Swarnalaya Chits Private Limited.
About Swarnalaya Chits Private Limited.
Data last updated:
Swarnalaya Chits Private Limited. is a private limited company based in Kumbakonam, Tamil Nadu, India. It operates in the financial services and investment segment of the financial services sector. It was incorporated on 20 March 1987 and has been in existence for over 39 years.
The company is registered with the Registrar of Companies (ROC), Chennai, under CIN U65991TN1987PTC014155. Its GSTIN is 33AABCS2188R1ZU (Tamil Nadu).
The company has an authorised share capital of ₹5 Lakh and a paid-up capital of ₹3.55 Lakh. It is led by directors Shanmugam Muthuramalingam (Managing Director) and Pichiyan Paneerselvam.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Sarangapani Koil South Street Kumbakonam., Tamil Nadu, India.
As per the financials filed for FY 2024, the company reported a revenue of ₹40.34 Lakh, a growth of 24% compared to the previous year. For the same year it recorded a net profit of ₹1.44 Lakh (net margin 3.6%) and EBITDA of ₹7.1 Lakh (EBITDA margin 17.6%). Revenue has grown at a compounded annual rate (CAGR) of 16% over three years and 4% over five years.
Court records list 2 cases involving the company, including 2 filed against it.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Swarnalaya Chits Private Limited.'s registered office is in Kumbakonam, Tamil Nadu. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressSarangapani Koil South Street Kumbakonam., Tamil Nadu, India
- IndustryFinancial Services, Financial Activities
To see the full contact details of Swarnalaya Chits Private Limited., buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Swarnalaya Chits Private Limited is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Swarnalaya Chits Private Limited., buy the company report.
Financials of Swarnalaya Chits Private Limited.
FY 2025 filings availableSwarnalaya Chits Private Limited. reported revenue of ₹40.34 Lakh (up 24% YoY) for FY 2024.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 4% over five years, including 24% growth in the latest year. EBITDA rose 147% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
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| Total Expenses | |||||
| EBITDA | ₹7.1 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹1.44 Lakh | ||||
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Financial Ratios
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 17.6% | ||||
| Net Profit Margin | 3.6% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
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To see the full financial statements and ratios of Swarnalaya Chits Private Limited., buy the company report.
Board of directors of Swarnalaya Chits Private Limited.
Swarnalaya Chits Private Limited has 2 current directors and 9 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Pichiyan Paneerselvam | Director | 20 Mar 1987 | 39 Years 7 Months | Current |
| Shanmugam Muthuramalingam | Managing Director | 20 Mar 1987 | 39 Years 7 Months | Current |
Peer comparison
Swarnalaya Chits Private Limited. is compared with the 10 companies closest to it by revenue in the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| KLV Capital Investments Private Limited | ₹40.4 Lakh (FY 2023) | Chennai, Tamil Nadu, India | ||||
| Wise Securities Private Limited | ₹40.38 Lakh (FY 2019) | 1392.0% | New Delhi, Delhi, India | |||
| Vaiyagam Finance Limited | ₹40.36 Lakh (FY 2024) | -13.0% | Pollachi, Coimbatore, Tamil Nadu, India | |||
| Rajgarhia Auto Finance Private Limited | ₹40.35 Lakh (FY 2025) | -25.0% | Kolkata, West Bengal, India | |||
| Sree Ashwakrish Chits Private Limited | ₹40.35 Lakh (FY 2019) | 854.0% | Chennai, Tamil Nadu, India | |||
| Swarnalaya Chits Private Limited.this company | ₹40.34 Lakh (FY 2024) | ₹1.44 Lakh | 3.6% | 24.0% | Kumbakonam, Tamil Nadu, India | |
| Puspak Services Pvt Ltd | ₹40.33 Lakh (FY 2019) | -35.0% | Kolkata, West Bengal, India | |||
| Fender Finance Private Limited | ₹40.31 Lakh (FY 2022) | -14.0% | Mumbai, Maharashtra, India | |||
| Dharmapal Chitfunds Private Limited | ₹40.31 Lakh (FY 2019) | 9.0% | Ongole, Andhra Pradesh, India | |||
| Meon Financial Consultants Private Limited | ₹40.3 Lakh (FY 2025) | -13.0% | Merrut, Uttar Pradesh, India | |||
| B.L.K. Chits Private Limited | ₹40.28 Lakh (FY 2024) | 13.0% | Kolar, Karnataka, India |
To see the full peer comparison of Swarnalaya Chits Private Limited., buy the company report.
Auditor
Swarnalaya Chits Private Limited. is audited by V.RAVICHANDRAN & CO for the financial year 2017.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| V.RAVICHANDRAN & CO | FY 2017 | 016544S |
Shareholding
The shareholding of Swarnalaya Chits Private Limited. is on record for 2 financial years, the latest being FY 2017, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2017 | FY 2016 |
|---|---|---|
| Promoters | ||
| Domestic institutional investors (DII) | ||
| Foreign institutional investors (FII) | ||
| Public | ||
| Others |
To see the full shareholding pattern of Swarnalaya Chits Private Limited., buy the company report.
Legal cases
Swarnalaya Chits Private Limited. has 2 court cases on record: 2 filed against it. All cases are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| High courts | 2 | 2 | 0 |
Cases on record (2 of 2)
| Court | Type of case | Party | Status |
|---|---|---|---|
| Madras High Court | Writ petition | Filed against the company | Disposed |
| Madras High Court | Court case (WPMP) | Filed against the company | Disposed |
To see the full case history of Swarnalaya Chits Private Limited., buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Swarnalaya Chits Private Limited.; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Swarnalaya Chits Private Limited has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 33AABCS2188R1ZU | Tamil Nadu | Active | 01 Jul 2017 |
To see the full GST registrations and return filing status of Swarnalaya Chits Private Limited., buy the company report.
Recent activity
Swarnalaya Chits Private Limited. has 11 board changes on record since 1987: 2 appointments and 9 cessations. The latest: Kodimuthu Ramachandran Prakasam ceased to be Director on 19 May 2021.
2 earlier events are in the company report.
Frequently asked questions
Swarnalaya Chits Private Limited is an active private limited company based in Kumbakonam, Tamil Nadu, India. The company works in financial activities, within the financial services industry. It was incorporated on 20 March 1987 (39+ years old) and is registered under CIN U65991TN1987PTC014155.
Swarnalaya Chits Private Limited has 2 current directors:
- Shanmugam Muthuramalingam - Managing Director
- Pichiyan Paneerselvam - Director
The latest financial statements of Swarnalaya Chits Private Limited on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
The GSTIN of Swarnalaya Chits Private Limited is 33AABCS2188R1ZU, registered in Tamil Nadu.
The CIN (Corporate Identification Number) of Swarnalaya Chits Private Limited is U65991TN1987PTC014155. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Swarnalaya Chits Private Limited has 2 court cases on record: 2 filed against it.
Swarnalaya Chits Private Limited was incorporated on 20 March 1987, making it 39+ years old. It is registered with the Registrar of Companies, Chennai.
The peers of Swarnalaya Chits Private Limited by revenue are KLV Capital Investments Private Limited, Wise Securities Private Limited, Vaiyagam Finance Limited, Rajgarhia Auto Finance Private Limited, Sree Ashwakrish Chits Private Limited and 5 more, all in the same principal business activity (other financial activities).
Kodimuthu Ramachandran Prakasam ceased to be Director on 19 May 2021. Mysore Murali Ramamurthy ceased to be Director on 31 Mar 2019. Anandapadmanabhan Ramesh ceased to be Director on 20 Apr 2016. Swarnalaya Chits Private Limited has 11 board changes on record in total.
The registered office of Swarnalaya Chits Private Limited is at Sarangapani Koil South Street Kumbakonam., Tamil Nadu, India.
Swarnalaya Chits Private Limited operates in the financial services industry, in the financial activities segment.
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