Radha Fincom Ltd - financial services in Kolkata, West Bengal, India. FY 2026 financials & compliance.
CIN U65999WB1995PLC075690 Incorporated 01 December 1995 ROC Kolkata HQ Kolkata, West Bengal, India
Active Public Limited Company financial services
Data last updated
Revenue · FY 2025
₹15.19 Cr
▲ 43% YoY
Net profit · FY 2025
₹2.9 Cr
Net margin 19.1%
EBITDA · FY 2025
₹3.8 Cr
EBITDA margin 25%
Authorised capital
₹4.47 Cr
Registered with MCA
Paid-up capital
₹4.42 Cr
Issued & subscribed
Company age
31 yrs
Est. 1995
Directors on board
3
As per MCA filings
Last financials
Mar 2025
Balance sheet date

About Radha Fincom Ltd

Data last updated:

Radha Fincom Ltd is a public limited company based in Kolkata, West Bengal, India. It operates in the non-banking financial services (NBFC) segment of the financial services sector. It was incorporated on 01 December 1995 and has been in existence for over 31 years.

The company is registered with the Registrar of Companies (ROC), Kolkata, under CIN U65999WB1995PLC075690.

The company has an authorised share capital of ₹4.47 Cr and a paid-up capital of ₹4.42 Cr. It was formerly known as Radha Fincom Pvt Ltd. It is led by directors including Sanjay Kumar Surana and Bhanu Prakash Agarwal.

Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 10 Clive Row Ground Floor, Kolkata, West Bengal, India – 700001.

As per the financials filed for FY 2025, the company reported a revenue of ₹15.19 Cr, a growth of 43% compared to the previous year. For the same year it recorded a net profit of ₹2.9 Cr (net margin 19.1%) and EBITDA of ₹3.8 Cr (EBITDA margin 25%). Revenue has declined at a compounded annual rate (CAGR) of 5% over five years.

Court records list 5 cases involving the company, including 4 filed by the company and 1 filed against it.

The current compliance status is marked as compliant by the Registrar of Companies.

Company details

CIN U65999WB1995PLC075690
Registration Number 075690
Incorporation Date 01 December 1995
ROC Kolkata
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2025
Date of Balance Sheet 31 March 2025
Compliance Status Active Compliant

CIN history

Radha Fincom has one previous CIN (Corporate Identification Number): U75690WB1995PLC075690. The current CIN is U65999WB1995PLC075690, which is the unique identifier assigned by the Registrar of Companies.

CINStatus
U65999WB1995PLC075690Current
U75690WB1995PLC075690Previous

Contact details

Radha Fincom Ltd's registered office is in Kolkata, West Bengal. Its e-mail address and telephone number are in the company report.

  • Email
  • Telephone
  • Registered Address
    10 Clive Row Ground Floor, Kolkata, West Bengal, India – 700001
  • Industry
    Financial Services, NBFC, Investment & Credit NBFC

To see the full contact details of Radha Fincom Ltd, buy the company report.

Comprehensive company report
Radha Fincom Ltd - one report that includes everything
  • Company details, directors and signatories
  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
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Business activity

The main business activity of Radha Fincom is financial and insurance service. In detail, this covers other financial activities.

Main activity group codeMain activityBusiness activity codeBusiness activityShare of turnover
KFinancial and insurance ServiceK8Other financial activities

To see the full business activity and turnover split of Radha Fincom Ltd, buy the company report.

Financials of Radha Fincom Ltd

FY 2025 filings available

Radha Fincom Ltd reported revenue of ₹15.19 Cr (up 43% YoY) for FY 2025.

Revenue · FY 2025
₹15.19 Cr ▲ 43%
Net profit · FY 2025
₹2.9 Cr margin 19.1%
EBITDA · FY 2025
₹3.8 Cr margin 25%

Compounded Annual Growth Rate (CAGR)

Revenue CAGR growth
1 year
▲ 43%
5 years · compounded
▼ 5%
EBITDA CAGR growth
1 year
▲ 34%
3 years · compounded
▲ 384%
5 years · compounded
▲ 66%

Revenue rose 43% in the latest year, though over five years it has declined at a compounded annual rate (CAGR) of 5%. EBITDA rose 34% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.

Financial Statement Summary

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profit and Loss Statement
Revenue from Operations
Other Income
Total Revenue
Cost of Materials Consumed
Employee Benefit Expense
Finance Costs
Depreciation and Amortisation
Other Expenses
Total Expenses
EBITDA₹3.8 Cr
Profit Before Tax
Tax Expense
Net Profit (PAT)₹2.9 Cr
Balance Sheet
Share Capital
Reserves and Surplus
Net Worth (Total Equity)
Long-term Borrowings
Short-term Borrowings
Trade Payables
Total Liabilities
Fixed Assets
Investments
Inventories
Trade Receivables
Cash and Bank Balance
Total Assets

Financial Ratios

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profitability
EBITDA Margin25%
Net Profit Margin19.1%
Return on Equity (ROE)
Return on Capital Employed (ROCE)
Return on Assets (ROA)
Liquidity and Debt
Current Ratio
Quick Ratio
Debt-to-Equity Ratio
Interest Coverage Ratio
Efficiency and Growth
Asset Turnover
Receivable Days
Payable Days
Inventory Days
Revenue Growth
Net Profit Growth

To see the full financial statements and ratios of Radha Fincom Ltd, buy the company report.

Board of directors of Radha Fincom Ltd

Radha Fincom has 3 current directors and 9 former directors. Current directors are listed first, with their designation and appointment date.

Current Directors
NameDesignationAppointment DateTenureStatus
Sanjay Kumar SuranaDirector10 Feb 201313 Years 8 MonthsCurrent
Bhanu Prakash AgarwalDirector26 Mar 20188 Years 6 MonthsCurrent
Rajesh Kumar SuranaDirector18 Sep 201214 Years 1 MonthsCurrent

Peer comparison

Radha Fincom Ltd is compared with the 6 companies closest to it by revenue in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities), from the latest filed financials of each company.

CompanyRevenueNet profitMarginGrowth (1 yr)EmployeesLocation
Community Finance Private Limited₹15.33 Cr (FY 2025)5.0%Kolkata, West Bengal, India
Thakurdevi Investnents Pvt Ltd₹15.3 Cr (FY 2024)23.0%Punjab, India
Maninya Comfin Private Limited₹15.22 Cr (FY 2025)-1.0%Kolkata, West Bengal, India
Radha Fincom Ltdthis company₹15.19 Cr (FY 2025)₹2.9 Cr19.1%43.0%Kolkata, West Bengal, India
I K Agencies Pvt Ltd₹15.15 Cr (FY 2025)-64.0%Kolkata, West Bengal, India
Alfred Herbert (India) Ltd₹15.07 Cr (FY 2019)4.0%Kolkata, West Bengal, India
Rain Bow Finance India Ltd₹15.06 Cr (FY 2024)-35.0%Chennai, Tamil Nadu, India

To see the full peer comparison of Radha Fincom Ltd, buy the company report.

Auditor

Radha Fincom Ltd is audited by S.K. DHAR & CO for the financial year 2023.

Auditor firmFinancial yearFirm registration number
S.K. DHAR & COFY 2023307041E

Shareholding

The shareholding of Radha Fincom Ltd is on record for 5 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.

Shareholder categoryFY 2023FY 2022FY 2021FY 2020FY 2019
Promoters
Domestic institutional investors (DII)
Foreign institutional investors (FII)
Public
Others

To see the full shareholding pattern of Radha Fincom Ltd, buy the company report.

MSME payment delays

No delayed payments to MSME suppliers are on our record for Radha Fincom Ltd; the supplier-wise MSME Form 1 check is in the company report Buy the company report.

GST

No GST registration is on our record for Radha Fincom Ltd; the GSTIN and return-filing check is in the company report Buy the company report.

Recent activity

Radha Fincom Ltd has 12 board changes on record since 2009: 3 appointments and 9 cessations. The latest: Bhanu Prakash Agarwal was appointed as Director on 26 Mar 2018.

AGM
Radha Fincom Ltd last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records.
Filing
Radha Fincom Ltd has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Kolkata.
Appointed
Bhanu Prakash Agarwal was appointed as Director.
Ceased
Bikash Kumar Singh ceased to be Director.
Ceased
Sandeep Kumar Singhi ceased to be Director.
Ceased
Ashok Kumar Jha ceased to be Director.
Ceased
Panna Lal Surana ceased to be Director.
Appointed
Sanjay Kumar Surana was appointed as Director.
Ceased
Birja Thakur ceased to be Director.
Ceased
Girija Thakur ceased to be Director.
Appointed
Rajesh Kumar Surana was appointed as Director.
Ceased
Mahendra Kumar Karnani ceased to be Director.

3 earlier events are in the company report.

Frequently asked questions

Radha Fincom is an active public limited company based in Kolkata, West Bengal, India. The company works in nbfc, within the financial services industry. It was incorporated on 01 December 1995 (31+ years old) and is registered under CIN U65999WB1995PLC075690.

Radha Fincom has 3 current directors:

The latest financial statements of Radha Fincom on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.

The CIN (Corporate Identification Number) of Radha Fincom is U65999WB1995PLC075690. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Radha Fincom has 5 court cases on record: 4 filed by the company and 1 filed against it. Most are in the high courts.

Radha Fincom was incorporated on 01 December 1995, making it 31+ years old. It is registered with the Registrar of Companies, Kolkata.

The peers of Radha Fincom by revenue are Community Finance Private Limited, Thakurdevi Investnents Pvt Ltd, Maninya Comfin Private Limited, I K Agencies Pvt Ltd, Alfred Herbert (India) Ltd and 1 more, all in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities).

Bhanu Prakash Agarwal was appointed as Director on 26 Mar 2018. Bikash Kumar Singh ceased to be Director on 26 Mar 2018. Sandeep Kumar Singhi ceased to be Director on 25 Jul 2013. Radha Fincom has 12 board changes on record in total.

The registered office of Radha Fincom is at 10 Clive Row Ground Floor, Kolkata, West Bengal, India – 700001.

Radha Fincom operates in the financial services industry, in the nbfc segment.

The compliance status of Radha Fincom is compliant as of 28 August 2026. The company is actively filing with the Registrar of Companies.