Sahya Finance and Chits Pvt Ltd
About Sahya Finance and Chits Pvt Ltd
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Sahya Finance and Chits Pvt Ltd is a private limited company based in Palakkad, Kerala, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 29 April 1994 and has been in existence for over 32 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65992KL1994PTC007881. The company has 1 GST registration on record, which is no longer active.
The company has an authorised share capital of ₹35 Lakh and a paid-up capital of ₹28.75 Lakh. It is led by directors including Cheeran Varieth Thambi and James Mathew.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 17/1264 – 1 Rasool Complex Mettupalayam Street, Palakkad, Kerala, India – 678001.
As per the financials filed for FY 2025, the company reported a revenue of ₹5.31 Lakh, a growth of 81% compared to the previous year. For the same year it recorded a net profit of ₹26.6 Lakh and EBITDA of ₹31.52 Lakh. Revenue has grown at a compounded annual rate (CAGR) of 7% over three years and 10% over five years.
Court records list 61 cases involving the company, including 55 filed by the company and 6 filed against it; 1 case is pending.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Sahya Finance and Chits Pvt Ltd's registered office is in Palakkad, Kerala. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered Address17/1264 – 1 Rasool Complex Mettupalayam Street, Palakkad, Kerala, India – 678001
- IndustryFinancial Services, Microfinance Institutions
To see the full contact details of Sahya Finance and Chits Pvt Ltd, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Sahya Finance and Chits is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Sahya Finance and Chits Pvt Ltd, buy the company report.
Financials of Sahya Finance and Chits Pvt Ltd
FY 2025 filings availableSahya Finance and Chits Pvt Ltd reported revenue of ₹5.31 Lakh (up 81% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 10% over five years, including 81% growth in the latest year. EBITDA rose 855% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | ₹31.52 Lakh | ||||
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| Net Profit (PAT) | ₹26.6 Lakh | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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To see the full financial statements and ratios of Sahya Finance and Chits Pvt Ltd, buy the company report.
Board of directors of Sahya Finance and Chits Pvt Ltd
Sahya Finance and Chits has 5 current directors and 1 former director. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Cheeran Varieth Thambi | Director | 29 Apr 1994 | 32 Years 6 Months | Current |
| James Mathew | Director | 30 Sep 2004 | 22 Years 1 Months | Current |
| Theckeppurath Kothanda Raman Subramanian | Director | 30 Sep 2006 | 20 Years 1 Months | Current |
| Chamakkad Bhavadas Ramachandran | Director | 30 Sep 2006 | 20 Years 1 Months | Current |
| Kizhakkeveedu Shanmukhan Narayanan | Director | 30 Sep 2006 | 20 Years 1 Months | Current |
Peer comparison
Sahya Finance and Chits Pvt Ltd is compared with the 3 companies closest to it by revenue in the BFSI industry (Finance, Micro Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Sri Lakshmi Chit Funds Karimnagar Private Limited | ₹5.33 Lakh (FY 2025) | -48.0% | Karimnagar, Telangana, India | |||
| Sahya Finance and Chits Pvt Ltdthis company | ₹5.31 Lakh (FY 2025) | ₹26.6 Lakh | 81.0% | Palakkad, Kerala, India | ||
| Changatpuri Urban Multipurpose Nidhi Limited | ₹5.3 Lakh (FY 2021) | 98.0% | Aurangabad, Maharashtra, India | |||
| Tirupati Niwas Private Limited | ₹5.27 Lakh (FY 2020) | 17.0% | Kolkata, West Bengal, India |
To see the full peer comparison of Sahya Finance and Chits Pvt Ltd, buy the company report.
Auditor
Sahya Finance and Chits Pvt Ltd is audited by M.S.Ramachandran for the financial year 2017.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| M.S.Ramachandran | FY 2017 | 21904 |
Shareholding
The shareholding of Sahya Finance and Chits Pvt Ltd is on record for 2 financial years, the latest being FY 2017, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2017 | FY 2016 |
|---|---|---|
| Promoters | ||
| Domestic institutional investors (DII) | ||
| Foreign institutional investors (FII) | ||
| Public | ||
| Others |
To see the full shareholding pattern of Sahya Finance and Chits Pvt Ltd, buy the company report.
Legal cases
Sahya Finance and Chits Pvt Ltd has 61 court cases on record: 55 filed by Sahya Finance and Chits, 6 filed against it. 1 case is pending and 60 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 57 | 3 | 1 |
| High courts | 4 | 3 | 0 |
Cases on record (5 of 61)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Palakkad, Kerala | Execution petition | Filed by the company against an individual | Pending |
| District court, Palakkad, Kerala | Execution petition | Filed by the company against individuals | Disposed |
| District court, Palakkad, Kerala | Execution petition | Filed by the company against individuals | Disposed |
| District court, Palakkad, Kerala | Execution petition | Filed by the company against an individual | Disposed |
| District court, Palakkad, Kerala | Execution petition | Filed by the company against individuals | Disposed |
To see the full case history of Sahya Finance and Chits Pvt Ltd, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Sahya Finance and Chits Pvt Ltd; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Sahya Finance and Chits has 1 GST registration on record, and it has been cancelled or is inactive. Only active GST numbers are listed on this page.
To see the full GST registrations and return filing status of Sahya Finance and Chits Pvt Ltd, buy the company report.
Recent activity
Sahya Finance and Chits Pvt Ltd has 6 board changes on record since 1994: 5 appointments and 1 cessation. The latest: Karettu Varkey Ouseph ceased to be Director on 22 Oct 2016.
Frequently asked questions
Sahya Finance and Chits is an active private limited company based in Palakkad, Kerala, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 29 April 1994 (32+ years old) and is registered under CIN U65992KL1994PTC007881.
Sahya Finance and Chits has 5 current directors:
- Cheeran Varieth Thambi - Director
- James Mathew - Director
- Theckeppurath Kothanda Raman Subramanian - Director
- Chamakkad Bhavadas Ramachandran - Director
- Kizhakkeveedu Shanmukhan Narayanan - Director
The latest financial statements of Sahya Finance and Chits on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
No. Sahya Finance and Chits has 1 GST registration on record and it is cancelled or inactive.
The CIN (Corporate Identification Number) of Sahya Finance and Chits is U65992KL1994PTC007881. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Sahya Finance and Chits has 61 court cases on record: 55 filed by the company and 6 filed against it. 1 is pending. Most are in the district courts.
Sahya Finance and Chits was incorporated on 29 April 1994, making it 32+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of Sahya Finance and Chits by revenue are Sri Lakshmi Chit Funds Karimnagar Private Limited, Changatpuri Urban Multipurpose Nidhi Limited, Tirupati Niwas Private Limited, all in the BFSI industry (Finance, Micro Finance), with the same principal business activity (other financial activities).
Karettu Varkey Ouseph ceased to be Director on 22 Oct 2016. Chamakkad Bhavadas Ramachandran was appointed as Director on 30 Sep 2006. Kizhakkeveedu Shanmukhan Narayanan was appointed as Director on 30 Sep 2006. Sahya Finance and Chits has 6 board changes on record in total.
The registered office of Sahya Finance and Chits is at 171264 – 1 Rasool Complex Mettupalayam Street, Palakkad, Kerala, India – 678001.
Sahya Finance and Chits operates in the financial services industry, in the microfinance institutions segment.
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