Rural Development Micro Credit Services
About Rural Development Micro Credit Services
Data last updated:
Rural Development Micro Credit Services is a private not for profit company based in Varanasi, Uttar Pradesh, India. It operates in the financial auxiliary services segment of the financial services sector. It was incorporated on 07 November 2006 and has been in existence for over 20 years.
The company is registered with the Registrar of Companies (ROC), Uttar Pradesh, under CIN U67110UP2006NPL032501.
The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹10 Lakh. It is led by directors including Anil Kumar Verma and Arun Kumari.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Varanasi, Uttar Pradesh.
As per the financials filed for FY 2025, the company reported a revenue of ₹10,348. For the same year it recorded a net profit of ₹500 (net margin 4.8%) and EBITDA of ₹848 (EBITDA margin 8.2%).
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Rural Development Micro Credit Services's registered office is in Varanasi, Uttar Pradesh. Its e-mail address is in the company report.
- Email
- Registered AddressAraji No. 457, Madhwa, Varanasi, Uttar Pradesh, India – 221007
- IndustryFinancial Services, Auxiliary To Financial Intermediatory, Financial Market Administration
To see the full contact details of Rural Development Micro Credit Services, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Rural Development Micro Credit Services is financial and insurance service. In detail, this covers financial and credit leasing activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K5 | Financial and Credit leasing activities |
To see the full business activity and turnover split of Rural Development Micro Credit Services, buy the company report.
Financials of Rural Development Micro Credit Services
FY 2025 filings availableRural Development Micro Credit Services reported revenue of ₹10,348 for FY 2025.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | ₹848 | ||||
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| Net Profit (PAT) | ₹500 | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| Profitability | |||||
| EBITDA Margin | 8.2% | ||||
| Net Profit Margin | 4.8% | ||||
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To see the full financial statements and ratios of Rural Development Micro Credit Services, buy the company report.
Board of directors of Rural Development Micro Credit Services
Rural Development Micro Credit Services has 5 current directors and 13 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Anil Kumar Verma Also directs: Adhikar Livelihood Foundation | Director | 18 Dec 2015 | 10 Years 10 Months | Current |
| Arun Kumari Also directs: Adhikar Livelihood Foundation | Director | 18 Dec 2015 | 10 Years 10 Months | Current |
| Jitendra Yadav Also directs: Sidhyanti Nidhi Limited | Director | 02 Jun 2025 | 1 Years 5 Months | Current |
| Deepika Sharma Also directs: Helixbyte Foundation | Director | 02 Sep 2025 | 1 Years 2 Months | Current |
| Kashi Prasad | Director | 02 Sep 2025 | 1 Years 2 Months | Current |
Peer comparison
Rural Development Micro Credit Services is compared with the 10 companies closest to it by revenue in the same principal business activity (financial and credit leasing activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Anp Finance and Trading Company Pvt Ltd | ₹12,550 (FY 2025) | Ludhiana, Punjab, India | ||||
| Kashtbhanjan Nidhi Limited | ₹12,325 (FY 2022) | 5.0% | Botad, Gujarat, India | |||
| Angel India Micro Finance | ₹12,062 (FY 2025) | -65.0% | Maharajganj, Uttar Pradesh, India | |||
| Innobyte Systems Private Limited | ₹11,200 (FY 2019) | -58.0% | New Delhi, Delhi, India | |||
| Indequip Leasing and Finance Private Limited | ₹10,576 (FY 2024) | 48.0% | New Delhi, Delhi, India | |||
| Rural Development Micro Credit Servicesthis company | ₹10,348 (FY 2025) | ₹500 | 4.8% | Varanasi, Uttar Pradesh, India | ||
| Premier Trading Pvt Ltd | ₹10,000 (FY 2024) | New Delhi, Delhi, India | ||||
| Brij Capital Private Limited | ₹9,000 (FY 2018) | 6.0% | New Delhi, Delhi, India | |||
| Anant Bhavishya Mutual Benefit Nidhi Limited | ₹8,916 (FY 2020) | Noida, Uttar Pradesh, India | ||||
| Zener Micro Credit Forum | ₹8,793 (FY 2018) | Lucknow, Uttar Pradesh, India | ||||
| Samriddh Bharatiya Nidhi Limited | ₹8,646 (FY 2022) | Raebareli, Uttar Pradesh, India |
To see the full peer comparison of Rural Development Micro Credit Services, buy the company report.
Shareholding
The shareholding of Rural Development Micro Credit Services is on record for 2 financial years, the latest being FY 2017, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2017 | FY 2016 |
|---|---|---|
| Promoters | ||
| Domestic institutional investors (DII) | ||
| Foreign institutional investors (FII) | ||
| Public | ||
| Others |
To see the full shareholding pattern of Rural Development Micro Credit Services, buy the company report.
Legal cases
No court or tribunal cases involving Rural Development Micro Credit Services are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Rural Development Micro Credit Services; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Rural Development Micro Credit Services; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Rural Development Micro Credit Services has 22 board changes on record since 2009: 9 appointments and 13 cessations. The latest: Deepika Sharma was appointed as Director on 02 Sep 2025.
13 earlier events are in the company report.
Frequently asked questions
Rural Development Micro Credit Services is an active private not for profit company based in Varanasi, Uttar Pradesh, India. The company works in auxiliary to financial intermediatory, within the financial services industry. It was incorporated on 07 November 2006 (20+ years old) and is registered under CIN U67110UP2006NPL032501.
Rural Development Micro Credit Services has 5 current directors:
- Anil Kumar Verma - Director
- Arun Kumari - Director
- Jitendra Yadav - Director
- Deepika Sharma - Director
- Kashi Prasad - Director
The latest financial statements of Rural Development Micro Credit Services on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
The CIN (Corporate Identification Number) of Rural Development Micro Credit Services is U67110UP2006NPL032501. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Rural Development Micro Credit Services was incorporated on 07 November 2006, making it 20+ years old. It is registered with the Registrar of Companies, Uttar Pradesh.
The peers of Rural Development Micro Credit Services by revenue are Anp Finance and Trading Company Pvt Ltd, Kashtbhanjan Nidhi Limited, Angel India Micro Finance, Innobyte Systems Private Limited, Indequip Leasing and Finance Private Limited and 5 more, all in the same principal business activity (financial and credit leasing activities).
Deepika Sharma was appointed as Director on 02 Sep 2025. Kashi Prasad was appointed as Director on 02 Sep 2025. Anil Kumar ceased to be Director on 06 Aug 2025. Rural Development Micro Credit Services has 22 board changes on record in total.
The registered office of Rural Development Micro Credit Services is at Araji No. 457, Madhwa, Varanasi, Uttar Pradesh, India – 221007.
Rural Development Micro Credit Services operates in the financial services industry, in the auxiliary to financial intermediatory segment.
The compliance status of Rural Development Micro Credit Services is compliant as of 04 August 2026. The company is actively filing with the Registrar of Companies.
Rural Development Micro Credit Services can be reached at its registered office: Araji No. 457, Madhwa, Varanasi, Uttar Pradesh, India – 221007.
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