregation Services Private Limited is compared with the 6 companies closest to it by revenue in the BFSI industry (Account Aggregator, Media Aggregators, Small Non Deposit NBFC), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Vighnhar Marketing Pvt. Ltd. | ₹7.16 Cr (FY 2024) | 13.0% | Howrah, West Bengal, India | |||
| Victoria Glass Works Pvt Ltd | ₹7.15 Cr (FY 2025) | 7.0% | Howrah, West Bengal, India | |||
| Ultramarine Tracon Pvt Ltd | ₹7.14 Cr (FY 2024) | 107.0% | Kolkata, West Bengal, India | |||
| Perfios Account Aggregation Services Private Limitedthis company | ₹7.14 Cr (FY 2025) | -₹4.36 Cr | -61.1% | 163.0% | Bangalore, Karnataka, India | |
| GSR Tradefin Private Limited | ₹7.09 Cr (FY 2025) | -40.0% | Kolkata, West Bengal, India | |||
| Revathi Holdings Private Limited | ₹7.08 Cr (FY 2025) | 32.0% | Chennai, Tamil Nadu, India | |||
| Parakh Brothers Pvt Ltd | ₹7.07 Cr (FY 2025) | -22.0% | Howrah, West Bengal, India |
To see the full peer comparison of Perfios Account Aggregation Services Private Limited, buy the company report.
Auditor
Perfios Account Aggregation Services Private Limited is audited by Vishnu Daya & Co LLP for the financial year 2023.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| Vishnu Daya & Co LLP | FY 2023 | 008456S/S200092 |
Shareholding
The shareholding of Perfios Account Aggregation Services Private Limited is on record for 5 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Perfios Account Aggregation Services Private Limited, buy the company report.
Deals & funding
Perfios Account Aggregation Services Private Limited has 4 deals on record (1 rights issue, 1 funding round, 1 secondary share transfer), with disclosed funding of ₹21.24 Cr; the latest was in December 2021.
Total deals
4
Rights issue
1
Funding round
1
Secondary share transfer
1
Acquisition
1
Disclosed funding
₹21.24 Cr
Deals on record (4 of 4)
| When | Deal | Amount | Parties |
|---|---|---|---|
| Dec 2021 | Funding round | ₹21.24 Cr | Investors: Perfios Software Solutions Private Limited , Icici Bank Limited , HDFC Bank Limited |
| Dec 2020 | Rights issue | ₹15.48 Cr | Investors: 4 individuals Seller: Bvp Perfios Us Llc, Frozen Pine Investments Bv |
| Oct 2020 | Secondary share transfer | Undisclosed | Buyer: Bvp Perfios Us Llc, Frozen Pine Investments Bv, 2 individuals Seller: Perfios Software Solutions Private Limited |
| Feb 2020 | Acquisition | ₹2 Cr | Buyer: Perfios Software Solutions Private Limited |
Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.
Legal cases
No court or tribunal cases involving Perfios Account Aggregation Services Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
Perfios Account Aggregation Services Private Limited has 1 MSME Form 1 return on record for the period ending Sep 2022, listing 1 overdue payment to 1 micro and small supplier. Companies must report dues to micro and small suppliers that stay unpaid for more than 45 days in a half-yearly MSME Form 1 return.
Suppliers with reported dues (1 of 1)
| Supplier | Amount due | Due since | Reported on |
|---|---|---|---|
| Nusummit Cybersecurity Limited |
To see the full MSME payment records of Perfios Account Aggregation Services Private Limited, buy the company report.
Individuals and sole proprietors among the suppliers are not named.
GST
Perfios Account Aggregation Services has 1 GST registration: 1 active.
Total GSTINs
1
Active
1
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 29AAJCP4853C1Z9 | Karnataka | Active | 27 Nov 2017 |
To see the full GST registrations and return filing status of Perfios Account Aggregation Services Private Limited, buy the company report.
Recent activity
Perfios Account Aggregation Services Private Limited has 10 board changes on record since 2020: 3 appointments and 7 cessations. The latest: Thampy Koshy ceased to be Additional Director on 28 Sep 2025.
AGM
Perfios Account Aggregation Services Private Limited last Annual general meeting of members was held on 29 Sep 2025 as per latest MCA records.
Ceased
Thampy Koshy ceased to be Additional Director.
Appointed
Thampy Koshy was appointed as Director.
Ceased
Debasish Chakraborty ceased to be Director.
Ceased
Velamur Rangachari Govindarajan ceased to be Director.
Filing
Perfios Account Aggregation Services Private Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Bangalore.
Appointed
Srikanth Rajagopalan was appointed as CEO.
Ceased
Palamadai Sundararajan Jayakumar ceased to be Director.
Ceased
Krishnakumar Natarajan ceased to be Additional Director.
Ceased
Srikanth Rajagopalan ceased to be Additional Director.
Ceased
Sunil Satyapal Gulati ceased to be Additional Director.
Appointed
Sunil Satyapal Gulati was appointed as Director.
1 earlier event is in the company report.
News
Frequently asked questions
Perfios Account Aggregation Services is an active private limited company based in Bangalore, Karnataka, India. The company works in nbfc, within the financial services industry. It was incorporated on 16 October 2017 (9+ years old) and is registered under CIN U74999KA2017PTC107213.
Perfios Account Aggregation Services has 3 current directors and KMP:
- Thampy Koshy - Director
- Sunil Satyapal Gulati - Director
- Srikanth Rajagopalan - Ceo
The latest financial statements of Perfios Account Aggregation Services on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 29 September 2025. Year-wise statements from FY 2018 are in the company report.
The GSTIN of Perfios Account Aggregation Services is 29AAJCP4853C1Z9, registered in Karnataka.
The CIN (Corporate Identification Number) of Perfios Account Aggregation Services is U74999KA2017PTC107213. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Perfios Account Aggregation Services was incorporated on 16 October 2017, making it 9+ years old. It is registered with the Registrar of Companies, Bangalore.
Perfios Account Aggregation Services has 4 deals on record (1 rights issue, 1 funding round, 1 secondary share transfer), with disclosed funding of ₹21.24 Cr; the latest was in December 2021.
The peers of Perfios Account Aggregation Services by revenue are Vighnhar Marketing Pvt. Ltd, Victoria Glass Works Pvt Ltd, Ultramarine Tracon Pvt Ltd, GSR Tradefin Private Limited, Revathi Holdings Private Limited and 1 more, all in the BFSI industry (Account Aggregator, Media Aggregators, Small Non Deposit NBFC), with the same principal business activity (other financial activities).
Thampy Koshy ceased to be Additional Director on 28 Sep 2025. Thampy Koshy was appointed as Director on 08 Jul 2025. Debasish Chakraborty ceased to be Director on 15 Apr 2025. Perfios Account Aggregation Services has 10 board changes on record in total.
Yes, Perfios Account Aggregation Services is registered as a micro enterprise under Udyam registration (number: UDYAM-KR-03-0230413).
Perfios Account Aggregation Services has 1 MSME Form 1 return on record for the period ending Sep 2022, listing 1 overdue payment to 1 micro and small supplier. The latest return was filed on 29 Oct 2022.
Perfios Account Aggregation Services can be reached through the website anumati.co.in. Its registered office is in Bangalore, Karnataka, India.
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