Shrishti Jeevan Micro Credit Foundation
About Shrishti Jeevan Micro Credit Foundation
Data last updated:
Shrishti Jeevan Micro Credit Foundation is a private not for profit company based in Varanasi, Uttar Pradesh, India. It operates in the financial auxiliary services segment of the financial services sector. It was incorporated on 24 February 2016 and has been in existence for over 10 years.
The company is registered with the Registrar of Companies (ROC), Uttar Pradesh, under CIN U67190UP2016NPL076816.
The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹1 Lakh. It is led by directors Anand Kumar Dixit and Ranjana Dixit.
Its last annual general meeting (AGM) was held on 16 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Araji No – 381 Lamhi Belawa Baba, Varanasi, Uttar Pradesh, India – 221007.
As per the financials filed for FY 2025, the company reported a revenue of ₹3.88 Lakh, a growth of 59% compared to the previous year. For the same year it recorded a net profit of ₹13,500 (net margin 3.5%) and EBITDA of ₹18,300 (EBITDA margin 4.7%). Revenue has grown at a compounded annual rate (CAGR) of 93% over three years.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Shrishti Jeevan Micro Credit Foundation's registered office is in Varanasi, Uttar Pradesh. Its e-mail address is in the company report.
- Email
- Registered AddressAraji No – 381 Lamhi Belawa Baba, Varanasi, Uttar Pradesh, India – 221007
- IndustryFinancial Services, Auxiliary To Financial Intermediatory
To see the full contact details of Shrishti Jeevan Micro Credit Foundation, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Shrishti Jeevan Micro Credit Foundation is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Shrishti Jeevan Micro Credit Foundation, buy the company report.
Financials of Shrishti Jeevan Micro Credit Foundation
FY 2025 filings availableShrishti Jeevan Micro Credit Foundation reported revenue of ₹3.88 Lakh (up 59% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 93% over three years, including 59% growth in the latest year. EBITDA rose 38% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | ₹18,300 | ||||
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| Net Profit (PAT) | ₹13,500 | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA Margin | 4.7% | ||||
| Net Profit Margin | 3.5% | ||||
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To see the full financial statements and ratios of Shrishti Jeevan Micro Credit Foundation, buy the company report.
Board of directors of Shrishti Jeevan Micro Credit Foundation
Shrishti Jeevan Micro Credit Foundation has 2 current directors and 2 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Anand Kumar Dixit Also directs: Priyanshi Ventures LLP, Priyanshi Nidhi Limited | Director | 01 Nov 2018 | 8 Years 0 Months | Current |
| Ranjana Dixit Also directs: Priyanshi Ventures LLP, Priyanshi Nidhi Limited | Director | 01 Nov 2018 | 8 Years 0 Months | Current |
Peer comparison
Shrishti Jeevan Micro Credit Foundation is compared with the 10 companies closest to it by revenue in the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Idhayam-G Jagath Nidhi Limited | ₹3.89 Lakh (FY 2024) | -20.0% | Virudhunagar, Tamil Nadu, India | |||
| Annanagar Benefit Fund Ltd | ₹3.89 Lakh (FY 2022) | -68.0% | Chennai, Tamil Nadu, India | |||
| Shree Shubhaprada Chits (Karnataka) Private Limited | ₹3.88 Lakh (FY 2020) | -42.0% | Vijayapur, Karnataka, India | |||
| Sajda Forex Private Limited | ₹3.88 Lakh (FY 2019) | Delhi, India | ||||
| Simplify Dealcom Private Limited | ₹3.88 Lakh (FY 2025) | -78.0% | Kolkata, West Bengal, India | |||
| Shrishti Jeevan Micro Credit Foundationthis company | ₹3.88 Lakh (FY 2025) | ₹13,500 | 3.5% | 59.0% | Varanasi, Uttar Pradesh, India | |
| Gramin Seba Nidhi Limited | ₹3.88 Lakh (FY 2025) | 25.0% | Patashpur, West Bengal, India | |||
| Chedikkulam Rural Nidhi Limited | ₹3.88 Lakh (FY 2024) | -57.0% | Kannur, Kerala, India | |||
| Sungrow Commotrade Private Limited | ₹3.88 Lakh (FY 2025) | 5.0% | Kolkata, West Bengal, India | |||
| Wonderful Distributor Private Limited | ₹3.88 Lakh (FY 2025) | -2.0% | Kolkata, West Bengal, India | |||
| Starlink Crown Private Limited | ₹3.87 Lakh (FY 2020) | -58.0% | New Delhi, Delhi, India |
To see the full peer comparison of Shrishti Jeevan Micro Credit Foundation, buy the company report.
Legal cases
No court or tribunal cases involving Shrishti Jeevan Micro Credit Foundation are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Shrishti Jeevan Micro Credit Foundation; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Shrishti Jeevan Micro Credit Foundation; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Shrishti Jeevan Micro Credit Foundation has 4 board changes on record since 2018: 2 appointments and 2 cessations. The latest: Rajoo Prajapati ceased to be Director on 02 Nov 2018.
Frequently asked questions
Shrishti Jeevan Micro Credit Foundation is an active private not for profit company based in Varanasi, Uttar Pradesh, India. The company works in auxiliary to financial intermediatory, within the financial services industry. It was incorporated on 24 February 2016 (10+ years old) and is registered under CIN U67190UP2016NPL076816.
Shrishti Jeevan Micro Credit Foundation has 2 current directors:
- Anand Kumar Dixit - Director
- Ranjana Dixit - Director
The latest financial statements of Shrishti Jeevan Micro Credit Foundation on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 16 September 2025. Year-wise statements from FY 2016 are in the company report.
The CIN (Corporate Identification Number) of Shrishti Jeevan Micro Credit Foundation is U67190UP2016NPL076816. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Shrishti Jeevan Micro Credit Foundation was incorporated on 24 February 2016, making it 10+ years old. It is registered with the Registrar of Companies, Uttar Pradesh.
The peers of Shrishti Jeevan Micro Credit Foundation by revenue are Idhayam-G Jagath Nidhi Limited, Annanagar Benefit Fund Ltd, Shree Shubhaprada Chits (Karnataka) Private Limited, Sajda Forex Private Limited, Simplify Dealcom Private Limited and 5 more, all in the same principal business activity (other financial activities).
Rajoo Prajapati ceased to be Director on 02 Nov 2018. Anand Kumar Dixit was appointed as Director on 01 Nov 2018. Ranjana Dixit was appointed as Director on 01 Nov 2018. Shrishti Jeevan Micro Credit Foundation has 4 board changes on record in total.
The registered office of Shrishti Jeevan Micro Credit Foundation is at Araji No – 381 Lamhi Belawa Baba, Varanasi, Uttar Pradesh, India – 221007.
Shrishti Jeevan Micro Credit Foundation operates in the financial services industry, in the auxiliary to financial intermediatory segment.
The compliance status of Shrishti Jeevan Micro Credit Foundation is compliant as of 11 July 2026. The company is actively filing with the Registrar of Companies.
Shrishti Jeevan Micro Credit Foundation can be reached at its registered office: Araji No – 381 Lamhi Belawa Baba, Varanasi, Uttar Pradesh, India – 221007.
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