Royal Installment Limited
About Royal Installment Limited
Data last updated:
Royal Installment Limited is a public limited company based in Bareilly, Uttar Pradesh, India. It operates in the investment and credit NBFC segment of the financial services sector. It was incorporated on 03 September 1997 and has been in existence for over 29 years.
The company is registered with the Registrar of Companies (ROC), Uttar Pradesh, under CIN U65921UP1997PLC022561. Its GSTIN is 24AABCR0243G1ZX (Gujarat).
The company has an authorised share capital of ₹30 Cr and a paid-up capital of ₹27 Cr. It is led by directors including Pankaj Saraiya Nandkumar (Managing Director) and Nirav Prakashchandra Vora.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at A – 4 4th Floor Krishna Plaza Hdfc Bank Building, Opp. Dm Residence 154 Civil Lanes Bareilly Uttar Pradesh, Uttar Pradesh, India – 243002.
As per the financials filed for FY 2025, the company reported a revenue of ₹8.19 Lakh, a decline of 45% compared to the previous year. For the same year it recorded a net profit of ₹2.53 Lakh (net margin 30.9%) and EBITDA of ₹3.38 Lakh (EBITDA margin 41.3%). Revenue has declined at a compounded annual rate (CAGR) of 60% over three years and 38% over five years.
Court records list 5 cases involving the company, including 5 filed by the company; 5 cases are pending.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Royal Installment Limited's registered office is in Bareilly, Uttar Pradesh. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressA – 4 4th Floor Krishna Plaza Hdfc Bank Building, Opp. Dm Residence 154 Civil Lanes Bareilly Uttar Pradesh, Uttar Pradesh, India – 243002
- IndustryFinancial Services, Investment & Credit NBFC, NBFC
To see the full contact details of Royal Installment Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Royal Installment is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Royal Installment Limited, buy the company report.
Financials of Royal Installment Limited
FY 2025 filings availableRoyal Installment Limited reported revenue of ₹8.19 Lakh (down 45% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has declined at a compounded annual rate (CAGR) of 38% over five years, including a 45% fall in the latest year. EBITDA fell 26% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | ₹3.38 Lakh | ||||
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| Net Profit (PAT) | ₹2.53 Lakh | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| Profitability | |||||
| EBITDA Margin | 41.3% | ||||
| Net Profit Margin | 30.9% | ||||
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To see the full financial statements and ratios of Royal Installment Limited, buy the company report.
Board of directors of Royal Installment Limited
Royal Installment has 4 current directors and 11 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Nirav Prakashchandra Vora Also directs: Nirshrut Consultants LLP | Director | 04 Oct 2022 | 4 Years 0 Months | Current |
| Rupal Saraiya Pankaj | Director | 10 Oct 2018 | 8 Years 0 Months | Current |
| Pankaj Saraiya Nandkumar | Managing Director | 10 Oct 2018 | 8 Years 0 Months | Current |
| Shruti Nirav Vora Also directs: Nirshrut Consultants LLP | Director | 24 Feb 2026 | 0 Years 8 Months | Current |
Peer comparison
Royal Installment Limited is compared with the 3 companies closest to it by revenue in the BFSI industry (Mid Sized Non Deposit NBFC, NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Lexi Exports Pvt Ltd | ₹8.26 Lakh (FY 2021) | -77.0% | Kolkata, West Bengal, India | |||
| Royal Installment Limitedthis company | ₹8.19 Lakh (FY 2025) | ₹2.53 Lakh | 30.9% | -45.0% | Bareilly, Uttar Pradesh, India | |
| Cool Estates Pvt Ltd | ₹8.18 Lakh (FY 2025) | -37.0% | Delhi, India | |||
| Nishu Leasing and Finance Limited | ₹8.11 Lakh (FY 2025) | 4.0% | Kolkata, West Bengal, India |
To see the full peer comparison of Royal Installment Limited, buy the company report.
Auditor
Royal Installment Limited is audited by THAR & CO for the financial year 2020.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| THAR & CO | FY 2020 | 110958W |
Shareholding
The shareholding of Royal Installment Limited is on record for 4 financial years, the latest being FY 2020, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2020 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|
| Promoters | ||||
| Domestic institutional investors (DII) | ||||
| Foreign institutional investors (FII) | ||||
| Public | ||||
| Others |
To see the full shareholding pattern of Royal Installment Limited, buy the company report.
Legal cases
Royal Installment Limited has 5 court cases on record: 5 filed by Royal Installment. All cases are pending.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| High courts | 5 | 0 | 5 |
Cases on record (1 of 5)
| Court | Type of case | Party | Status |
|---|---|---|---|
| Allahabad High Court | Court case (WTAX) | Filed by the company against Union of India and 3 Others | Pending |
To see the full case history of Royal Installment Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Royal Installment Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Royal Installment has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 24AABCR0243G1ZX | Gujarat | Active | 20 Feb 2019 |
To see the full GST registrations and return filing status of Royal Installment Limited, buy the company report.
Recent activity
Royal Installment Limited has 12 board changes on record since 2018: 4 appointments and 8 cessations. The latest: Shruti Nirav Vora was appointed as Director on 24 Feb 2026.
3 earlier events are in the company report.
Frequently asked questions
Royal Installment is an active public limited company based in Bareilly, Uttar Pradesh, India. The company works in investment and credit nbfc, within the financial services industry. It was incorporated on 03 September 1997 (29+ years old) and is registered under CIN U65921UP1997PLC022561.
Royal Installment has 4 current directors:
- Pankaj Saraiya Nandkumar - Managing Director
- Nirav Prakashchandra Vora - Director
- Rupal Saraiya Pankaj - Director
- Shruti Nirav Vora - Director
The latest financial statements of Royal Installment on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
The GSTIN of Royal Installment is 24AABCR0243G1ZX, registered in Gujarat.
The CIN (Corporate Identification Number) of Royal Installment is U65921UP1997PLC022561. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Royal Installment has 5 court cases on record: 5 filed by the company. 5 are pending.
Royal Installment was incorporated on 03 September 1997, making it 29+ years old. It is registered with the Registrar of Companies, Uttar Pradesh.
The peers of Royal Installment by revenue are Lexi Exports Pvt Ltd, Cool Estates Pvt Ltd, Nishu Leasing and Finance Limited, all in the BFSI industry (Mid Sized Non Deposit NBFC, NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities).
Shruti Nirav Vora was appointed as Director on 24 Feb 2026. Shruti Nirav Vora ceased to be Director on 18 Nov 2025. Nirav Prakashchandra Vora was appointed as Director on 04 Oct 2022. Royal Installment has 12 board changes on record in total.
The registered office of Royal Installment is at A – 4 4th Floor Krishna Plaza Hdfc Bank Building, Opp. Dm Residence 154 Civil Lanes Bareilly Uttar Pradesh, Uttar Pradesh, India – 243002.
Royal Installment operates in the financial services industry, in the investment and credit nbfc segment.