Royal Credits Private Limited
About Royal Credits Private Limited
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Royal Credits Private Limited is a private limited company based in Delhi, India. It operates in the diversified financial services segment of the financial services sector. It was incorporated on 20 March 1995 and has been in existence for over 31 years.
The company is registered with the Registrar of Companies (ROC), Delhi, under CIN U74899DL1995PTC066520.
The company has an authorised share capital of ₹35 Lakh and a paid-up capital of ₹33.94 Lakh. It is led by directors including Vivek Aggarwal and Ram Niwas Jain.
Its last annual general meeting (AGM) was held on 25 September 2024, and its latest financial statements are for the year ended 31 March 2024. The registered office is at D – 62 Kamla Nagar, Delhi, India – 110007.
As per the financials filed for FY 2025, the company reported a revenue of ₹40,274, a decline of 4% compared to the previous year. For the same year it recorded a net profit of ₹19,166 (net margin 47.6%) and EBITDA of ₹22,708 (EBITDA margin 56.4%). Revenue has grown at a compounded annual rate (CAGR) of 2% over three years and 6% over five years.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Royal Credits Private Limited's registered office is in Delhi, Delhi. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressD – 62 Kamla Nagar, Delhi, India – 110007
- IndustryFinancial Services, Diversified Financial Services
To see the full contact details of Royal Credits Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Financials of Royal Credits Private Limited
FY 2024 filings availableRoyal Credits Private Limited reported revenue of ₹40,274 (down 4% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue fell 4% in the latest year, but over five years it has grown at a compounded annual rate (CAGR) of 6%. EBITDA rose 2% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | ₹22,708 | ||||
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| Net Profit (PAT) | ₹19,166 | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| Profitability | |||||
| EBITDA Margin | 56.4% | ||||
| Net Profit Margin | 47.6% | ||||
| Return on Equity (ROE) | |||||
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To see the full financial statements and ratios of Royal Credits Private Limited, buy the company report.
Board of directors of Royal Credits Private Limited
Royal Credits has 3 current directors and 4 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Vivek Aggarwal Also directs: Inoxss Fittings India Private Limited, V M K Auto Parts Private Limted, Ashvi Securities & Portfolio Limited and 1 more | Director | 16 Jan 2007 | 19 Years 9 Months | Current |
| Ram Niwas Jain Also directs: Pankaj Enterprises Private Limited, Allwell Capital LLP | Director | 01 Oct 2010 | 16 Years 1 Months | Current |
| Meenu Choudhary Also directs: Ajira Atelier LLP, Pankaj Enterprises Private Limited, Mudit Finlease Limited and 1 more | Director | 31 Mar 2020 | 6 Years 7 Months | Current |
Peer comparison
Royal Credits Private Limited is compared with the 10 companies closest to it by revenue in the BFSI industry (Other Financial Services), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Horizon Vintrade Private Limited | ₹40,421 (FY 2025) | 11.0% | Kolkata, West Bengal, India | |||
| Flowrich Finserve Private Limited | ₹40,322 (FY 2025) | -86.0% | Ahmedabad, Gujarat, India | |||
| Leela Agencies Pvt Ltd | ₹40,317 (FY 2024) | 7.0% | Mumbai, Maharashtra, India | |||
| Puskar Tradeworks Private Limited | ₹40,301 (FY 2025) | Kolkata, West Bengal, India | ||||
| Finnati Furntech Private Limited | ₹40,300 (FY 2025) | 34.0% | Gujarat, India | |||
| Royal Credits Private Limitedthis company | ₹40,274 (FY 2025) | ₹19,166 | 47.6% | -4.0% | Delhi, India | |
| Flower Dealcom Private Limited | ₹40,106 (FY 2016) | -100.0% | Kolkata, West Bengal, India | |||
| Lindsay Developers Private Limited | ₹40,075 (FY 2024) | Kolkata, West Bengal, India | ||||
| Sudha Footwear and Company Private Limited | ₹40,030 (FY 2025) | -42.0% | Rajasthan, India | |||
| Rahul Knitting Pvt.Ltd. | ₹40,000 (FY 2022) | Kolkata, West Bengal, India | ||||
| Bharat Vyapaar Private Limited | ₹40,000 (FY 2024) | 167.0% | Bhubaneswar, Odisha, India |
To see the full peer comparison of Royal Credits Private Limited, buy the company report.
Auditor
Royal Credits Private Limited is audited by JAIN JAIN & ASSOCIATES for the financial year 2023.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| JAIN JAIN & ASSOCIATES | FY 2023 | 009094N |
Shareholding
The shareholding of Royal Credits Private Limited is on record for 5 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2023 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Royal Credits Private Limited, buy the company report.
Legal cases
No court or tribunal cases involving Royal Credits Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Royal Credits Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Royal Credits Private Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Royal Credits Private Limited has 11 board changes on record since 1995: 7 appointments and 4 cessations. The latest: Meenu Choudhary was appointed as Director on 31 Mar 2020.
2 earlier events are in the company report.
Frequently asked questions
Royal Credits is an active private limited company based in Delhi, India. The company works in diversified financial services, within the financial services industry. It was incorporated on 20 March 1995 (31+ years old) and is registered under CIN U74899DL1995PTC066520.
Royal Credits has 3 current directors:
- Vivek Aggarwal - Director
- Ram Niwas Jain - Director
- Meenu Choudhary - Director
The latest financial statements of Royal Credits on record with the MCA are for the year ended 31 March 2024. Its last annual general meeting was held on 25 September 2024. Year-wise statements from 2015 are in the company report.
The CIN (Corporate Identification Number) of Royal Credits is U74899DL1995PTC066520. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Royal Credits was incorporated on 20 March 1995, making it 31+ years old. It is registered with the Registrar of Companies, Delhi.
The peers of Royal Credits by revenue are Horizon Vintrade Private Limited, Flowrich Finserve Private Limited, Leela Agencies Pvt Ltd, Puskar Tradeworks Private Limited, Finnati Furntech Private Limited and 5 more, all in the BFSI industry (Other Financial Services).
Meenu Choudhary was appointed as Director on 31 Mar 2020. Mukesh Kumar Choudhary ceased to be Director on 31 Mar 2020. Dasrath Kumar Gupta ceased to be Director on 01 Oct 2010. Royal Credits has 11 board changes on record in total.
The registered office of Royal Credits is at D – 62 Kamla Nagar, Delhi, India – 110007.
Royal Credits operates in the financial services industry, in the diversified financial services segment.
The compliance status of Royal Credits is compliant as of 12 July 2026. The company is actively filing with the Registrar of Companies.
Royal Credits can be reached at its registered office: D – 62 Kamla Nagar, Delhi, India – 110007.
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