Radha Credits Private Limited

Radha Credits Private Limited - financial services in New Delhi, Delhi, India. FY 2026 financials & compliance.
CIN U65929DL1989PTC035391 Incorporated 08 March 1989 ROC Delhi HQ New Delhi, Delhi, India
Active Private Limited Company financial services
Data last updated
Revenue · FY 2025
₹92,181
▲ 6% YoY
Net profit · FY 2025
₹16,159
Net margin 17.5%
EBITDA · FY 2025
₹21,628
EBITDA margin 23.5%
Authorised capital
₹60 Lakh
Registered with MCA
Paid-up capital
₹56 Lakh
Issued & subscribed
Company age
37 yrs
Est. 1989
Directors on board
2
As per MCA filings
Last financials
Mar 2025
Balance sheet date

About Radha Credits Private Limited

Data last updated:

Radha Credits Private Limited is a private limited company based in New Delhi, Delhi, India, a subsidiary of Rotary Turnover Limited. It operates in the financial services and investment segment of the financial services sector. It was incorporated on 08 March 1989 and has been in existence for over 37 years.

The company is registered with the Registrar of Companies (ROC), Delhi, under CIN U65929DL1989PTC035391.

The company has an authorised share capital of ₹60 Lakh and a paid-up capital of ₹56 Lakh. It is led by directors Malika Bakshi and Anuradha Bakshi.

Its last annual general meeting (AGM) was held on 22 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 15 Basement Community Centre Saket, New Delhi, Delhi, India – 110017.

As per the financials filed for FY 2025, the company reported a revenue of ₹92,181, a growth of 6% compared to the previous year. For the same year it recorded a net profit of ₹16,159 (net margin 17.5%) and EBITDA of ₹21,628 (EBITDA margin 23.5%). Revenue has grown at a compounded annual rate (CAGR) of 17% over three years and 22% over five years.

The current compliance status is marked as compliant by the Registrar of Companies.

Company details

CIN U65929DL1989PTC035391
Registration Number 035391
Incorporation Date 08 March 1989
ROC Delhi
Listing Status Unlisted
Company Status Active
Date of Last AGM 22 September 2025
Date of Balance Sheet 31 March 2025
Parent Company Rotary Turnover Limited
Compliance Status Active Compliant

Contact details

Radha Credits Private Limited's registered office is in New Delhi, Delhi. Its e-mail address and telephone number are in the company report.

  • Email
  • Telephone
  • Registered Address
    15 Basement Community Centre Saket, New Delhi, Delhi, India – 110017
  • Industry
    Financial Services, Financial Activities

To see the full contact details of Radha Credits Private Limited, buy the company report.

Comprehensive company report
Radha Credits Private Limited - one report that includes everything
  • Company details, directors and signatories
  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
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Business activity

The main business activity of Radha Credits is financial and insurance service. In detail, this covers other financial activities.

Main activity group codeMain activityBusiness activity codeBusiness activityShare of turnover
KFinancial and insurance ServiceK8Other financial activities

Financials of Radha Credits Private Limited

FY 2025 filings available

Radha Credits Private Limited reported revenue of ₹92,181 (up 6% YoY) for FY 2025.

Revenue · FY 2025
₹92,181 ▲ 6%
Net profit · FY 2025
₹16,159 margin 17.5%
EBITDA · FY 2025
₹21,628 margin 23.5%

Compounded Annual Growth Rate (CAGR)

Revenue CAGR growth
1 year
▲ 6%
3 years · compounded
▲ 17%
5 years · compounded
▲ 22%
EBITDA CAGR growth
1 year
▼ 57%
3 years · compounded
▲ 30%
5 years · compounded
▲ 22%

Revenue has grown at a compounded annual rate (CAGR) of 22% over five years, including 6% growth in the latest year. EBITDA fell 57% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.

Financial Statement Summary

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profit and Loss Statement
Revenue from Operations
Other Income
Total Revenue
Cost of Materials Consumed
Employee Benefit Expense
Finance Costs
Depreciation and Amortisation
Other Expenses
Total Expenses
EBITDA₹21,628
Profit Before Tax
Tax Expense
Net Profit (PAT)₹16,159
Balance Sheet
Share Capital
Reserves and Surplus
Net Worth (Total Equity)
Long-term Borrowings
Short-term Borrowings
Trade Payables
Total Liabilities
Fixed Assets
Investments
Inventories
Trade Receivables
Cash and Bank Balance
Total Assets

Financial Ratios

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profitability
EBITDA Margin23.5%
Net Profit Margin17.5%
Return on Equity (ROE)
Return on Capital Employed (ROCE)
Return on Assets (ROA)
Liquidity and Debt
Current Ratio
Quick Ratio
Debt-to-Equity Ratio
Interest Coverage Ratio
Efficiency and Growth
Asset Turnover
Receivable Days
Payable Days
Inventory Days
Revenue Growth
Net Profit Growth

To see the full financial statements and ratios of Radha Credits Private Limited, buy the company report.

Board of directors of Radha Credits Private Limited

Radha Credits has 2 current directors and 3 former directors. Current directors are listed first, with their designation and appointment date.

Current Directors
NameDesignationAppointment DateTenureStatus
Malika BakshiDirector27 Mar 201511 Years 7 MonthsCurrent
Anuradha BakshiDirector01 Dec 198936 Years 11 MonthsCurrent

Peer comparison

Radha Credits Private Limited is compared with the 10 companies closest to it by revenue in the same principal business activity (other financial activities), from the latest filed financials of each company.

CompanyRevenueNet profitMarginGrowth (1 yr)EmployeesLocation
Bengani Investments Private Limited₹92,580 (FY 2022)-3.0%New Delhi, Delhi, India
Kattilapoovam Kuries Private Limited₹92,502 (FY 2019)16.0%Thrissur, Kerala, India
Vishalakshi Projects Private Limited₹92,280 (FY 2021)209.0%Chennai, Tamil Nadu, India
Jitharam Finance and Investments Ltd.₹92,233 (FY 2019)-7.0%Hyderabad, Telangana, India
Riyadh Microfinance Private Limited₹92,213 (FY 2024)Laukahi, Bihar, India
Radha Credits Private Limitedthis company₹92,181 (FY 2025)₹16,15917.5%6.0%New Delhi, Delhi, India
Deo Credit Capital Pvt Ltd₹92,172 (FY 2025)6925.0%Mumbai, Maharashtra, India
Tamilnadu Urban Infrastructure Trustee Company Limited₹92,071 (FY 2025)-1.0%Chennai, Tamil Nadu, India
Utkarsh Mining Private Limited₹91,940 (FY 2023)10.0%Kolkata, West Bengal, India
Raikios Services Private Limited₹91,915 (FY 2024)-58.0%Jabalpur, Madhya Pradesh, India
Suvijayam Kuries Private Limited₹91,658 (FY 2017)16.0%Thrissur, Kerala, India

To see the full peer comparison of Radha Credits Private Limited, buy the company report.

Auditor

Radha Credits Private Limited is audited by Rajiv Associates for the financial year 2017.

Auditor firmFinancial yearFirm registration number
Rajiv AssociatesFY 2017002891N

Shareholding

The shareholding of Radha Credits Private Limited is on record for FY 2017, split between promoters, domestic institutions, foreign institutions, public shareholders and others.

Shareholder categoryFY 2017
Promoters
Domestic institutional investors (DII)
Foreign institutional investors (FII)
Public
Others

To see the full shareholding pattern of Radha Credits Private Limited, buy the company report.

MSME payment delays

No delayed payments to MSME suppliers are on our record for Radha Credits Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.

GST

No GST registration is on our record for Radha Credits Private Limited; the GSTIN and return-filing check is in the company report Buy the company report.

Recent activity

Radha Credits Private Limited has 5 board changes on record since 1989: 2 appointments and 3 cessations. The latest: Aniket Bakshi ceased to be Director on 24 Jan 2022.

AGM
Radha Credits Private Limited last Annual general meeting of members was held on 22 Sep 2025 as per latest MCA records.
Filing
Radha Credits Private Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Delhi I.
Ceased
Aniket Bakshi ceased to be Director.
Ceased
Malika Bakshi ceased to be Additional Director.
Ceased
Tarun Bakshi ceased to be Director.
Appointed
Malika Bakshi was appointed as Director.
Appointed
Anuradha Bakshi was appointed as Director.
Incorporation
08 Mar 1989
Radha Credits Private Limited was registered on 08 Mar 1989 with Roc Delhi I & aged 37 years 8 months as per MCA records.

Frequently asked questions

Radha Credits is an active private limited company based in New Delhi, Delhi, India. The company works in financial activities, within the financial services industry. It was incorporated on 08 March 1989 (37+ years old) and is registered under CIN U65929DL1989PTC035391.

Radha Credits has 2 current directors:

The latest financial statements of Radha Credits on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 22 September 2025. Year-wise statements from 2015 are in the company report.

The CIN (Corporate Identification Number) of Radha Credits is U65929DL1989PTC035391. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Radha Credits was incorporated on 08 March 1989, making it 37+ years old. It is registered with the Registrar of Companies, Delhi.

The peers of Radha Credits by revenue are Bengani Investments Private Limited, Kattilapoovam Kuries Private Limited, Vishalakshi Projects Private Limited, Jitharam Finance and Investments Ltd, Riyadh Microfinance Private Limited and 5 more, all in the same principal business activity (other financial activities).

Aniket Bakshi ceased to be Director on 24 Jan 2022. Malika Bakshi ceased to be Additional Director on 18 Aug 2015. Tarun Bakshi ceased to be Director on 01 Apr 2015. Radha Credits has 5 board changes on record in total.

The registered office of Radha Credits is at 15 Basement Community Centre Saket, New Delhi, Delhi, India – 110017.

Radha Credits operates in the financial services industry, in the financial activities segment.

The compliance status of Radha Credits is compliant as of 28 July 2026. The company is actively filing with the Registrar of Companies.

Radha Credits can be reached at its registered office: 15 Basement Community Centre Saket, New Delhi, Delhi, India – 110017.