Real Credit Capital Pvt Ltd
About Real Credit Capital Pvt Ltd
Data last updated:
Real Credit Capital Pvt Ltd is a private limited company based in Guwahati, Assam, India. It operates in the financial services and investment segment of the financial services sector. It was incorporated on 27 June 1994 and has been in existence for over 32 years.
The company is registered with the Registrar of Companies (ROC), Guwahati, under CIN U65929AS1994PTC004157.
The company has an authorised share capital of ₹15 Lakh and a paid-up capital of ₹12.25 Lakh. It is led by directors Pawan Kumar Jain and Raj Kumar Jain.
Its last annual general meeting (AGM) was held on 23 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Guwahati, Assam.
As per the financials filed for FY 2024, the company reported a revenue of ₹3.49 Lakh, reflecting significant growth compared to the previous year. For the same year it recorded a net loss of ₹94,070 (net margin -26.9%) and EBITDA of -₹93,826 (EBITDA margin -26.9%).
Court records list 1 case involving the company, including 1 filed against it. The company has 2 deals on record (2 secondary share transfers); the latest was in September 2006. Its 10 peer companies in the same principal business activity (other financial activities) are compared by revenue, 5 larger and 5 smaller; the largest is Deepujwal Gold Urban Nidhi Limited with revenue of ₹3.5 Lakh.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Real Credit Capital Pvt Ltd's registered office is in Guwahati, Assam. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressHouse No 15 Shaktigarh Byelane No 2 Near Central Bank Of India G. S. Road, Bhangagarh, Guwahati, Assam, India – 781005
- IndustryFinancial Services, Financial Activities
To see the full contact details of Real Credit Capital Pvt Ltd, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Real Credit Capital is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Real Credit Capital Pvt Ltd, buy the company report.
Financials of Real Credit Capital Pvt Ltd
FY 2025 filings availableReal Credit Capital Pvt Ltd reported revenue of ₹3.49 Lakh (up 164556% YoY) for FY 2024.
Financial Statement Summary
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
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| EBITDA | -₹93,826 | ||||
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| Net Profit (PAT) | -₹94,070 | ||||
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Financial Ratios
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
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| Profitability | |||||
| EBITDA Margin | -26.9% | ||||
| Net Profit Margin | -26.9% | ||||
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To see the full financial statements and ratios of Real Credit Capital Pvt Ltd, buy the company report.
Board of directors of Real Credit Capital Pvt Ltd
Real Credit Capital has 2 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Pawan Kumar Jain | Director | 27 Jun 1994 | 32 Years 4 Months | Current |
| Raj Kumar Jain Also directs: Jai Hire Purchase Company(India) Limited, Jain Securities Pvt Ltd | Director | 27 Jun 1994 | 32 Years 4 Months | Current |
Peer comparison
Real Credit Capital Pvt Ltd is compared with the 10 companies closest to it by revenue in the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Deepujwal Gold Urban Nidhi Limited | ₹3.5 Lakh (FY 2022) | Aurangabad, Maharashtra, India | ||||
| Okcapital Private Limited | ₹3.5 Lakh (FY 2024) | Bangalore, Karnataka, India | ||||
| Srambickal Nidhi Limited | ₹3.5 Lakh (FY 2020) | -65.0% | Kottayam, Kerala, India | |||
| RMR Chits (Karnataka) Private Limited | ₹3.5 Lakh (FY 2023) | 52.0% | Holenarasipura, Karnataka, India | |||
| KJ Hingoli Urban Nidhi Limited | ₹3.49 Lakh (FY 2022) | Hingoli, Maharashtra, India | ||||
| Real Credit Capital Pvt Ltdthis company | ₹3.49 Lakh (FY 2024) | -₹94,070 | -26.9% | 164556.0% | Guwahati, Assam, India | |
| Patson Legal Knowledge Process Private Limited | ₹3.49 Lakh (FY 2023) | 15.0% | Bangalore, Karnataka, India | |||
| Ultimatum Infrastructure & Properties Private Limited | ₹3.49 Lakh (FY 2019) | -51.0% | Kolkata, West Bengal, India | |||
| Befriend Kuries Private Limited | ₹3.49 Lakh (FY 2023) | 13.0% | Thrissur, Kerala, India | |||
| BTD Chits Private Limited | ₹3.49 Lakh (FY 2025) | 65.0% | Gurgaon, Haryana, India | |||
| Aquatech Projects Private Limited | ₹3.49 Lakh (FY 2025) | 5.0% | Kolkata, West Bengal, India |
To see the full peer comparison of Real Credit Capital Pvt Ltd, buy the company report.
Auditor
Real Credit Capital Pvt Ltd is audited by KHUSHBOO KHETAWAT AND ASSOCIATES for the financial year 2017.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| KHUSHBOO KHETAWAT AND ASSOCIATES | FY 2017 | 301891 |
Shareholding
The shareholding of Real Credit Capital Pvt Ltd is on record for 2 financial years, the latest being FY 2017, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2017 | FY 2016 |
|---|---|---|
| Promoters | ||
| Domestic institutional investors (DII) | ||
| Foreign institutional investors (FII) | ||
| Public | ||
| Others |
To see the full shareholding pattern of Real Credit Capital Pvt Ltd, buy the company report.
Deals & funding
Real Credit Capital Pvt Ltd has 2 deals on record (2 secondary share transfers); the latest was in September 2006.
Deals on record (2 of 2)
| When | Deal | Amount | Parties |
|---|---|---|---|
| Sep 2006 | Secondary share transfer | Undisclosed | Buyer: an individual Seller: an individual |
| Sep 2005 | Secondary share transfer | Undisclosed | Buyer: 4 individuals Seller: Other Real Credit Capital Private Limited |
Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.
Legal cases
Real Credit Capital Pvt Ltd has 1 court case on record: 1 filed against it. All case is disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 1 | 1 | 0 |
Cases on record (1 of 1)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Kamrup Metro, Assam | Court case (Complaint Case C.R.) | Filed against the company by Union of India | Disposed |
To see the full case history of Real Credit Capital Pvt Ltd, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Real Credit Capital Pvt Ltd; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Real Credit Capital Pvt Ltd; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Real Credit Capital Pvt Ltd has 2 board changes on record since 1994: 2 appointments. The latest: Pawan Kumar Jain was appointed as Director on 27 Jun 1994.
Frequently asked questions
Real Credit Capital is an active private limited company based in Guwahati, Assam, India. The company works in financial activities, within the financial services industry. It was incorporated on 27 June 1994 (32+ years old) and is registered under CIN U65929AS1994PTC004157.
Real Credit Capital has 2 current directors:
- Pawan Kumar Jain - Director
- Raj Kumar Jain - Director
The latest financial statements of Real Credit Capital on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 23 September 2025. Year-wise statements from 2015 are in the company report.
The CIN (Corporate Identification Number) of Real Credit Capital is U65929AS1994PTC004157. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Real Credit Capital has 1 court case on record: 1 filed against it.
Real Credit Capital was incorporated on 27 June 1994, making it 32+ years old. It is registered with the Registrar of Companies, Guwahati.
Real Credit Capital has 2 deals on record (2 secondary share transfers); the latest was in September 2006.
The peers of Real Credit Capital by revenue are Deepujwal Gold Urban Nidhi Limited, Okcapital Private Limited, Srambickal Nidhi Limited, RMR Chits (Karnataka) Private Limited, KJ Hingoli Urban Nidhi Limited and 5 more, all in the same principal business activity (other financial activities).
Pawan Kumar Jain was appointed as Director on 27 Jun 1994. Raj Kumar Jain was appointed as Director on 27 Jun 1994.
The registered office of Real Credit Capital is at House No 15 Shaktigarh Byelane No 2 Near Central Bank Of India G. S. Road, Bhangagarh, Guwahati, Assam, India – 781005.
Real Credit Capital operates in the financial services industry, in the financial activities segment.
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