Spectrum Chits Pvt Ltd
About Spectrum Chits Pvt Ltd
Data last updated:
Spectrum Chits Pvt Ltd is a private limited company based in Faridabad, Haryana, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 14 October 1993 and has been in existence for over 33 years.
The company is registered with the Registrar of Companies (ROC), Delhi, under CIN U65992HR1993PTC032137.
The company has an authorised share capital of ₹1 Lakh and a paid-up capital of ₹1 Lakh. It is led by directors Anju Grover and Sanjeev Grover.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 428 4th Floor Sector 15, Faridabad, Haryana, India – 121007.
As per the financials filed for FY 2021, the company reported a revenue of ₹1.98 Lakh, a decline of 48% compared to the previous year. For the same year it recorded a net profit of ₹594 (net margin 0.3%) and EBITDA of -₹1.93 Lakh (EBITDA margin -97.3%). Revenue has declined at a compounded annual rate (CAGR) of 22% over three years and 11% over five years.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Spectrum Chits Pvt Ltd's registered office is in Faridabad, Haryana. Its e-mail address is in the company report.
- Email
- Registered Address428 4th Floor Sector 15, Faridabad, Haryana, India – 121007
- IndustryFinancial Services, Microfinance Institutions
To see the full contact details of Spectrum Chits Pvt Ltd, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Spectrum Chits is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Spectrum Chits Pvt Ltd, buy the company report.
Financials of Spectrum Chits Pvt Ltd
FY 2025 filings availableSpectrum Chits Pvt Ltd reported revenue of ₹1.98 Lakh (down 48% YoY) for FY 2021.
Compounded Annual Growth Rate (CAGR)
Revenue has declined at a compounded annual rate (CAGR) of 11% over five years, including a 48% fall in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2020-21 | FY 2019-20 | FY 2018-19 | FY 2017-18 | FY 2016-17 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | ₹1.98 Lakh | ||||
| Cost of Materials Consumed | |||||
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| Depreciation and Amortisation | |||||
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| Total Expenses | |||||
| EBITDA | -₹1.93 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹594 | ||||
| Balance Sheet | |||||
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Financial Ratios
| Metrics | FY 2020-21 | FY 2019-20 | FY 2018-19 | FY 2017-18 | FY 2016-17 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | -97.3% | ||||
| Net Profit Margin | 0.3% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
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To see the full financial statements and ratios of Spectrum Chits Pvt Ltd, buy the company report.
Board of directors of Spectrum Chits Pvt Ltd
Spectrum Chits has 2 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Anju Grover | Director | 30 Apr 1994 | 32 Years 5 Months | Current |
| Sanjeev Grover Also directs: Aravali Infraheights Private Limited, Veddis Foundation | Director | 14 Oct 1993 | 33 Years 0 Months | Current |
Auditor
Spectrum Chits Pvt Ltd is audited by S K NAGPAL & ASSOCIATES for the financial year 2021.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| S K NAGPAL & ASSOCIATES | FY 2021 | 009177N |
Shareholding
The shareholding of Spectrum Chits Pvt Ltd is on record for 4 financial years, the latest being FY 2021, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2021 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|
| Promoters | ||||
| Domestic institutional investors (DII) | ||||
| Foreign institutional investors (FII) | ||||
| Public | ||||
| Others |
To see the full shareholding pattern of Spectrum Chits Pvt Ltd, buy the company report.
Legal cases
No court or tribunal cases involving Spectrum Chits Pvt Ltd are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Spectrum Chits Pvt Ltd; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Spectrum Chits Pvt Ltd; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Spectrum Chits Pvt Ltd has 2 board changes on record since 1993: 2 appointments. The latest: Anju Grover was appointed as Director on 30 Apr 1994.
Frequently asked questions
Spectrum Chits is an active private limited company based in Faridabad, Haryana, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 14 October 1993 (33+ years old) and is registered under CIN U65992HR1993PTC032137.
Spectrum Chits has 2 current directors:
- Anju Grover - Director
- Sanjeev Grover - Director
The latest financial statements of Spectrum Chits on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
The CIN (Corporate Identification Number) of Spectrum Chits is U65992HR1993PTC032137. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Spectrum Chits was incorporated on 14 October 1993, making it 33+ years old. It is registered with the Registrar of Companies, Delhi.
Anju Grover was appointed as Director on 30 Apr 1994. Sanjeev Grover was appointed as Director on 14 Oct 1993.
The registered office of Spectrum Chits is at 428 4th Floor Sector 15, Faridabad, Haryana, India – 121007.
Spectrum Chits operates in the financial services industry, in the microfinance institutions segment.
The compliance status of Spectrum Chits is compliant as of 14 July 2026. The company is actively filing with the Registrar of Companies.
Spectrum Chits can be reached at its registered office: 428 4th Floor Sector 15, Faridabad, Haryana, India – 121007.