Saraswath Kuries Private Limited
About Saraswath Kuries Private Limited
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Saraswath Kuries Private Limited is a private limited company based in Kochi, Kerala, India. It operates in the financial services and investment segment of the financial services sector. It was incorporated on 24 October 1994 and has been in existence for over 32 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65992KL1994PTC008293.
The company has an authorised share capital of ₹25 Lakh and a paid-up capital of ₹19.64 Lakh. It is led by directors including Ramachandra Kamath Vishwanatha (Managing Director) and Praveena Vikraman (Whole-Time Director).
Its last annual general meeting (AGM) was held on 09 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at T.D.Shopping Complex T.D.West Road, Kochi, Kerala, India – 682035.
As per the financials filed for FY 2025, the company reported a revenue of ₹34.85 Lakh, a growth of 7% compared to the previous year. For the same year it recorded a net profit of ₹10,200 (net margin 0.3%) and EBITDA of ₹55,600 (EBITDA margin 1.6%). Revenue has declined at a compounded annual rate (CAGR) of 2% over three years and 5% over five years.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Saraswath Kuries Private Limited's registered office is in Kochi, Kerala. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressT.D.Shopping Complex T.D.West Road, Kochi, Kerala, India – 682035
- IndustryFinancial Services, Financial Activities
To see the full contact details of Saraswath Kuries Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Saraswath Kuries is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Saraswath Kuries Private Limited, buy the company report.
Financials of Saraswath Kuries Private Limited
FY 2025 filings availableSaraswath Kuries Private Limited reported revenue of ₹34.85 Lakh (up 7% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue rose 7% in the latest year, though over five years it has declined at a compounded annual rate (CAGR) of 5%. EBITDA fell 37% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | ₹55,600 | ||||
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| Net Profit (PAT) | ₹10,200 | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| Profitability | |||||
| EBITDA Margin | 1.6% | ||||
| Net Profit Margin | 0.3% | ||||
| Return on Equity (ROE) | |||||
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To see the full financial statements and ratios of Saraswath Kuries Private Limited, buy the company report.
Board of directors of Saraswath Kuries Private Limited
Saraswath Kuries has 5 current directors and 4 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Praveena Vikraman | Whole-Time Director | 08 Apr 2000 | 26 Years 7 Months | Current |
| Jaya Vaman Shenoy | Whole-Time Director | 24 Oct 1994 | 32 Years 0 Months | Current |
| Ramachandra Kamath Vishwanatha Also directs: Varthaka Mandal Nidhi Ltd, KPB Chits Limited | Managing Director | 10 May 1995 | 31 Years 6 Months | Current |
| Pulleppadam Sreenivasa Jayaprakashprabhu | Whole-Time Director | 02 Mar 2002 | 24 Years 8 Months | Current |
| Rajani Ramachandran | Whole-Time Director | 24 Oct 1994 | 32 Years 0 Months | Current |
Peer comparison
Saraswath Kuries Private Limited is compared with the 4 companies closest to it by revenue in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Mazhil Nidhi Limited | ₹35.14 Lakh (FY 2020) | 237.0% | Theni, Tamil Nadu, India | |||
| General Kuries and Loans Pvt Ltd | ₹35.09 Lakh (FY 2025) | -54.0% | Thrissur, Kerala, India | |||
| Saraswath Kuries Private Limitedthis company | ₹34.85 Lakh (FY 2025) | ₹10,200 | 0.3% | 7.0% | Kochi, Kerala, India | |
| Dakshina-Kannada Mutual Benefit Nidhi Limited | ₹34.5 Lakh (FY 2024) | 625.0% | Dakshinakannada, Karnataka, India | |||
| Swayam Micro Services | ₹34.33 Lakh (FY 2025) | -76.0% | Ahmedabad, Gujarat, India |
To see the full peer comparison of Saraswath Kuries Private Limited, buy the company report.
Auditor
Saraswath Kuries Private Limited is audited by V S PRABHU AND ASSOCIATES for the financial year 2024.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| V S PRABHU AND ASSOCIATES | FY 2024 | 014952S |
Shareholding
The shareholding of Saraswath Kuries Private Limited is on record for 5 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Saraswath Kuries Private Limited, buy the company report.
Legal cases
No court or tribunal cases involving Saraswath Kuries Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Saraswath Kuries Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Saraswath Kuries Private Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Saraswath Kuries Private Limited has 9 board changes on record since 1994: 5 appointments and 4 cessations. The latest: Jaya Vaman Shenoy ceased to be Director on 17 Mar 2014.
Frequently asked questions
Saraswath Kuries is an active private limited company based in Kochi, Kerala, India. The company works in financial activities, within the financial services industry. It was incorporated on 24 October 1994 (32+ years old) and is registered under CIN U65992KL1994PTC008293.
Saraswath Kuries has 5 current directors:
- Ramachandra Kamath Vishwanatha - Managing Director
- Praveena Vikraman - Whole-Time Director
- Jaya Vaman Shenoy - Whole-Time Director
- Pulleppadam Sreenivasa Jayaprakashprabhu - Whole-Time Director
- Rajani Ramachandran - Whole-Time Director
The latest financial statements of Saraswath Kuries on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 09 September 2025. Year-wise statements from 2015 are in the company report.
The CIN (Corporate Identification Number) of Saraswath Kuries is U65992KL1994PTC008293. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Saraswath Kuries was incorporated on 24 October 1994, making it 32+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of Saraswath Kuries by revenue are Mazhil Nidhi Limited, General Kuries and Loans Pvt Ltd, Dakshina-Kannada Mutual Benefit Nidhi Limited, Swayam Micro Services, all in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities).
Jaya Vaman Shenoy ceased to be Director on 17 Mar 2014. Praveena Vikraman ceased to be Director on 17 Mar 2014. Pulleppadam Sreenivasa Jayaprakashprabhu ceased to be Director on 17 Mar 2014. Saraswath Kuries has 9 board changes on record in total.
The registered office of Saraswath Kuries is at T.D.Shopping Complex T.D.West Road, Kochi, Kerala, India – 682035.
Saraswath Kuries operates in the financial services industry, in the financial activities segment.
The compliance status of Saraswath Kuries is compliant as of 24 September 2026. The company is actively filing with the Registrar of Companies.
Saraswath Kuries can be reached at its registered office: T.D.Shopping Complex T.D.West Road, Kochi, Kerala, India – 682035.
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