About SMS Financial Services Private Limited
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SMS Financial Services Private Limited is a private limited company based in Mumbai, Maharashtra, India. It operates in the diversified financial services segment of the financial services sector. It was incorporated on 24 May 2000 and has been in existence for over 26 years.
The company is registered with the Registrar of Companies (ROC), Mumbai, under CIN U65990MH2000PTC126730. Its GSTIN is 27AAFCS5119Q1ZS (Maharashtra).
The company has an authorised share capital of ₹50 Lakh and a paid-up capital of ₹50 Lakh. It is led by directors including Ganesh Shridhar Shanbhag (Managing Director) and Shivani Ganesh Shanbhag.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Mumbai, Maharashtra.
As per the financials filed for FY 2025, the company reported a revenue of ₹4.6 Cr, a decline of 52% compared to the previous year. For the same year it recorded a net profit of ₹93.12 Lakh (net margin 20.2%) and EBITDA of ₹1.29 Cr (EBITDA margin 28%). Revenue has declined at a compounded annual rate (CAGR) of 45% over three years and 4% over five years.
The company is associated with 1 brand: SMS Financial Services.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website smsfinancial.com.
- EmailLocked
- TelephoneLocked
- Website
- Social MediaLocked
- Registered AddressSumit Abode II First Floor, T.H Kataria Road Mahim, Mumbai, Maharashtra, India – 400016
- IndustryFinancial Services, Diversified Financial Services
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Business Activity of SMS Financial Services Private Limited
The main business activity of SMS Financial Services is financial and insurance service. In detail, this covers other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of SMS Financial Services Private Limited FY 2025 filings available
SMS Financial Services Private Limited reported revenue of ₹4.6 Cr (down 52% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR) of SMS Financial Services Private Limited
Revenue has declined at a compounded annual rate (CAGR) of 4% over five years, including a 52% fall in the latest year. EBITDA fell 53% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of SMS Financial Services Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | ₹1.29 Cr | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | ₹93.12 Lakh | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of SMS Financial Services Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 28% | •••• | •••• | •••• | •••• |
| Net Profit Margin | 20.2% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of SMS Financial Services are in the company report.
Financial statements from 2015
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Peer Comparison of SMS Financial Services Private Limited
SMS Financial Services Private Limited is compared with the companies closest to it by revenue in the BFSI industry (Other Financial Services). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Sany Capital India Private Limited | ₹4.62 Cr (FY 2025) | •••• | •••• | 9.0% | •••• | Pune, Maharashtra, India |
| Vrvitals Private Limited | ₹4.62 Cr (FY 2025) | •••• | •••• | 1916.0% | •••• | Bangalore, Karnataka, India |
| A.K.J.Securities Private Limited | ₹4.62 Cr (FY 2025) | •••• | •••• | -63.0% | •••• | Indore, Madhya Pradesh, India |
| Artham Finserve Private Limited | ₹4.6 Cr (FY 2025) | •••• | •••• | 32.0% | •••• | Surat, Gujarat, India |
| Adr Financial Services Private Limited | ₹4.6 Cr (FY 2024) | •••• | •••• | 159.0% | •••• | Mumbai, Maharashtra, India |
| SMS Financial Services Private Limited this company | ₹4.6 Cr (FY 2025) | •••• | •••• | -52.0% | •••• | Mumbai, Maharashtra, India |
| Sheetal Foreign Exchange Services Private Limited | ₹4.6 Cr (FY 2023) | •••• | •••• | 267.0% | •••• | New Delhi, Delhi, India |
| Safex Complex Private Limited | ₹4.6 Cr (FY 2025) | •••• | •••• | 15.0% | •••• | Delhi, India |
| Emrald Industries Private Limited | ₹4.6 Cr (FY 2025) | •••• | •••• | 1979.0% | •••• | Kolkata, West Bengal, India |
| Aashay Industries Private Limited | ₹4.6 Cr (FY 2024) | •••• | •••• | -9.0% | •••• | Mumbai, Maharashtra, India |
| Nikki Logistic Private Limited | ₹4.59 Cr (FY 2024) | •••• | •••• | 418.0% | •••• | Kolkata, West Bengal, India |
Peers are the five companies nearest above and the five nearest below SMS Financial Services by revenue in the BFSI industry (Other Financial Services), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Auditor Details of SMS Financial Services Private Limited
SMS Financial Services Private Limited is audited by MANISH D LADAGE & CO for the financial year 2020.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| MANISH D LADAGE & CO | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Board of Directors of SMS Financial Services Private Limited
SMS Financial Services has 4 current directors and 4 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Shivani Ganesh Shanbhag | Director | 24 Dec 2020 | 5 Years 9 Months | Current |
| Suchitra Ganesh Shanbhag | Director | 24 May 2000 | 26 Years 4 Months | Current |
| Ganesh Shridhar Shanbhag | Managing Director | 25 Jun 2021 | 5 Years 3 Months | Current |
| Rishabh Ganesh Shanbhag | Director | 21 Aug 2025 | 1 Years 1 Months | Current |
Ownership and Shareholding of SMS Financial Services Private Limited
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of SMS Financial Services Private Limited
SMS Financial Services Private Limited does not have any charges (loans) registered with the Registrar of Companies.
Associated Brands with SMS Financial Services Private Limited
SMS Financial Services operates one associated brand: SMS Financial Services. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Offers stock trading, mutual funds, IPO news, and financial market tools. | smsfinancial.com |
Employees and EPFO Compliance at SMS Financial Services Private Limited
Employment history and EPFO contributions of people linked to SMS Financial Services.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on SMS Financial Services Private Limited
SMS Financial Services Private Limited has 8 board changes on record since 2000: 4 appointments and 4 cessations. The latest: Rishabh Ganesh Shanbhag ceased to be Additional Director on 29 Sep 2025.
Credit Ratings, Litigation & Regulatory Alerts for SMS Financial Services Private Limited
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by SMS Financial Services Private Limited
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of SMS Financial Services Private Limited
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of SMS Financial Services Private Limited
SMS Financial Services has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 27AAFCS5119Q1ZS | Maharashtra | Active | 01 Jul 2017 |
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of SMS Financial Services Private Limited
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about SMS Financial Services Private Limited
SMS Financial Services is an active private limited company based in Mumbai, Maharashtra, India. The company works in diversified financial services, within the financial services industry. It was incorporated on 24 May 2000 (26+ years old) and is registered under CIN U65990MH2000PTC126730.
SMS Financial Services reported revenue of ₹4.6 Cr for FY 2025 (down 52% YoY).
SMS Financial Services has 4 current directors:
- Ganesh Shridhar Shanbhag - Managing Director
- Shivani Ganesh Shanbhag - Director
- Suchitra Ganesh Shanbhag - Director
- Rishabh Ganesh Shanbhag - Director
SMS Financial Services reported a net profit of ₹93.12 Lakh (net margin 20.2%) and EBITDA of ₹1.29 Cr (EBITDA margin 28%) for FY 2025, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of SMS Financial Services is -45% over three years and -4% over five years. In the latest year (FY 2025) revenue fell 52%. CAGR is the steady yearly rate that links the first and the last year.
The GSTIN of SMS Financial Services is 27AAFCS5119Q1ZS, registered in Maharashtra.
The CIN (Corporate Identification Number) of SMS Financial Services is U65990MH2000PTC126730. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
SMS Financial Services was incorporated on 24 May 2000, making it 26+ years old. It is registered with the Registrar of Companies, Mumbai.
The peers of SMS Financial Services by revenue are Sany Capital India Private Limited, Vrvitals Private Limited, A.K.J.Securities Private Limited, Artham Finserve Private Limited, Adr Financial Services Private Limited and 5 more, all in the BFSI industry (Other Financial Services).
Rishabh Ganesh Shanbhag ceased to be Additional Director on 29 Sep 2025. Rishabh Ganesh Shanbhag was appointed as Director on 21 Aug 2025. Ganesh Shridhar Shanbhag ceased to be Additional Director on 22 Nov 2021. SMS Financial Services has 8 board changes on record in total.
SMS Financial Services can be reached through the website smsfinancial.com. Its registered office is in Mumbai, Maharashtra, India.