Ruby Mercantile Company Pvt Ltd

Ruby Mercantile Company Pvt Ltd - financial services in Ludhiana, Punjab, India. FY 2026 financials & compliance.
CIN U51494PB1987PTC007395 Incorporated 31 March 1987 ROC Chandigarh HQ Ludhiana, Punjab, India
Active Private Limited Company financial services
Data last updated
Revenue · FY 2025
₹3.7 Lakh
▲ 1715% YoY
Net profit · FY 2025
₹2.5 Lakh
Net margin 67.5%
EBITDA · FY 2025
₹3.51 Lakh
EBITDA margin 94.9%
Authorised capital
₹40 Lakh
Registered with MCA
Paid-up capital
₹19.5 Lakh
Issued & subscribed
Company age
39 yrs
Est. 1987
Directors on board
3
As per MCA filings
Last financials
Mar 2025
Balance sheet date

About Ruby Mercantile Company Pvt Ltd

Data last updated:

Ruby Mercantile Company Pvt Ltd is a private limited company based in Ludhiana, Punjab, India. It operates in the financial services and investment segment of the financial services sector. It was incorporated on 31 March 1987 and has been in existence for over 39 years.

The company is registered with the Registrar of Companies (ROC), Chandigarh, under CIN U51494PB1987PTC007395.

The company has an authorised share capital of ₹40 Lakh and a paid-up capital of ₹19.5 Lakh. It is led by directors including Rakhi Oswal and Adish Oswal.

Its last annual general meeting (AGM) was held on 27 August 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 341K – 1 Vill. Mundian Khurd P O Sahabana Chandigarh Road, Ludhiana, Punjab, India – 141123.

As per the financials filed for FY 2025, the company reported a revenue of ₹3.7 Lakh, reflecting significant growth compared to the previous year. For the same year it recorded a net profit of ₹2.5 Lakh (net margin 67.5%) and EBITDA of ₹3.51 Lakh (EBITDA margin 94.9%). Revenue has grown at a compounded annual rate (CAGR) of 192% over three years and 87% over five years.

The current compliance status is marked as compliant by the Registrar of Companies.

Company details

CIN U51494PB1987PTC007395
Registration Number 007395
Incorporation Date 31 March 1987
ROC Chandigarh
Listing Status Unlisted
Company Status Active
Date of Last AGM 27 August 2025
Date of Balance Sheet 31 March 2025
Compliance Status Active Compliant

Contact details

Ruby Mercantile Company Pvt Ltd's registered office is in Ludhiana, Punjab. Its e-mail address and telephone number are in the company report.

  • Email
  • Telephone
  • Registered Address
    341K – 1 Vill. Mundian Khurd P O Sahabana Chandigarh Road, Ludhiana, Punjab, India – 141123
  • Industry
    Financial Services, Financial Activities

To see the full contact details of Ruby Mercantile Company Pvt Ltd, buy the company report.

Comprehensive company report
Ruby Mercantile Company Pvt Ltd - one report that includes everything
  • Company details, directors and signatories
  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
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Financials of Ruby Mercantile Company Pvt Ltd

FY 2025 filings available

Ruby Mercantile Company Pvt Ltd reported revenue of ₹3.7 Lakh (up 1715% YoY) for FY 2025.

Revenue · FY 2025
₹3.7 Lakh ▲ 1715%
Net profit · FY 2025
₹2.5 Lakh margin 67.5%
EBITDA · FY 2025
₹3.51 Lakh margin 94.9%

Compounded Annual Growth Rate (CAGR)

Revenue CAGR growth
3 years · compounded
▲ 192%
5 years · compounded
▲ 87%
EBITDA CAGR growth
3 years · compounded
▲ 525%
5 years · compounded
▲ 156%

Revenue has grown at a compounded annual rate (CAGR) of 87% over five years. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.

Financial Statement Summary

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profit and Loss Statement
Revenue from Operations
Other Income
Total Revenue
Cost of Materials Consumed
Employee Benefit Expense
Finance Costs
Depreciation and Amortisation
Other Expenses
Total Expenses
EBITDA₹3.51 Lakh
Profit Before Tax
Tax Expense
Net Profit (PAT)₹2.5 Lakh
Balance Sheet
Share Capital
Reserves and Surplus
Net Worth (Total Equity)
Long-term Borrowings
Short-term Borrowings
Trade Payables
Total Liabilities
Fixed Assets
Investments
Inventories
Trade Receivables
Cash and Bank Balance
Total Assets

Financial Ratios

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profitability
EBITDA Margin94.9%
Net Profit Margin67.5%
Return on Equity (ROE)
Return on Capital Employed (ROCE)
Return on Assets (ROA)
Liquidity and Debt
Current Ratio
Quick Ratio
Debt-to-Equity Ratio
Interest Coverage Ratio
Efficiency and Growth
Asset Turnover
Receivable Days
Payable Days
Inventory Days
Revenue Growth
Net Profit Growth

To see the full financial statements and ratios of Ruby Mercantile Company Pvt Ltd, buy the company report.

Board of directors of Ruby Mercantile Company Pvt Ltd

Ruby Mercantile Company has 3 current directors and 5 former directors. Current directors are listed first, with their designation and appointment date.

Auditor

Ruby Mercantile Company Pvt Ltd is audited by VikasGargandAssociates for the financial year 2017.

Auditor firmFinancial yearFirm registration number
VikasGargandAssociatesFY 2017014283N

Shareholding

The shareholding of Ruby Mercantile Company Pvt Ltd is on record for 2 financial years, the latest being FY 2017, split between promoters, domestic institutions, foreign institutions, public shareholders and others.

Shareholder categoryFY 2017FY 2016
Promoters
Domestic institutional investors (DII)
Foreign institutional investors (FII)
Public
Others

To see the full shareholding pattern of Ruby Mercantile Company Pvt Ltd, buy the company report.

MSME payment delays

No delayed payments to MSME suppliers are on our record for Ruby Mercantile Company Pvt Ltd; the supplier-wise MSME Form 1 check is in the company report Buy the company report.

GST

No GST registration is on our record for Ruby Mercantile Company Pvt Ltd; the GSTIN and return-filing check is in the company report Buy the company report.

Recent activity

Ruby Mercantile Company Pvt Ltd has 8 board changes on record since 2018: 3 appointments and 5 cessations. The latest: Ashwani Kumar Khanna was appointed as Additional Director on 15 Nov 2025.

Appointed
Ashwani Kumar Khanna was appointed as Additional Director.
AGM
Ruby Mercantile Company Pvt Ltd last Annual general meeting of members was held on 27 Aug 2025 as per latest MCA records.
Filing
Ruby Mercantile Company Pvt Ltd has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Chandigarh.
Ceased
Adish Oswal ceased to be Additional Director.
Ceased
Rakhi Oswal ceased to be Additional Director.
Appointed
Adish Oswal was appointed as Director.
Ceased
Manju Oswal ceased to be Director.
Appointed
Rakhi Oswal was appointed as Director.
Ceased
Aketa Oswal ceased to be Additional Director.
Ceased
Ashok Kumar Oswal ceased to be Director.
Incorporation
31 Mar 1987
Ruby Mercantile Company Pvt Ltd was registered on 31 Mar 1987 with Roc Chandigarh & aged 39 years 7 months as per MCA records.

Frequently asked questions

Ruby Mercantile Company is an active private limited company based in Ludhiana, Punjab, India. The company works in financial activities, within the financial services industry. It was incorporated on 31 March 1987 (39+ years old) and is registered under CIN U51494PB1987PTC007395.

Ruby Mercantile Company has 3 current directors:

The latest financial statements of Ruby Mercantile Company on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 27 August 2025. Year-wise statements from 2015 are in the company report.

The CIN (Corporate Identification Number) of Ruby Mercantile Company is U51494PB1987PTC007395. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Ruby Mercantile Company was incorporated on 31 March 1987, making it 39+ years old. It is registered with the Registrar of Companies, Chandigarh.

Ashwani Kumar Khanna was appointed as Additional Director on 15 Nov 2025. Adish Oswal ceased to be Additional Director on 30 Sep 2022. Rakhi Oswal ceased to be Additional Director on 30 Sep 2022. Ruby Mercantile Company has 8 board changes on record in total.

The registered office of Ruby Mercantile Company is at 341K – 1 Vill. Mundian Khurd P O Sahabana Chandigarh Road, Ludhiana, Punjab, India – 141123.

Ruby Mercantile Company operates in the financial services industry, in the financial activities segment.

The compliance status of Ruby Mercantile Company is compliant as of 11 August 2026. The company is actively filing with the Registrar of Companies.

Ruby Mercantile Company can be reached at its registered office: 341K – 1 Vill. Mundian Khurd P O Sahabana Chandigarh Road, Ludhiana, Punjab, India – 141123.