P.R.M Sastha Chits Private Limited
About P.R.M Sastha Chits Private Limited
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P.R.M Sastha Chits Private Limited is a private limited company based in Chennai, Tamil Nadu, India. It operates in the financial intermediation and lending segment of the financial services sector. It was incorporated on 22 January 2019 and has been in existence for over 7 years.
The company is registered with the Registrar of Companies (ROC), Chennai, under CIN U65999TN2019PTC127045.
The company has an authorised share capital of ₹25 Lakh and a paid-up capital of ₹10 Lakh. It is led by directors including Narayan Nair Ramachandran (Managing Director) and Ramachandran Mahesh.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at First Floor No.40 Thiruvalleeswarar Nagar Thirumangalam Anna Nagar West, Chennai, Tamil Nadu, India – 600040.
As per the financials filed for FY 2025, the company reported a revenue of ₹10.42 Lakh, a growth of 93% compared to the previous year. For the same year it recorded a net profit of ₹54,774 (net margin 5.3%) and EBITDA of ₹72,399 (EBITDA margin 6.9%). Revenue has grown at a compounded annual rate (CAGR) of 25% over three years and 115% over five years.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
P.R.M Sastha Chits Private Limited's registered office is in Chennai, Tamil Nadu. Its e-mail address is in the company report.
- Email
- Registered AddressFirst Floor No.40 Thiruvalleeswarar Nagar Thirumangalam Anna Nagar West, Chennai, Tamil Nadu, India – 600040
- IndustryFinancial Services, Other Financial Intermediation
To see the full contact details of P.R.M Sastha Chits Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of P.R.M Sastha Chits is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of P.R.M Sastha Chits Private Limited, buy the company report.
Financials of P.R.M Sastha Chits Private Limited
FY 2025 filings availableP.R.M Sastha Chits Private Limited reported revenue of ₹10.42 Lakh (up 93% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 115% over five years, including 93% growth in the latest year. EBITDA rose 29% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | ₹72,399 | ||||
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| Net Profit (PAT) | ₹54,774 | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| Profitability | |||||
| EBITDA Margin | 6.9% | ||||
| Net Profit Margin | 5.3% | ||||
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To see the full financial statements and ratios of P.R.M Sastha Chits Private Limited, buy the company report.
Board of directors of P.R.M Sastha Chits Private Limited
P.R.M Sastha Chits has 3 current directors and 1 former director. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Ramachandran Mahesh | Director | 21 Aug 2023 | 3 Years 2 Months | Current |
| Prema | Director | 22 Jan 2019 | 7 Years 9 Months | Current |
| Narayan Nair Ramachandran | Managing Director | 22 Jan 2019 | 7 Years 9 Months | Current |
Peer comparison
P.R.M Sastha Chits Private Limited is compared with the 10 companies closest to it by revenue in the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Chinnamanur Shree Vinayaga Chit Funds Private Limited | ₹10.43 Lakh (FY 2025) | -2.0% | Madurai Dt, Tamil Nadu, India | |||
| Valuemax Chit Fund Private Limited | ₹10.43 Lakh (FY 2022) | 17.0% | Hyderabad, Telangana, India | |||
| Perambur S.G.R Chit Funds Private Limited | ₹10.43 Lakh (FY 2016) | 574.0% | Chennai, Tamil Nadu, India | |||
| Sasvat Finance Private Limited | ₹10.43 Lakh (FY 2025) | 484.0% | Muzaffarpur, Bihar, India | |||
| Idnani Constructions Finance and Investments Private Limited | ₹10.43 Lakh (FY 2024) | 178.0% | Raipur, Chhattisgarh, India | |||
| P.R.M Sastha Chits Private Limitedthis company | ₹10.42 Lakh (FY 2025) | ₹54,774 | 5.3% | 93.0% | Chennai, Tamil Nadu, India | |
| Lotus Universal Private Limited | ₹10.42 Lakh (FY 2025) | -38.0% | Mumbai, Maharashtra, India | |||
| Dignity Developers Private Limited | ₹10.42 Lakh (FY 2024) | -5.0% | Kolkata, West Bengal, India | |||
| Rahee Viniyog Limited | ₹10.41 Lakh (FY 2021) | 0.0% | Howrah, West Bengal, India | |||
| Bakthanjaneya Chit Fund (India) Private Limited | ₹10.41 Lakh (FY 2024) | -23.0% | Godavarikhani, Telangana, India | |||
| Experto HR & Consultancy Services Private Limited | ₹10.41 Lakh (FY 2025) | 145.0% | Noida, Uttar Pradesh, India |
To see the full peer comparison of P.R.M Sastha Chits Private Limited, buy the company report.
Legal cases
No court or tribunal cases involving P.R.M Sastha Chits Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for P.R.M Sastha Chits Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for P.R.M Sastha Chits Private Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
P.R.M Sastha Chits Private Limited has 4 board changes on record since 2019: 3 appointments and 1 cessation. The latest: Ramachandran Mahesh ceased to be Additional Director on 29 Sep 2023.
Frequently asked questions
P.R.M Sastha Chits is an active private limited company based in Chennai, Tamil Nadu, India. The company works in other financial intermediation, within the financial services industry. It was incorporated on 22 January 2019 (7+ years old) and is registered under CIN U65999TN2019PTC127045.
P.R.M Sastha Chits has 3 current directors:
- Narayan Nair Ramachandran - Managing Director
- Ramachandran Mahesh - Director
- Prema - Director
The latest financial statements of P.R.M Sastha Chits on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2019 are in the company report.
The CIN (Corporate Identification Number) of P.R.M Sastha Chits is U65999TN2019PTC127045. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
P.R.M Sastha Chits was incorporated on 22 January 2019, making it 7+ years old. It is registered with the Registrar of Companies, Chennai.
The peers of P.R.M Sastha Chits by revenue are Chinnamanur Shree Vinayaga Chit Funds Private Limited, Valuemax Chit Fund Private Limited, Perambur S.G.R Chit Funds Private Limited, Sasvat Finance Private Limited, Idnani Constructions Finance and Investments Private Limited and 5 more, all in the same principal business activity (other financial activities).
Ramachandran Mahesh ceased to be Additional Director on 29 Sep 2023. Ramachandran Mahesh was appointed as Director on 21 Aug 2023. Narayan Nair Ramachandran was appointed as Managing Director on 22 Jan 2019. P.R.M Sastha Chits has 4 board changes on record in total.
The registered office of P.R.M Sastha Chits is at First Floor No.40 Thiruvalleeswarar Nagar Thirumangalam Anna Nagar West, Chennai, Tamil Nadu, India – 600040.
P.R.M Sastha Chits operates in the financial services industry, in the other financial intermediation segment.
The compliance status of P.R.M Sastha Chits is compliant as of 22 August 2026. The company is actively filing with the Registrar of Companies.
P.R.M Sastha Chits can be reached at its registered office: First Floor No.40 Thiruvalleeswarar Nagar Thirumangalam Anna Nagar West, Chennai, Tamil Nadu, India – 600040.
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