About Spheeti Fintech Private Limited
Data last updated:
Spheeti Fintech Private Limited is a private limited company based in Mumbai, Maharashtra, India. It operates in the investment and credit NBFC segment of the financial services sector. It was incorporated on 08 March 2018 and has been in existence for over 8 years.
The company is registered with the Registrar of Companies (ROC), Mumbai, under CIN U65929MH2018PTC306088. Its GSTIN is 27AAZCS9486J1Z0 (Maharashtra).
The company has an authorised share capital of ₹6 Cr and a paid-up capital of ₹3.5 Cr. It is led by directors Kamal Gopichand Lalchandani and Inder Tolaram Bhatia.
Its last annual general meeting (AGM) was held on 30 September 2024, and its latest financial statements are for the year ended 31 March 2024. The registered office is at Mahadev Compound Gala No. A7 Dhobi Ghat Road Ulhasnagar Mumbai Maharashtra, Maharashtra, India – 421001.
As per the financials filed for FY 2025, the company reported a revenue of ₹1.01 Cr, a growth of 3% compared to the previous year. For the same year it recorded a net loss of ₹6.33 Lakh (net margin -6.2%) and EBITDA of ₹13.85 Lakh (EBITDA margin 13.7%). Revenue has grown at a compounded annual rate (CAGR) of 12% over three years and 45% over five years.
The company is associated with 1 brand: Spheeti Fintech. Court records list 6 cases involving the company, including 3 filed by the company; 5 cases are pending.
For more details, the company can be reached via its website spheetifintech.com.
- EmailLocked
- TelephoneLocked
- Website
- Social Media
- Registered AddressMahadev Compound Gala No. A7 Dhobi Ghat Road Ulhasnagar Mumbai Maharashtra, Maharashtra, India – 421001
- IndustryFinancial Services, Investment & Credit NBFC, NBFC
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Business Activity of Spheeti Fintech Private Limited
The main business activity of Spheeti Fintech is financial and insurance service. In detail, this covers other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of Spheeti Fintech Private Limited FY 2024 filings available
Spheeti Fintech Private Limited reported revenue of ₹1.01 Cr (up 3% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR) of Spheeti Fintech Private Limited
Revenue has grown at a compounded annual rate (CAGR) of 45% over five years, including 3% growth in the latest year. EBITDA rose 135% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Spheeti Fintech Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | ₹13.85 Lakh | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | -₹6.33 Lakh | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of Spheeti Fintech Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 13.7% | •••• | •••• | •••• | •••• |
| Net Profit Margin | -6.2% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Spheeti Fintech are in the company report.
Financial statements from FY 2018
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Peer Comparison of Spheeti Fintech Private Limited
Spheeti Fintech Private Limited is compared with the companies closest to it by revenue in the BFSI industry (Fintech, NBFC Investment and Credit Companies, Small Non Deposit NBFC). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Siddharth International Pvt Ltd | ₹1.02 Cr (FY 2025) | •••• | •••• | 4.0% | •••• | Kolkata, West Bengal, India |
| Shalimar Fincap Private Limited | ₹1.01 Cr (FY 2024) | •••• | •••• | 45.0% | •••• | New Delhi, Delhi, India |
| Anand Sons Finance Private Limited | ₹1.01 Cr (FY 2024) | •••• | •••• | 1.0% | •••• | New Delhi, Delhi, India |
| Milan Properties Pvt.Ltd. | ₹1.01 Cr (FY 2025) | •••• | •••• | -10.0% | •••• | Kolkata, West Bengal, India |
| Baaz Trading and Investment Limited | ₹1.01 Cr (FY 2025) | •••• | •••• | -8.0% | •••• | Mumbai, Maharashtra, India |
| Spheeti Fintech Private Limited this company | ₹1.01 Cr (FY 2025) | •••• | •••• | 3.0% | •••• | Mumbai, Maharashtra, India |
| T H Financial Services Private Limited | ₹1.01 Cr (FY 2024) | •••• | •••• | -44.0% | •••• | Kolkata, West Bengal, India |
| Aroto Trade India Pvt Ltd | ₹1.01 Cr (FY 2025) | •••• | •••• | 40.0% | •••• | Kolkata, West Bengal, India |
| Sri KSN Fincap Private Limited | ₹1.01 Cr (FY 2025) | •••• | •••• | 68.0% | •••• | Hyderabad, Telangana, India |
| Swastik Goods and Suppliers Pvt. Ltd. | ₹1.01 Cr (FY 2025) | •••• | •••• | 422.0% | •••• | Kolkata, West Bengal, India |
| Pritex Fiscal Services Pvt Ltd | ₹1.01 Cr (FY 2025) | •••• | •••• | 3.0% | •••• | Kolkata, West Bengal, India |
Peers are the five companies nearest above and the five nearest below Spheeti Fintech by revenue in the BFSI industry (Fintech, NBFC Investment and Credit Companies, Small Non Deposit NBFC), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Auditor Details of Spheeti Fintech Private Limited
Spheeti Fintech Private Limited is audited by THAKURI SUBASH & CO for the financial year 2023.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| THAKURI SUBASH & CO | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Board of Directors of Spheeti Fintech Private Limited
Spheeti Fintech has 2 current directors and 6 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Kamal Gopichand Lalchandani | Director | 06 Feb 2019 | 7 Years 8 Months | Current |
| Inder Tolaram Bhatia | Director | 06 Feb 2019 | 7 Years 8 Months | Current |
Ownership and Shareholding of Spheeti Fintech Private Limited
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Spheeti Fintech Private Limited
Spheeti Fintech Private Limited does not have any charges (loans) registered with the Registrar of Companies.
Legal Cases of Spheeti Fintech Private Limited
Spheeti Fintech Private Limited has 6 court cases on record: 3 filed by Spheeti Fintech, 3 where it is another party. 5 cases are pending and 1 is disposed. Status as checked between 28 Sep 2026 and 04 Oct 2026.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 5 | 0 | 5 |
| High courts | 1 | 0 | 0 |
Cases on record (5 of 6)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Hyderabad CCC, Telangana | Civil suit | Company is another party | Pending |
| District court, Rangareddy, Telangana | Civil suit | Company is another party | Pending |
| District court, Thane, Maharashtra | Civil suit | Filed by the company against an individual | Pending |
| District court, Thane, Maharashtra | Civil suit | Filed by the company against an individual | Pending |
| District court, Thane, Maharashtra | Civil suit | Filed by the company against an individual | Pending |
Full case history
All 6 cases with case numbers, court, year-wise trend, opposite parties and decision dates are in the company report.
- Every case with its case number
- Year-wise trend
- Opposite parties
- Decision dates and orders
Verified entity values are shown only after access is granted.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
Associated Brands with Spheeti Fintech Private Limited
Spheeti Fintech operates one associated brand: Spheeti Fintech. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Offers digital personal loans, gold loans, and credit card refinancing via WhatsApp platforms. | spheetifintech.com |
Employees and EPFO Compliance at Spheeti Fintech Private Limited
Employment history and EPFO contributions of people linked to Spheeti Fintech.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on Spheeti Fintech Private Limited
Spheeti Fintech Private Limited has 8 board changes on record since 2018: 2 appointments and 6 cessations. The latest: Kamlesh Kanyalal Bulchandani ceased to be Director on 16 Feb 2019.
Credit Ratings, Litigation & Regulatory Alerts for Spheeti Fintech Private Limited
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Spheeti Fintech Private Limited
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Spheeti Fintech Private Limited
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Spheeti Fintech Private Limited
Spheeti Fintech has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 27AAZCS9486J1Z0 | Maharashtra | Active | 30 Sep 2020 |
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Spheeti Fintech Private Limited
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Spheeti Fintech Private Limited
Spheeti Fintech is an active private limited company based in Mumbai, Maharashtra, India. The company works in investment and credit nbfc, within the financial services industry. It was incorporated on 08 March 2018 (8+ years old) and is registered under CIN U65929MH2018PTC306088.
Spheeti Fintech reported revenue of ₹1.01 Cr for FY 2025 (up 3% YoY).
Spheeti Fintech has 2 current directors:
- Kamal Gopichand Lalchandani - Director
- Inder Tolaram Bhatia - Director
Spheeti Fintech reported a net loss of ₹6.33 Lakh (net margin -6.2%) and EBITDA of ₹13.85 Lakh (EBITDA margin 13.7%) for FY 2025, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of Spheeti Fintech is 12% over three years and 45% over five years. In the latest year (FY 2025) revenue rose 3%. CAGR is the steady yearly rate that links the first and the last year.
The GSTIN of Spheeti Fintech is 27AAZCS9486J1Z0, registered in Maharashtra.
The CIN (Corporate Identification Number) of Spheeti Fintech is U65929MH2018PTC306088. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Spheeti Fintech has 6 court cases on record: 3 filed by the company. 5 are pending. Most are in the district courts.
Spheeti Fintech was incorporated on 08 March 2018, making it 8+ years old. It is registered with the Registrar of Companies, Mumbai.
The peers of Spheeti Fintech by revenue are Siddharth International Pvt Ltd, Shalimar Fincap Private Limited, Anand Sons Finance Private Limited, Milan Properties Pvt.Ltd, Baaz Trading and Investment Limited and 5 more, all in the BFSI industry (Fintech, NBFC Investment and Credit Companies, Small Non Deposit NBFC).
Kamlesh Kanyalal Bulchandani ceased to be Director on 16 Feb 2019. Pooja Ashok More ceased to be Director on 16 Feb 2019. Sahil Kamal Lalchandani ceased to be Director on 16 Feb 2019. Spheeti Fintech has 8 board changes on record in total.