Santosh Finserv Private Limited
About Santosh Finserv Private Limited
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Santosh Finserv Private Limited is a private limited company based in Ludhiana, Punjab, India. It operates in the financial and credit leasing segment of the financial services sector. It was incorporated on 11 December 2012 and has been in existence for over 14 years.
The company is registered with the Registrar of Companies (ROC), Chandigarh, under CIN U67120PB2012PTC036927.
The company has an authorised share capital of ₹50 Lakh and a paid-up capital of ₹32 Lakh. It is led by directors including Harinder Kumar and Surinder Kumar.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 3546/A Gali No. 7 New Janta Nagar Gill Road, Ludhiana, Punjab, India – 141003.
As per the financials filed for FY 2024, the company reported a revenue of ₹4.33 Lakh. For the same year it recorded a net profit of ₹60,813 (net margin 14.1%) and EBITDA of ₹92,140 (EBITDA margin 21.3%). Revenue has grown at a compounded annual rate (CAGR) of 1% over three years and 1% over five years.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Santosh Finserv Private Limited's registered office is in Ludhiana, Punjab. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered Address3546/A Gali No. 7 New Janta Nagar Gill Road, Ludhiana, Punjab, India – 141003
- IndustryFinancial Services, Financial & Credit Leasing
To see the full contact details of Santosh Finserv Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Santosh Finserv is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Santosh Finserv Private Limited, buy the company report.
Financials of Santosh Finserv Private Limited
FY 2025 filings availableSantosh Finserv Private Limited reported revenue of ₹4.33 Lakh for FY 2024.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 1% over five years. EBITDA fell 8% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
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| EBITDA | ₹92,140 | ||||
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| Net Profit (PAT) | ₹60,813 | ||||
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Financial Ratios
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
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| Profitability | |||||
| EBITDA Margin | 21.3% | ||||
| Net Profit Margin | 14.1% | ||||
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To see the full financial statements and ratios of Santosh Finserv Private Limited, buy the company report.
Board of directors of Santosh Finserv Private Limited
Santosh Finserv has 3 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Harinder Kumar | Director | 11 Dec 2012 | 13 Years 10 Months | Current |
| Surinder Kumar Also directs: Piyush Realty Hub Private Limited | Director | 11 Dec 2012 | 13 Years 10 Months | Current |
| Rekha Dhingra | Director | 11 Dec 2012 | 13 Years 10 Months | Current |
Peer comparison
Santosh Finserv Private Limited is compared with the 10 companies closest to it by revenue in the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Mahogany Enterprises Private Limited | ₹4.33 Lakh (FY 2025) | -77.0% | Kolkata, West Bengal, India | |||
| Alpha Chits Private Limited | ₹4.33 Lakh (FY 2024) | 12.0% | Salem, Tamil Nadu, India | |||
| Niramala Chits Private Limited | ₹4.33 Lakh (FY 2025) | -42.0% | Thrissur, Kerala, India | |||
| Tarpl Nidhi Limited | ₹4.33 Lakh (FY 2022) | -23.0% | Kiratpur Road, Uttar Pradesh, India | |||
| Vaishali Gramin Vikash Nidhi Limited | ₹4.33 Lakh (FY 2022) | -7.0% | Vaishali, Bihar, India | |||
| Santosh Finserv Private Limitedthis company | ₹4.33 Lakh (FY 2024) | ₹60,813 | 14.1% | Ludhiana, Punjab, India | ||
| Godham Mutual Nidhi Limited | ₹4.32 Lakh (FY 2021) | -50.0% | Naugarh, Uttar Pradesh, India | |||
| Stenly Credit Capital Limited | ₹4.32 Lakh (FY 2025) | 37.0% | Kanpur, Uttar Pradesh, India | |||
| Muthalamman Chits Private Limited | ₹4.32 Lakh (FY 2019) | 6763.0% | Tiruchirappalli, Tamil Nadu, India | |||
| Need Equity for Equity Foundation | ₹4.32 Lakh (FY 2024) | 88.0% | New Delhi, Delhi, India | |||
| Shri Shivabodharang Chits Private Limited | ₹4.32 Lakh (FY 2024) | 368.0% | Mudalgi, Karnataka, India |
To see the full peer comparison of Santosh Finserv Private Limited, buy the company report.
Auditor
Santosh Finserv Private Limited is audited by VOHRA MIGLANI & ASSOCIATES for the financial year 2017.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| VOHRA MIGLANI & ASSOCIATES | FY 2017 | 012666N |
Shareholding
The shareholding of Santosh Finserv Private Limited is on record for 2 financial years, the latest being FY 2017, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2017 | FY 2016 |
|---|---|---|
| Promoters | ||
| Domestic institutional investors (DII) | ||
| Foreign institutional investors (FII) | ||
| Public | ||
| Others |
To see the full shareholding pattern of Santosh Finserv Private Limited, buy the company report.
Legal cases
No court or tribunal cases involving Santosh Finserv Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Santosh Finserv Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Santosh Finserv Private Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Santosh Finserv Private Limited has 3 board changes on record since 2012: 3 appointments. The latest: Harinder Kumar was appointed as Director on 11 Dec 2012.
Frequently asked questions
Santosh Finserv is an active private limited company based in Ludhiana, Punjab, India. The company works in financial and credit leasing, within the financial services industry. It was incorporated on 11 December 2012 (14+ years old) and is registered under CIN U67120PB2012PTC036927.
Santosh Finserv has 3 current directors:
- Harinder Kumar - Director
- Surinder Kumar - Director
- Rekha Dhingra - Director
The latest financial statements of Santosh Finserv on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
The CIN (Corporate Identification Number) of Santosh Finserv is U67120PB2012PTC036927. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Santosh Finserv was incorporated on 11 December 2012, making it 14+ years old. It is registered with the Registrar of Companies, Chandigarh.
The peers of Santosh Finserv by revenue are Mahogany Enterprises Private Limited, Alpha Chits Private Limited, Niramala Chits Private Limited, Tarpl Nidhi Limited, Vaishali Gramin Vikash Nidhi Limited and 5 more, all in the same principal business activity (other financial activities).
Harinder Kumar was appointed as Director on 11 Dec 2012. Rekha Dhingra was appointed as Director on 11 Dec 2012. Surinder Kumar was appointed as Director on 11 Dec 2012.
The registered office of Santosh Finserv is at 3546A Gali No. 7 New Janta Nagar Gill Road, Ludhiana, Punjab, India – 141003.
Santosh Finserv operates in the financial services industry, in the financial and credit leasing segment.
The compliance status of Santosh Finserv is compliant as of 29 August 2026. The company is actively filing with the Registrar of Companies.
Santosh Finserv can be reached at its registered office: 3546A Gali No. 7 New Janta Nagar Gill Road, Ludhiana, Punjab, India – 141003.
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