MSME (Udyam registered) Ministry of MSME
- Category
- Micro (2021-22)
- Udyam number
- UDYAM-WB-14-0018116
Spurvy Financial Solutions Limited - financial services in Kolkata, West Bengal, India. FY 2026 financials & compliance.
Revenue · FY 2025
₹3.25 Cr
▲ 4% YoY
Net loss · FY 2025
₹30.94 Lakh
Net margin -9.5%
EBITDA · FY 2025
-₹26.43 Lakh
EBITDA margin -8.1%
Authorised capital
₹5 Cr
Registered with MCA
Paid-up capital
₹3.21 Cr
Issued & subscribed
Company age
5 yrs
Est. 2021
Employees · EPFO
99
Provident fund records
Directors on board
7
As per MCA filings
About Spurvy Financial Solutions Limited
Data last updated:
Spurvy Financial Solutions Limited is a public limited company based in Kolkata, West Bengal, India. It operates in the diversified financial services segment of the financial services sector. It was incorporated on 22 April 2021 and has been in existence for over 5 years.
The company is registered with the Registrar of Companies (ROC), Kolkata, under CIN U65990WB2021PLC244719. Its GSTIN is 19ABFCS9660M1ZH (West Bengal). The company holds 3 GST registrations, of which 1 is active.
The company has an authorised share capital of ₹5 Cr and a paid-up capital of ₹3.21 Cr. It is led by directors including Shubhajit Das Choudhury (Managing Director) and Ramesh Murthy (Whole-Time Director).
Its last annual general meeting (AGM) was held on 25 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at DLF Galleria Dk 816 8th Floor Bg – 8 Action Area P.O. & P.S. Newtown, Kolkata, West Bengal, India – 700156.
As per the financials filed for FY 2025, the company reported a revenue of ₹3.25 Cr, a growth of 4% compared to the previous year. For the same year it recorded a net loss of ₹30.94 Lakh (net margin -9.5%) and EBITDA of -₹26.43 Lakh (EBITDA margin -8.1%). Revenue has grown at a compounded annual rate (CAGR) of 23% over three years.
The company has about 99 employees on its provident fund (EPFO) records.
Court records list 5 cases involving the company, including 2 filed by the company and 3 filed against it; 5 cases are pending.
Spurvy Financial Solutions Limited is registered as a micro enterprise under the Udyam registration framework (Reg. No. UDYAM-WB-14-0018116). For more details, the company can be reached via its website spurvy.in.
Company details
CIN U65990WB2021PLC244719
Registration Number 244719
Incorporation Date 22 April 2021
ROC Kolkata
Listing Status Unlisted
Company Status Active
Date of Last AGM 25 September 2025
Date of Balance Sheet 31 March 2025
MSME Classification Micro
Udyam Registration UDYAM-WB-14-0018116
Key People
Shubhajit Das Choudhury Managing Director Ramesh Murthy Whole-Time Director Bandana Daschoudhury Additional Director Recognitions & Rankings of Spurvy Financial Solutions
Contact details
Spurvy Financial Solutions Limited's registered office is in Kolkata, West Bengal. Its website is spurvy.in. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Social Media
- Registered AddressDLF Galleria Dk 816 8th Floor Bg – 8 Action Area P.O. & P.S. Newtown, Kolkata, West Bengal, India – 700156
- IndustryFinancial Services, Diversified Financial Services
To see the full contact details of Spurvy Financial Solutions Limited, buy the company report.
Comprehensive company report
Spurvy Financial Solutions Limited - one report that includes everything
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
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Business activity
The main business activity of Spurvy Financial Solutions is financial and insurance activities. In detail, this covers activities auxiliary to financial service and insurance activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance activities | 66 | Activities auxiliary to financial service and insurance activities |
To see the full business activity and turnover split of Spurvy Financial Solutions Limited, buy the company report.
Financials of Spurvy Financial Solutions Limited
FY 2025 filings availableSpurvy Financial Solutions Limited reported revenue of ₹3.25 Cr (up 4% YoY) for FY 2025.
Revenue · FY 2025
₹3.25 Cr ▲ 4%
Net loss · FY 2025
₹30.94 Lakh margin -9.5%
EBITDA · FY 2025
-₹26.43 Lakh margin -8.1%
Compounded Annual Growth Rate (CAGR)
Revenue CAGR growth
1 year
▲ 4%
3 years · compounded
▲ 23%
Revenue has grown at a compounded annual rate (CAGR) of 23% over three years, including 4% growth in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 |
|---|---|---|---|---|
| Profit and Loss Statement | ||||
| Revenue from Operations | ||||
| Other Income | ||||
| Total Revenue | ₹3.25 Cr | |||
| Cost of Materials Consumed | ||||
| Employee Benefit Expense | ||||
| Finance Costs | ||||
| Depreciation and Amortisation | ||||
| Other Expenses | ||||
| Total Expenses | ||||
| EBITDA | -₹26.43 Lakh | |||
| Profit Before Tax | ||||
| Tax Expense | ||||
| Net Profit (PAT) | -₹30.94 Lakh | |||
| Balance Sheet | ||||
| Share Capital | ||||
| Reserves and Surplus | ||||
| Net Worth (Total Equity) | ||||
| Long-term Borrowings | ||||
| Short-term Borrowings | ||||
| Trade Payables | ||||
| Total Liabilities | ||||
| Fixed Assets | ||||
| Investments | ||||
| Inventories | ||||
| Trade Receivables | ||||
| Cash and Bank Balance | ||||
| Total Assets | ||||
Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 |
|---|---|---|---|---|
| Profitability | ||||
| EBITDA Margin | -8.1% | |||
| Net Profit Margin | -9.5% | |||
| Return on Equity (ROE) | ||||
| Return on Capital Employed (ROCE) | ||||
| Return on Assets (ROA) | ||||
| Liquidity and Debt | ||||
| Current Ratio | ||||
| Quick Ratio | ||||
| Debt-to-Equity Ratio | ||||
| Interest Coverage Ratio | ||||
| Efficiency and Growth | ||||
| Asset Turnover | ||||
| Receivable Days | ||||
| Payable Days | ||||
| Inventory Days | ||||
| Revenue Growth | ||||
| Net Profit Growth | ||||
To see the full financial statements and ratios of Spurvy Financial Solutions Limited, buy the company report.
Board of directors of Spurvy Financial Solutions Limited
Spurvy Financial Solutions has 7 current directors and 8 former directors. Current directors are listed first, with their designation and appointment date.
Current Directors
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Bandana Daschoudhury | Additional Director | 25 May 2021 | 5 Years 5 Months | Current |
| Ramesh Murthy | Whole-Time Director | 25 May 2021 | 5 Years 5 Months | Current |
| Shubhajit Das Choudhury | Managing Director | 22 Apr 2021 | 5 Years 6 Months | Current |
| Amrik Singh Saini Also directs: Abhiyan Infrastructure LLP, Ashmeet Impex LLP, Abhiyan Distilcomm Private Limited and 5 more | Additional Director | 25 May 2021 | 5 Years 5 Months | Current |
| Santanu Das | Additional Director | 19 Feb 2022 | 4 Years 8 Months | Current |
| Vikash Gupta | Director | 30 Aug 2024 | 2 Years 2 Months | Current |
Showing 6 of 7 current directors. View all directors
Auditor
Spurvy Financial Solutions Limited is audited by R.S. RAY & ASSOCIATES for the financial year 2022.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| R.S. RAY & ASSOCIATES | FY 2022 | 320244E |
Legal cases
Spurvy Financial Solutions Limited has 5 court cases on record: 2 filed by Spurvy Financial Solutions, 3 filed against it. All cases are pending.
Total cases
5
Filed by the company
2
Filed against the company
3
Pending
5
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 5 | 3 | 5 |
Cases on record (4 of 5)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, North Twenty Four Parganas, West Bengal | Court case (TS (Com)) | Filed against the company by Glace Consultants Private Limited | Pending |
| District court, North Twenty Four Parganas, West Bengal | Appeal | Filed against the company by Glace Consultants Private Limited | Pending |
| District court, North Twenty Four Parganas, West Bengal | Civil suit | Filed by the company against Glace Consultants Private Ltd | Pending |
| District court, North Twenty Four Parganas, West Bengal | Civil suit | Filed by the company against Glace Consultants Private Ltd | Pending |
To see the full case history of Spurvy Financial Solutions Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Spurvy Financial Solutions Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Spurvy Financial Solutions has 3 GST registrations: 1 active and 2 cancelled or inactive.
Total GSTINs
3
Active
1
Cancelled / inactive
2
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 19ABFCS9660M1ZH | West Bengal | Active | 08 May 2021 |
To see the full GST registrations and return filing status of Spurvy Financial Solutions Limited, buy the company report.
Recent activity
Spurvy Financial Solutions Limited has 15 board changes on record since 2021: 7 appointments and 8 cessations. The latest: Vikash Gupta was appointed as Director on 30 Aug 2024.
AGM
Spurvy Financial Solutions Limited last Annual general meeting of members was held on 25 Sep 2025 as per latest MCA records.
Filing
Spurvy Financial Solutions Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Kolkata Ii.
Appointed
Vikash Gupta was appointed as Director.
Appointed
Uttam Krishna Kevate was appointed as Director.
Ceased
Ramesh Murthy ceased to be Whole-Time Director.
Ceased
Amrik Singh Saini ceased to be Additional Director.
Appointed
Santanu Das was appointed as Additional Director.
Ceased
Debasish Ghosh ceased to be Additional Director.
Ceased
Santanu Das ceased to be Whole-Time Director.
Ceased
Papia Palchowdhury ceased to be Whole-Time Director.
Ceased
Vikash Agarwal ceased to be Director.
Appointed
Amrik Singh Saini was appointed as Additional Director.
6 earlier events are in the company report.
Frequently asked questions
Spurvy Financial Solutions is an active public limited company based in Kolkata, West Bengal, India. The company works in diversified financial services, within the financial services industry. It was incorporated on 22 April 2021 (5+ years old) and is registered under CIN U65990WB2021PLC244719.
Spurvy Financial Solutions has 7 current directors:
- Shubhajit Das Choudhury - Managing Director
- Ramesh Murthy - Whole-Time Director
- Bandana Daschoudhury - Additional Director
- Amrik Singh Saini - Additional Director
- Santanu Das - Additional Director
- Vikash Gupta - Director
- Uttam Krishna Kevate - Director
The latest financial statements of Spurvy Financial Solutions on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 25 September 2025. Year-wise statements from FY 2022 are in the company report.
The GSTIN of Spurvy Financial Solutions is 19ABFCS9660M1ZH, registered in West Bengal. The company has 3 GST registrations in all, of which 1 is active and 2 are cancelled or inactive.
The CIN (Corporate Identification Number) of Spurvy Financial Solutions is U65990WB2021PLC244719. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Spurvy Financial Solutions has 5 court cases on record: 2 filed by the company and 3 filed against it. 5 are pending.
Spurvy Financial Solutions was incorporated on 22 April 2021, making it 5+ years old. It is registered with the Registrar of Companies, Kolkata.
Vikash Gupta was appointed as Director on 30 Aug 2024. Uttam Krishna Kevate was appointed as Director on 22 Jun 2024. Ramesh Murthy ceased to be Whole-Time Director on 24 Feb 2022. Spurvy Financial Solutions has 15 board changes on record in total.
Yes, Spurvy Financial Solutions is registered as a micro enterprise under Udyam registration (number: UDYAM-WB-14-0018116).
Spurvy Financial Solutions can be reached through the website spurvy.in. Its registered office is in Kolkata, West Bengal, India.
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