Senora Chit Funds Private Limited
About Senora Chit Funds Private Limited
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Senora Chit Funds Private Limited is a private limited company based in Karaikudi, Tamil Nadu, India. It operates in the financial services and investment segment of the financial services sector. It was incorporated on 27 December 1993 and has been in existence for over 33 years.
The company is registered with the Registrar of Companies (ROC), Chennai, under CIN U65991TN1993PTC026452.
The company has an authorised share capital of ₹2 Lakh and a paid-up capital of ₹2 Lakh. It is led by directors Porselvi Ramasamy (Managing Director) and Kumaravel Jayanthi.
Its last annual general meeting (AGM) was held on 06 August 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 208 Cmc Road Senjai Karaikudi – 630001, Tamil Nadu, India – 630001.
As per the financials filed for FY 2025, the company reported a revenue of ₹3.64 Lakh, a decline of 26% compared to the previous year. For the same year it recorded a net profit of ₹81,179 (net margin 22.3%) and EBITDA of ₹1.13 Lakh (EBITDA margin 30.9%). Revenue has declined at a compounded annual rate (CAGR) of 10% over three years and 6% over five years.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Senora Chit Funds Private Limited's registered office is in Karaikudi, Tamil Nadu. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered Address208 Cmc Road Senjai Karaikudi – 630001, Tamil Nadu, India – 630001
- IndustryFinancial Services, Financial Activities
To see the full contact details of Senora Chit Funds Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Senora Chit Funds is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Senora Chit Funds Private Limited, buy the company report.
Financials of Senora Chit Funds Private Limited
FY 2025 filings availableSenora Chit Funds Private Limited reported revenue of ₹3.64 Lakh (down 26% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has declined at a compounded annual rate (CAGR) of 6% over five years, including a 26% fall in the latest year. EBITDA fell 43% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | ₹1.13 Lakh | ||||
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| Net Profit (PAT) | ₹81,179 | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| Profitability | |||||
| EBITDA Margin | 30.9% | ||||
| Net Profit Margin | 22.3% | ||||
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To see the full financial statements and ratios of Senora Chit Funds Private Limited, buy the company report.
Board of directors of Senora Chit Funds Private Limited
Senora Chit Funds has 2 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Porselvi Ramasamy | Managing Director | 27 Dec 1993 | 32 Years 10 Months | Current |
| Kumaravel Jayanthi | Director | 27 Dec 1993 | 32 Years 10 Months | Current |
Peer comparison
Senora Chit Funds Private Limited is compared with the 7 companies closest to it by revenue in the BFSI industry (Chit Funds, Micro Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| HMRD Nidhi Limited | ₹3.69 Lakh (FY 2025) | -92.0% | Madhubani, Bihar, India | |||
| Maa Lakshmi Nidhi Limited | ₹3.67 Lakh (FY 2022) | Jaipur, Rajasthan, India | ||||
| Senora Chit Funds Private Limitedthis company | ₹3.64 Lakh (FY 2025) | ₹81,179 | 22.3% | -26.0% | Karaikudi, Tamil Nadu, India | |
| PVK Chit Funds Private Limited | ₹3.64 Lakh (FY 2021) | -75.0% | Hyderabad, Telangana, India | |||
| Ambal Chitties Private Limited | ₹3.63 Lakh (FY 2023) | 302.0% | Thrissur, Kerala, India | |||
| Trimurti Urban Multiple Nidhi Limited | ₹3.61 Lakh (FY 2025) | -49.0% | Ambad, Maharashtra, India | |||
| Mahamarwar Urban Multipurpose Nidhi Limited | ₹3.59 Lakh (FY 2020) | Pune, Maharashtra, India | ||||
| Shri Gurulingeshwar Chit Funds Private Limited | ₹3.57 Lakh (FY 2016) | 1.0% | Bagalkot, Karnataka, India |
To see the full peer comparison of Senora Chit Funds Private Limited, buy the company report.
Auditor
Senora Chit Funds Private Limited is audited by UL. KARTHIK for the financial year 2017.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| UL. KARTHIK | FY 2017 | 221460 |
Shareholding
The shareholding of Senora Chit Funds Private Limited is on record for 2 financial years, the latest being FY 2017, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2017 | FY 2016 |
|---|---|---|
| Promoters | ||
| Domestic institutional investors (DII) | ||
| Foreign institutional investors (FII) | ||
| Public | ||
| Others |
To see the full shareholding pattern of Senora Chit Funds Private Limited, buy the company report.
Legal cases
No court or tribunal cases involving Senora Chit Funds Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Senora Chit Funds Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Senora Chit Funds Private Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Senora Chit Funds Private Limited has 2 board changes on record since 1993: 2 appointments. The latest: Kumaravel Jayanthi was appointed as Director on 27 Dec 1993.
Frequently asked questions
Senora Chit Funds is an active private limited company based in Karaikudi, Tamil Nadu, India. The company works in financial activities, within the financial services industry. It was incorporated on 27 December 1993 (33+ years old) and is registered under CIN U65991TN1993PTC026452.
Senora Chit Funds has 2 current directors:
- Porselvi Ramasamy - Managing Director
- Kumaravel Jayanthi - Director
The latest financial statements of Senora Chit Funds on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 06 August 2025. Year-wise statements from 2015 are in the company report.
The CIN (Corporate Identification Number) of Senora Chit Funds is U65991TN1993PTC026452. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Senora Chit Funds was incorporated on 27 December 1993, making it 33+ years old. It is registered with the Registrar of Companies, Chennai.
The peers of Senora Chit Funds by revenue are HMRD Nidhi Limited, Maa Lakshmi Nidhi Limited, PVK Chit Funds Private Limited, Ambal Chitties Private Limited, Trimurti Urban Multiple Nidhi Limited and 2 more, all in the BFSI industry (Chit Funds, Micro Finance), with the same principal business activity (other financial activities).
Kumaravel Jayanthi was appointed as Director on 27 Dec 1993. Porselvi Ramasamy was appointed as Managing Director on 27 Dec 1993.
The registered office of Senora Chit Funds is at 208 Cmc Road Senjai Karaikudi – 630001, Tamil Nadu, India – 630001.
Senora Chit Funds operates in the financial services industry, in the financial activities segment.
The compliance status of Senora Chit Funds is compliant as of 17 July 2026. The company is actively filing with the Registrar of Companies.
Senora Chit Funds can be reached at its registered office: 208 Cmc Road Senjai Karaikudi – 630001, Tamil Nadu, India – 630001.
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