Samajik Micro Credit
About Samajik Micro Credit
Data last updated:
Samajik Micro Credit is a private not for profit company based in Begusarai, Bihar, India. It operates in the financial services and investment segment of the financial services sector. It was incorporated on 11 June 2015 and has been in existence for over 11 years.
The company is registered with the Registrar of Companies (ROC), Patna, under CIN U74992BR2015NPL024393.
The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹8.57 Lakh. It is led by directors Sambhu Ray and Manoj Pandit.
Its last annual general meeting (AGM) was held on 30 September 2017, and its latest financial statements are for the year ended 31 March 2017. The registered office is at NH – 31 Baba Market Opp. Bindhvasahni Petrol Pump, Begusarai, Bihar, India – 851127.
As per the financials filed for FY 2017, the company reported a revenue of ₹3.29 Lakh. For the same year it recorded a net loss of ₹1.55 Lakh (net margin -47.2%) and EBITDA of -₹1.04 Lakh (EBITDA margin -31.8%).
The current compliance status is marked as active non-compliant by the Registrar of Companies.
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- Registered AddressNH – 31 Baba Market Opp. Bindhvasahni Petrol Pump, Begusarai, Bihar, India – 851127
- IndustryFinancial Services, Financial Activities
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Business Activity of Samajik Micro Credit
The main business activity of Samajik Micro Credit is financial and insurance service. In detail, this covers other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of Samajik Micro Credit FY 2017 filings available
Samajik Micro Credit reported revenue of ₹3.29 Lakh for FY 2017.
Financial Statement Summary of Samajik Micro Credit
| Metrics | FY 2016-17 | FY 2015-16 |
|---|---|---|
| Profit and Loss Statement | ||
| Revenue from Operations | •••• | •••• |
| Other Income | •••• | •••• |
| Total Revenue | ₹3.29 Lakh | •••• |
| Cost of Materials Consumed | •••• | •••• |
| Employee Benefit Expense | •••• | •••• |
| Finance Costs | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• |
| Other Expenses | •••• | •••• |
| Total Expenses | •••• | •••• |
| EBITDA | -₹1.04 Lakh | •••• |
| Profit Before Tax | •••• | •••• |
| Tax Expense | •••• | •••• |
| Net Profit (PAT) | -₹1.55 Lakh | •••• |
| Balance Sheet | ||
| Share Capital | •••• | •••• |
| Reserves and Surplus | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• |
| Long-term Borrowings | •••• | •••• |
| Short-term Borrowings | •••• | •••• |
| Trade Payables | •••• | •••• |
| Total Liabilities | •••• | •••• |
| Fixed Assets | •••• | •••• |
| Investments | •••• | •••• |
| Inventories | •••• | •••• |
| Trade Receivables | •••• | •••• |
| Cash and Bank Balance | •••• | •••• |
| Total Assets | •••• | •••• |
Financial Ratios of Samajik Micro Credit
| Metrics | FY 2016-17 | FY 2015-16 |
|---|---|---|
| Profitability | ||
| EBITDA Margin | -31.8% | •••• |
| Net Profit Margin | -47.2% | •••• |
| Return on Equity (ROE) | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• |
| Liquidity and Debt | ||
| Current Ratio | •••• | •••• |
| Quick Ratio | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• |
| Efficiency and Growth | ||
| Asset Turnover | •••• | •••• |
| Receivable Days | •••• | •••• |
| Payable Days | •••• | •••• |
| Inventory Days | •••• | •••• |
| Revenue Growth | •••• | •••• |
| Net Profit Growth | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Samajik Micro Credit are in the company report.
Financial statements from FY 2016
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Board of Directors of Samajik Micro Credit
Samajik Micro Credit has 2 current directors and 1 former director. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Sambhu Ray Also directs: Samajik Dairy Farms LLP | Director | 11 Jun 2015 | 11 Years 4 Months | Current |
| Manoj Pandit Also directs: Samajik Dairy Farms LLP | Additional Director | 12 Dec 2016 | 9 Years 10 Months | Current |
Peer Comparison of Samajik Micro Credit
Samajik Micro Credit is compared with the companies closest to it by revenue in the same principal business activity (Other financial activities). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Techno Equisearch India Private Limited | ₹3.29 Lakh (FY 2018) | •••• | •••• | -88.0% | •••• | Mumbai, Maharashtra, India |
| Shiv Muskan Investments Private Limited | ₹3.29 Lakh (FY 2025) | •••• | •••• | -13.0% | •••• | Chandigarh, India |
| Jatayu Trading Pvt Ltd | ₹3.29 Lakh (FY 2025) | •••• | •••• | -46.0% | •••• | Kolkata, West Bengal, India |
| Jda Jeevan Ujjawal Nidhi Limited | ₹3.29 Lakh (FY 2023) | •••• | •••• | 54.0% | •••• | Patna, Bihar, India |
| Raje Sambhaji Urban Multipurpose Nidhi Limited | ₹3.29 Lakh (FY 2020) | •••• | •••• | 1336.0% | •••• | Bidkin, Maharashtra, India |
| Samajik Micro Credit this company | ₹3.29 Lakh (FY 2017) | •••• | •••• | •••• | Begusarai, Bihar, India | |
| Progety Financial Services Private Limited | ₹3.28 Lakh (FY 2025) | •••• | •••• | 190.0% | •••• | Pala, Kerala, India |
| Mazhai Nidhi Limited | ₹3.28 Lakh (FY 2017) | •••• | •••• | •••• | Perambalur, Tamil Nadu, India | |
| Osmanabad Urban Multiple Nidhi Limited | ₹3.28 Lakh (FY 2024) | •••• | •••• | -57.0% | •••• | Osmanabad, Maharashtra, India |
| PTC Leasing and Investment Private Limited | ₹3.28 Lakh (FY 2019) | •••• | •••• | -11.0% | •••• | Delhi, India |
| Vaniyambadi Jayabharath Chits Private Limited | ₹3.28 Lakh (FY 2025) | •••• | •••• | -33.0% | •••• | N.A.A.Dt, Tamil Nadu, India |
Peers are the five companies nearest above and the five nearest below Samajik Micro Credit by revenue in the same principal business activity (Other financial activities), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Auditor Details of Samajik Micro Credit
Samajik Micro Credit is audited by CSP & ASSOCIATES for the financial year 2017.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| CSP & ASSOCIATES | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Ownership and Shareholding of Samajik Micro Credit
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Samajik Micro Credit
Samajik Micro Credit does not have any charges (loans) registered with the Registrar of Companies.
Employees and EPFO Compliance at Samajik Micro Credit
Employment history and EPFO contributions of people linked to Samajik Micro Credit.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on Samajik Micro Credit
Samajik Micro Credit has 3 board changes on record since 2015: 2 appointments and 1 cessation. The latest: Pramod Kumar Choudhary ceased to be Director on 15 Dec 2016.
Credit Ratings, Litigation & Regulatory Alerts for Samajik Micro Credit
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Samajik Micro Credit
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Samajik Micro Credit
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Samajik Micro Credit
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Samajik Micro Credit
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Samajik Micro Credit
Samajik Micro Credit is an active private not for profit company based in Begusarai, Bihar, India. The company works in financial activities, within the financial services industry. It was incorporated on 11 June 2015 (11+ years old) and is registered under CIN U74992BR2015NPL024393.
Samajik Micro Credit reported revenue of ₹3.29 Lakh for FY 2017.
Samajik Micro Credit has 2 current directors:
- Sambhu Ray - Director
- Manoj Pandit - Additional Director
Samajik Micro Credit reported a net loss of ₹1.55 Lakh (net margin -47.2%) and EBITDA of -₹1.04 Lakh (EBITDA margin -31.8%) for FY 2017, as per its filed financial statements.
The CIN (Corporate Identification Number) of Samajik Micro Credit is U74992BR2015NPL024393. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Samajik Micro Credit was incorporated on 11 June 2015, making it 11+ years old. It is registered with the Registrar of Companies, Patna.
The peers of Samajik Micro Credit by revenue are Techno Equisearch India Private Limited, Shiv Muskan Investments Private Limited, Jatayu Trading Pvt Ltd, Jda Jeevan Ujjawal Nidhi Limited, Raje Sambhaji Urban Multipurpose Nidhi Limited and 5 more, all in the same principal business activity (Other financial activities).
Pramod Kumar Choudhary ceased to be Director on 15 Dec 2016. Manoj Pandit was appointed as Additional Director on 12 Dec 2016. Sambhu Ray was appointed as Director on 11 Jun 2015.
The registered office of Samajik Micro Credit is at NH – 31 Baba Market Opp. Bindhvasahni Petrol Pump, Begusarai, Bihar, India – 851127.
Samajik Micro Credit has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹8.57 Lakh.
Samajik Micro Credit operates in the financial services industry, in the financial activities segment.