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Prashray Foundation for Micro Credit - financial services in Indore, Madhya Pradesh, India. FY 2026 financials & compliance.
Revenue · FY 2025
₹75.85 Lakh
▲ 31% YoY
Net loss · FY 2025
₹26.59 Lakh
Net margin -35.1%
EBITDA · FY 2025
₹15.61 Lakh
EBITDA margin 20.6%
Authorised capital
₹49 Lakh
Registered with MCA
Paid-up capital
₹40.7 Lakh
Issued & subscribed
Company age
9 yrs
Est. 2017
Directors on board
2
As per MCA filings
Active GSTINs
1
GST registered
About Prashray Foundation for Micro Credit
Data last updated:
Prashray Foundation for Micro Credit is a private not for profit company based in Indore, Madhya Pradesh, India, recognised as a startup by DPIIT. It operates in the financial intermediation and lending segment of the financial services sector. It was incorporated on 12 July 2017 and has been in existence for over 9 years.
The company is registered with the Registrar of Companies (ROC), Gwalior, under CIN U65929MP2017NPL043719. Its GSTIN is 23AAJCP3031G1ZT (Madhya Pradesh).
The company has an authorised share capital of ₹49 Lakh and a paid-up capital of ₹40.7 Lakh. It is led by directors Amit Kumar Sharma and Deepika Kukreti.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 11/Cg Scheme – 74C Vijaynagar, Indore, Madhya Pradesh, India – 452010.
As per the financials filed for FY 2025, the company reported a revenue of ₹75.85 Lakh, a growth of 31% compared to the previous year. For the same year it recorded a net loss of ₹26.59 Lakh (net margin -35.1%) and EBITDA of ₹15.61 Lakh (EBITDA margin 20.6%). Revenue has grown at a compounded annual rate (CAGR) of 10% over three years and 19% over five years.
The company is associated with 1 brand: Prashray.
Prashray Foundation for Micro Credit is registered as a micro enterprise under the Udyam registration framework (Reg. No. UDYAM-MP-23-0008962). The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website prashray.org.
Company details
CIN U65929MP2017NPL043719
Registration Number 043719
Incorporation Date 12 July 2017
ROC Gwalior
Listing Status Unlisted
Company Status Active
Compliance Status Active Compliant
DPIIT Recognition Recognised Startup
MSME Classification Micro
Udyam Registration UDYAM-MP-23-0008962
Recognitions & Rankings of Prashray Foundation for Micro Credit
MSME (Udyam registered) Ministry of MSME
- Category
- Micro (2024-25)
- Udyam number
- UDYAM-MP-23-0008962
Contact details
Prashray Foundation for Micro Credit's registered office is in Indore, Madhya Pradesh. Its website is prashray.org. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Registered Address11/Cg Scheme – 74C Vijaynagar, Indore, Madhya Pradesh, India – 452010
- IndustryFinancial Services, Other Financial Intermediation, Credit Allocation Agencies, Pawn Shops
To see the full contact details of Prashray Foundation for Micro Credit, buy the company report.
Comprehensive company report
Prashray Foundation for Micro Credit - one report that includes everything
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
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Brands
Prashray Foundation for Micro Credit operates one associated brand: Prashray. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Micro credit services and foundation operations in Indore. | prashray.org |
Business activity
The main business activity of Prashray Foundation for Micro Credit is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Prashray Foundation for Micro Credit, buy the company report.
Financials of Prashray Foundation for Micro Credit
FY 2025 filings availablePrashray Foundation for Micro Credit reported revenue of ₹75.85 Lakh (up 31% YoY) for FY 2025.
Revenue · FY 2025
₹75.85 Lakh ▲ 31%
Net loss · FY 2025
₹26.59 Lakh margin -35.1%
EBITDA · FY 2025
₹15.61 Lakh margin 20.6%
Compounded Annual Growth Rate (CAGR)
Revenue CAGR growth
1 year
▲ 31%
3 years · compounded
▲ 10%
5 years · compounded
▲ 19%
EBITDA CAGR growth
1 year
▼ 13%
3 years · compounded
▼ 19%
5 years · compounded
▼ 5%
Revenue has grown at a compounded annual rate (CAGR) of 19% over five years, including 31% growth in the latest year. EBITDA fell 13% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| Total Expenses | |||||
| EBITDA | ₹15.61 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | -₹26.59 Lakh | ||||
| Balance Sheet | |||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 20.6% | ||||
| Net Profit Margin | -35.1% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
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| Receivable Days | |||||
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To see the full financial statements and ratios of Prashray Foundation for Micro Credit, buy the company report.
Board of directors of Prashray Foundation for Micro Credit
Prashray Foundation for Micro Credit has 2 current directors and 2 former directors. Current directors are listed first, with their designation and appointment date.
Current Directors
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Amit Kumar Sharma Also directs: Prashray Solutions LLP, Greenquest Global Private Limited, Intentional Tech Labs Private Limited and 1 more | Director | 01 Mar 2021 | 5 Years 8 Months | Current |
| Deepika Kukreti Also directs: Prashray Solutions LLP, Greenquest Global Private Limited, Intentional Tech Labs Private Limited and 1 more | Director | 12 Jul 2017 | 9 Years 4 Months | Current |
Peer comparison
Prashray Foundation for Micro Credit is compared with the 9 companies closest to it by revenue in the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Unputdownable Securities Private Limited | ₹75.88 Lakh (FY 2021) | 180.0% | Kolkata, West Bengal, India | |||
| Shanti Gopal Finance Associates Private Limited | ₹75.87 Lakh (FY 2025) | 1.0% | Delhi, India | |||
| Mallcom Holdings Pvt Ltd | ₹75.86 Lakh (FY 2024) | -45.0% | Kolkata, West Bengal, India | |||
| Janasevana Nidhi Limited | ₹75.86 Lakh (FY 2025) | -16.0% | Palakkad, Kerala, India | |||
| Prashray Foundation for Micro Creditthis company | ₹75.85 Lakh (FY 2025) | -₹26.59 Lakh | -35.1% | 31.0% | Indore, Madhya Pradesh, India | |
| Moonshine Vanijya Pvt.Ltd. | ₹75.83 Lakh (FY 2019) | -16.0% | Kolkata, West Bengal, India | |||
| Goranath Mercantile Private Limited | ₹75.83 Lakh (FY 2025) | 56.0% | Kolkata, West Bengal, India | |||
| Mecspert Systems Private Limited | ₹75.83 Lakh (FY 2025) | -4.0% | New Delhi, Delhi, India | |||
| Jogulamba Gadwala Chitfund Private Limited | ₹75.76 Lakh (FY 2025) | 1.0% | Shamshabad, Telangana, India | |||
| Chopra Automobile Finance Pvt Ltd | ₹75.76 Lakh (FY 2025) | 17.0% | Hyderabad, Telangana, India |
To see the full peer comparison of Prashray Foundation for Micro Credit, buy the company report.
Legal cases
No court or tribunal cases involving Prashray Foundation for Micro Credit are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Prashray Foundation for Micro Credit; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Prashray Foundation for Micro Credit has 1 GST registration: 1 active.
Total GSTINs
1
Active
1
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 23AAJCP3031G1ZT | Madhya Pradesh | Active | 07 Sep 2021 |
To see the full GST registrations and return filing status of Prashray Foundation for Micro Credit, buy the company report.
Recent activity
Prashray Foundation for Micro Credit has 4 board changes on record since 2017: 2 appointments and 2 cessations. The latest: Amit Kumar Sharma ceased to be Additional Director on 30 Nov 2021.
AGM
Prashray Foundation For Micro Credit last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records.
Filing
Prashray Foundation For Micro Credit has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Gwalior.
Ceased
Amit Kumar Sharma ceased to be Additional Director.
Ceased
Raman Dashottar ceased to be Director.
Appointed
Amit Kumar Sharma was appointed as Director.
Appointed
Deepika Kukreti was appointed as Director.
Incorporation
12 Jul 2017
Prashray Foundation For Micro Credit was registered on 12 Jul 2017 with Roc Gwalior & aged 9 years 4 months as per MCA records.
Frequently asked questions
Prashray Foundation for Micro Credit is an active private not for profit company based in Indore, Madhya Pradesh, India. The company works in other financial intermediation, within the financial services industry. It was incorporated on 12 July 2017 (9+ years old) and is registered under CIN U65929MP2017NPL043719.
Prashray Foundation for Micro Credit has 2 current directors:
- Amit Kumar Sharma - Director
- Deepika Kukreti - Director
The latest financial statements of Prashray Foundation for Micro Credit on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2018 are in the company report.
The GSTIN of Prashray Foundation for Micro Credit is 23AAJCP3031G1ZT, registered in Madhya Pradesh.
The CIN (Corporate Identification Number) of Prashray Foundation for Micro Credit is U65929MP2017NPL043719. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Prashray Foundation for Micro Credit was incorporated on 12 July 2017, making it 9+ years old. It is registered with the Registrar of Companies, Gwalior.
The peers of Prashray Foundation for Micro Credit by revenue are Unputdownable Securities Private Limited, Shanti Gopal Finance Associates Private Limited, Mallcom Holdings Pvt Ltd, Janasevana Nidhi Limited, Moonshine Vanijya Pvt.Ltd. and 4 more, all in the same principal business activity (other financial activities).
Amit Kumar Sharma ceased to be Additional Director on 30 Nov 2021. Raman Dashottar ceased to be Director on 25 Mar 2021. Amit Kumar Sharma was appointed as Director on 01 Mar 2021. Prashray Foundation for Micro Credit has 4 board changes on record in total.
Yes, Prashray Foundation for Micro Credit is recognised as a startup by the Department for Promotion of Industry and Internal Trade (DPIIT).
Yes, Prashray Foundation for Micro Credit is registered as a micro enterprise under Udyam registration (number: UDYAM-MP-23-0008962).
Prashray Foundation for Micro Credit can be reached through the website prashray.org. Its registered office is in Indore, Madhya Pradesh, India.
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