About Pnys Chit Funds (Kerala) Private Limited
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Pnys Chit Funds (Kerala) Private Limited is a private limited company based in Thrissur, Kerala, India. It operates in the non-banking financial services (NBFC) segment of the financial services sector. It was incorporated on 07 November 2012 and has been in existence for over 14 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65992KL2012PTC032566. Its GSTIN is 32AAGCP9162P1ZU (Kerala).
The company has an authorised share capital of ₹25 Lakh and a paid-up capital of ₹25 Lakh. It is led by directors including Kesavan Mankora Subramanian (Managing Director) and Divakaran Pazhangaparambu Unnikrishnan.
Its last annual general meeting (AGM) was held on 27 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Door No.IX/258 Pny Sabha Building Anthikad, Thrissur, Kerala, India – 680641.
As per the financials filed for FY 2025, the company reported a revenue of ₹1.35 Cr, a growth of 9% compared to the previous year. For the same year it recorded a net profit of ₹1.99 Lakh (net margin 1.5%) and EBITDA of ₹3.06 Lakh (EBITDA margin 2.3%). Revenue has grown at a compounded annual rate (CAGR) of 27% over three years and 14% over five years.
Court records list 6 cases involving the company, including 5 filed by the company and 1 filed against it; 1 case is pending.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website pnysabha.com.
Company details
Contact details
Pnys Chit Funds (Kerala) Private Limited's registered office is in Thrissur, Kerala. Its website is pnysabha.com. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Registered AddressDoor No.IX/258 Pny Sabha Building Anthikad, Thrissur, Kerala, India – 680641
- IndustryFinancial Services, NBFC, Microfinance Institutions
To see the full contact details of Pnys Chit Funds (Kerala) Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Pnys Chit Funds (Kerala) is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Pnys Chit Funds (Kerala) Private Limited, buy the company report.
Financials of Pnys Chit Funds (Kerala) Private Limited
FY 2025 filings availablePnys Chit Funds (Kerala) Private Limited reported revenue of ₹1.35 Cr (up 9% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 14% over five years, including 9% growth in the latest year. EBITDA fell 20% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | ₹3.06 Lakh | ||||
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| Tax Expense | |||||
| Net Profit (PAT) | ₹1.99 Lakh | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 2.3% | ||||
| Net Profit Margin | 1.5% | ||||
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To see the full financial statements and ratios of Pnys Chit Funds (Kerala) Private Limited, buy the company report.
Board of directors of Pnys Chit Funds (Kerala) Private Limited
Pnys Chit Funds (Kerala) has 7 current directors and 14 former directors. Current directors are listed first, with their designation and appointment date.
Peer comparison
Pnys Chit Funds (Kerala) Private Limited is compared with the 8 companies closest to it by revenue in the BFSI industry (Chit Funds, Micro Finance, NBFC), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Sri Vinayaka East Chit Funds Private Limited | ₹1.37 Cr (FY 2022) | -10.0% | Kakinada, Andhra Pradesh, India | |||
| Yannaikal VM Chits Private Limited | ₹1.36 Cr (FY 2025) | 27.0% | Madurai, Tamil Nadu, India | |||
| Muthoottu Urban Nidhi Limited | ₹1.36 Cr (FY 2024) | -4.0% | Ernakulam, Kerala, India | |||
| Kasi Viswanathar Nidhi Limited | ₹1.35 Cr (FY 2025) | 6.0% | Ayanavaram, Madras 23, Tamil Nadu, India | |||
| Pnys Chit Funds (Kerala) Private Limitedthis company | ₹1.35 Cr (FY 2025) | ₹1.99 Lakh | 1.5% | 9.0% | Thrissur, Kerala, India | |
| Olarikkara Kuries Private Limited | ₹1.33 Cr (FY 2025) | 140.0% | Thrissur, Kerala, India | |||
| Sree Thirumala Chit Funds (Ap) Private Limited | ₹1.33 Cr (FY 2025) | -43.0% | Warangal, Telangana, India | |||
| Aswani Chit Funds Private Limited | ₹1.32 Cr (FY 2023) | 5.0% | Hyderabad, Telangana, India | |||
| Gold Line International Finvest Limited | ₹1.32 Cr (FY 2022) | 82.0% | New Delhi, Delhi, India |
To see the full peer comparison of Pnys Chit Funds (Kerala) Private Limited, buy the company report.
Shareholding
The shareholding of Pnys Chit Funds (Kerala) Private Limited is on record for 3 financial years, the latest being FY 2020, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2020 | FY 2017 | FY 2016 |
|---|---|---|---|
| Promoters | |||
| Domestic institutional investors (DII) | |||
| Foreign institutional investors (FII) | |||
| Public | |||
| Others |
To see the full shareholding pattern of Pnys Chit Funds (Kerala) Private Limited, buy the company report.
Legal cases
Pnys Chit Funds (Kerala) Private Limited has 6 court cases on record: 5 filed by Pnys Chit Funds (Kerala), 1 filed against it. 1 case is pending and 5 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 5 | 1 | 1 |
| High courts | 1 | 0 | 0 |
Cases on record (5 of 6)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Thrissur, Kerala | Civil suit | Filed by the company against an individual | Pending |
| District court, Palakkad, Kerala | Execution petition | Filed by the company against an individual | Disposed |
| District court, Thrissur, Kerala | Execution petition | Filed by the company against an individual | Disposed |
| District court, Thrissur, Kerala | Execution petition | Filed by the company against an individual | Disposed |
| District court, Palakkad, Kerala | Civil suit | Filed against the company by an individual | Disposed |
To see the full case history of Pnys Chit Funds (Kerala) Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Pnys Chit Funds (Kerala) Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Pnys Chit Funds (Kerala) has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 32AAGCP9162P1ZU | Kerala | Active | 01 Jul 2017 |
To see the full GST registrations and return filing status of Pnys Chit Funds (Kerala) Private Limited, buy the company report.
Recent activity
Pnys Chit Funds (Kerala) Private Limited has 21 board changes on record since 2012: 7 appointments and 14 cessations. The latest: Perumbadappu Narayanan Sreeraman ceased to be Director on 27 Sep 2025.
12 earlier events are in the company report.
Frequently asked questions
Pnys Chit Funds (Kerala) is an active private limited company based in Thrissur, Kerala, India. The company works in nbfc, within the financial services industry. It was incorporated on 07 November 2012 (14+ years old) and is registered under CIN U65992KL2012PTC032566.
Pnys Chit Funds (Kerala) has 7 current directors:
- Kesavan Mankora Subramanian - Managing Director
- Divakaran Pazhangaparambu Unnikrishnan - Director
- Predeep Mankore Sankaran - Director
- Sandeep Paikkattu Neelakandan - Director
- Unnikrishnan Njanappilly Damodaran - Director
- Raman Namboothiri Punnappilly Raman Namboothiri - Director
- Narayanan Namboodiri Krishnan Namboodiri Pazhangaparambu Mana - Director
The latest financial statements of Pnys Chit Funds (Kerala) on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 27 September 2025. Year-wise statements from 2015 are in the company report.
The GSTIN of Pnys Chit Funds (Kerala) is 32AAGCP9162P1ZU, registered in Kerala.
The CIN (Corporate Identification Number) of Pnys Chit Funds (Kerala) is U65992KL2012PTC032566. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Pnys Chit Funds (Kerala) has 6 court cases on record: 5 filed by the company and 1 filed against it. 1 is pending. Most are in the district courts.
Pnys Chit Funds (Kerala) was incorporated on 07 November 2012, making it 14+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of Pnys Chit Funds (Kerala) by revenue are Sri Vinayaka East Chit Funds Private Limited, Yannaikal VM Chits Private Limited, Muthoottu Urban Nidhi Limited, Kasi Viswanathar Nidhi Limited, Olarikkara Kuries Private Limited and 3 more, all in the BFSI industry (Chit Funds, Micro Finance, NBFC), with the same principal business activity (other financial activities).
Perumbadappu Narayanan Sreeraman ceased to be Director on 27 Sep 2025. Narayanan Namboodiri Krishnan Namboodiri Pazhangaparambu Mana ceased to be Additional Director on 23 Sep 2017. Unnikrishnan Njanappilly Damodaran ceased to be Additional Director on 23 Sep 2017. Pnys Chit Funds (Kerala) has 21 board changes on record in total.
Pnys Chit Funds (Kerala) can be reached through the website pnysabha.com. Its registered office is in Thrissur, Kerala, India.
The registered office of Pnys Chit Funds (Kerala) is at Door No.IX258 Pny Sabha Building Anthikad, Thrissur, Kerala, India – 680641.
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