Shanu Micro Credit Association

Shanu Micro Credit Association - financial services in Noida, Uttar Pradesh, India. FY 2026 financials & compliance.
CIN U65900UP2015NPL074721 Incorporated 30 November 2015 ROC Uttar Pradesh HQ Noida, Uttar Pradesh, India
Active Private Not For Profit Company financial services MSME · Micro
Data last updated
Revenue · FY 2019
₹2.02 Lakh
▲ 17% YoY
Net loss · FY 2019
₹1,684
Net margin -0.8%
EBITDA · FY 2019
-₹779
EBITDA margin -0.4%
Authorised capital
₹10 Lakh
Registered with MCA
Paid-up capital
₹10 Lakh
Issued & subscribed
Company age
11 yrs
Est. 2015
Directors on board
2
As per MCA filings
Last financials
Mar 2025
Balance sheet date

About Shanu Micro Credit Association

Data last updated:

Shanu Micro Credit Association is a private not for profit company based in Noida, Uttar Pradesh, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 30 November 2015 and has been in existence for over 11 years.

The company is registered with the Registrar of Companies (ROC), Uttar Pradesh, under CIN U65900UP2015NPL074721.

The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹10 Lakh. It is led by directors Shanti Jha and Shambhu Nath Jha.

Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at C – 707 Amarpali Zodiac Sector – 120 Near Prateek Lureal, Noida, Uttar Pradesh, India – 201301.

As per the financials filed for FY 2019, the company reported a revenue of ₹2.02 Lakh, a growth of 17% compared to the previous year. For the same year it recorded a net loss of ₹1,684 (net margin -0.8%) and EBITDA of -₹779 (EBITDA margin -0.4%). Revenue has grown at a compounded annual rate (CAGR) of 351% over three years.

Shanu Micro Credit Association is registered as a micro enterprise under the Udyam registration framework (Reg. No. UDYAM-UP-28-0048868). The current compliance status is marked as compliant by the Registrar of Companies.

Company details

CIN U65900UP2015NPL074721
Registration Number 074721
Incorporation Date 30 November 2015
ROC Uttar Pradesh
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2025
Date of Balance Sheet 31 March 2025
Compliance Status Active Compliant
MSME Classification Micro
Udyam Registration UDYAM-UP-28-0048868
Key People
Shanti Jha Director Shambhu Nath Jha Director

Recognitions & Rankings of Shanu Micro Credit Association

MSME (Udyam registered) Ministry of MSME
Category
Micro (2023-24)
Udyam number
UDYAM-UP-28-0048868

Contact details

Shanu Micro Credit Association's registered office is in Noida, Uttar Pradesh. Its e-mail address is in the company report.

  • Email
  • Registered Address
    C – 707 Amarpali Zodiac Sector – 120 Near Prateek Lureal, Noida, Uttar Pradesh, India – 201301
  • Industry
    Financial Services, Microfinance Institutions

To see the full contact details of Shanu Micro Credit Association, buy the company report.

Comprehensive company report
Shanu Micro Credit Association - one report that includes everything
  • Company details, directors and signatories
  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
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Financials of Shanu Micro Credit Association

FY 2025 filings available

Shanu Micro Credit Association reported revenue of ₹2.02 Lakh (up 17% YoY) for FY 2019.

Revenue · FY 2019
₹2.02 Lakh ▲ 17%
Net loss · FY 2019
₹1,684 margin -0.8%
EBITDA · FY 2019
-₹779 margin -0.4%

Compounded Annual Growth Rate (CAGR)

Revenue CAGR growth
1 year
▲ 17%
3 years · compounded
▲ 351%

Revenue has grown at a compounded annual rate (CAGR) of 351% over three years, including 17% growth in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.

Financial Statement Summary

MetricsFY 2018-19FY 2017-18FY 2016-17FY 2015-16
Profit and Loss Statement
Revenue from Operations₹2.02 Lakh
Other Income
Total Revenue
Cost of Materials Consumed
Employee Benefit Expense
Finance Costs
Depreciation and Amortisation
Other Expenses
Total Expenses
EBITDA-₹779
Profit Before Tax
Tax Expense
Net Profit (PAT)-₹1,684
Balance Sheet
Share Capital
Reserves and Surplus
Net Worth (Total Equity)
Long-term Borrowings
Short-term Borrowings
Trade Payables
Total Liabilities
Fixed Assets
Investments
Inventories
Trade Receivables
Cash and Bank Balance
Total Assets

Financial Ratios

MetricsFY 2018-19FY 2017-18FY 2016-17FY 2015-16
Profitability
EBITDA Margin-0.4%
Net Profit Margin-0.8%
Return on Equity (ROE)
Return on Capital Employed (ROCE)
Return on Assets (ROA)
Liquidity and Debt
Current Ratio
Quick Ratio
Debt-to-Equity Ratio
Interest Coverage Ratio
Efficiency and Growth
Asset Turnover
Receivable Days
Payable Days
Inventory Days
Revenue Growth
Net Profit Growth

To see the full financial statements and ratios of Shanu Micro Credit Association, buy the company report.

Board of directors of Shanu Micro Credit Association

Shanu Micro Credit Association has 2 current directors and 9 former directors. Current directors are listed first, with their designation and appointment date.

Current Directors
NameDesignationAppointment DateTenureStatus
Shanti JhaDirector30 Nov 201510 Years 11 MonthsCurrent
Shambhu Nath Jha
Also directs: United Vacations Private Limited
Director30 Nov 201510 Years 11 MonthsCurrent
View all directors

Auditor

Shanu Micro Credit Association is audited by ATUL RAJINDER & ASSOCIATES for the financial year 2019.

Auditor firmFinancial yearFirm registration number
ATUL RAJINDER & ASSOCIATESFY 2019003601N

Shareholding

The shareholding of Shanu Micro Credit Association is on record for 3 financial years, the latest being FY 2019, split between promoters, domestic institutions, foreign institutions, public shareholders and others.

Shareholder categoryFY 2019FY 2017FY 2016
Promoters
Domestic institutional investors (DII)
Foreign institutional investors (FII)
Public
Others

To see the full shareholding pattern of Shanu Micro Credit Association, buy the company report.

MSME payment delays

No delayed payments to MSME suppliers are on our record for Shanu Micro Credit Association; the supplier-wise MSME Form 1 check is in the company report Buy the company report.

GST

No GST registration is on our record for Shanu Micro Credit Association; the GSTIN and return-filing check is in the company report Buy the company report.

Recent activity

Shanu Micro Credit Association has 11 board changes on record since 2015: 2 appointments and 9 cessations. The latest: Alok Kumar Singh ceased to be Additional Director on 10 Oct 2019.

AGM
Shanu Micro Credit Association last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records.
Filing
Shanu Micro Credit Association has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Uttar Pradesh Ii.
Ceased
Alok Kumar Singh ceased to be Additional Director.
Ceased
Rama Shankar Singh ceased to be Additional Director.
Ceased
Rambabu Singh ceased to be Additional Director.
Ceased
Neetu Singh ceased to be Additional Director.
Ceased
Rahul Dave ceased to be Additional Director.
Ceased
Bandaru Viswanadham ceased to be Additional Director.
Ceased
Chenna Rayudu Bandaru ceased to be Additional Director.
Ceased
Sadashiva Goud Voganti ceased to be Additional Director.
Ceased
Tadi Bheema Reddy ceased to be Additional Director.
Appointed
Shambhu Nath Jha was appointed as Director.

2 earlier events are in the company report.

Frequently asked questions

Shanu Micro Credit Association is an active private not for profit company based in Noida, Uttar Pradesh, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 30 November 2015 (11+ years old) and is registered under CIN U65900UP2015NPL074721.

Shanu Micro Credit Association has 2 current directors:

The latest financial statements of Shanu Micro Credit Association on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2016 are in the company report.

The CIN (Corporate Identification Number) of Shanu Micro Credit Association is U65900UP2015NPL074721. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Shanu Micro Credit Association was incorporated on 30 November 2015, making it 11+ years old. It is registered with the Registrar of Companies, Uttar Pradesh.

Alok Kumar Singh ceased to be Additional Director on 10 Oct 2019. Rama Shankar Singh ceased to be Additional Director on 10 Oct 2019. Rambabu Singh ceased to be Additional Director on 10 Oct 2019. Shanu Micro Credit Association has 11 board changes on record in total.

Yes, Shanu Micro Credit Association is registered as a micro enterprise under Udyam registration (number: UDYAM-UP-28-0048868).

The registered office of Shanu Micro Credit Association is at C – 707 Amarpali Zodiac Sector – 120 Near Prateek Lureal, Noida, Uttar Pradesh, India – 201301.

Shanu Micro Credit Association operates in the financial services industry, in the microfinance institutions segment.

The compliance status of Shanu Micro Credit Association is compliant as of 30 July 2026. The company is actively filing with the Registrar of Companies.