Terramonks Chits Private Limited
About Terramonks Chits Private Limited
Data last updated:
Terramonks Chits Private Limited is a private limited company based in Thodupuzha, Kerala, India. It was incorporated on 15 November 2023.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U64990KL2023PTC084513.
The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹6 Lakh. It is led by directors including Paul Mathai and Chinthu Jose.
Its last annual general meeting (AGM) was held on 26 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Thodupuzha, Kerala.
As per the financials filed for FY 2025, the company reported a revenue of ₹15.75 Lakh, reflecting significant growth compared to the previous year. For the same year it recorded a net profit of ₹1.04 Lakh (net margin 6.6%) and EBITDA of ₹1.28 Lakh (EBITDA margin 8.1%).
Company details
Contact details
Terramonks Chits Private Limited's registered office is in Thodupuzha, Kerala.
- Registered AddressDoor No. Xxviii/1091, B. K Building, Thodupuzha, Kerala, India – 685584
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Terramonks Chits is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Terramonks Chits Private Limited, buy the company report.
Financials of Terramonks Chits Private Limited
FY 2025 filings availableTerramonks Chits Private Limited reported revenue of ₹15.75 Lakh (up 2620% YoY) for FY 2025.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 |
|---|---|---|
| Profit and Loss Statement | ||
| Revenue from Operations | ||
| Other Income | ||
| Total Revenue | ||
| Cost of Materials Consumed | ||
| Employee Benefit Expense | ||
| Finance Costs | ||
| Depreciation and Amortisation | ||
| Other Expenses | ||
| Total Expenses | ||
| EBITDA | ₹1.28 Lakh | |
| Profit Before Tax | ||
| Tax Expense | ||
| Net Profit (PAT) | ₹1.04 Lakh | |
| Balance Sheet | ||
| Share Capital | ||
| Reserves and Surplus | ||
| Net Worth (Total Equity) | ||
| Long-term Borrowings | ||
| Short-term Borrowings | ||
| Trade Payables | ||
| Total Liabilities | ||
| Fixed Assets | ||
| Investments | ||
| Inventories | ||
| Trade Receivables | ||
| Cash and Bank Balance | ||
| Total Assets | ||
Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 |
|---|---|---|
| Profitability | ||
| EBITDA Margin | 8.1% | |
| Net Profit Margin | 6.6% | |
| Return on Equity (ROE) | ||
| Return on Capital Employed (ROCE) | ||
| Return on Assets (ROA) | ||
| Liquidity and Debt | ||
| Current Ratio | ||
| Quick Ratio | ||
| Debt-to-Equity Ratio | ||
| Interest Coverage Ratio | ||
| Efficiency and Growth | ||
| Asset Turnover | ||
| Receivable Days | ||
| Payable Days | ||
| Inventory Days | ||
| Revenue Growth | ||
| Net Profit Growth | ||
To see the full financial statements and ratios of Terramonks Chits Private Limited, buy the company report.
Board of directors of Terramonks Chits Private Limited
Terramonks Chits has 6 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Paul Mathai Also directs: Terramonks Private Limited | Director | 15 Nov 2023 | 2 Years 11 Months | Current |
| Chinthu Jose | Director | 15 Nov 2023 | 2 Years 11 Months | Current |
| Jacob Mathew | Director | 15 Nov 2023 | 2 Years 11 Months | Current |
| Sinse Jose Also directs: Terramonks Private Limited, HL Estate and Properties Private Limited, Computer Valley IT Solutions Private Limited and 1 more | Director | 15 Nov 2023 | 2 Years 11 Months | Current |
| Teenu George Also directs: Terramonks Private Limited, Mithra E-Filing Centre Private Limited | Director | 15 Nov 2023 | 2 Years 11 Months | Current |
| Shaly Ulahannan Also directs: Terramonks Private Limited | Director | 15 Nov 2023 | 2 Years 11 Months | Current |
Peer comparison
Terramonks Chits Private Limited is compared with the 10 companies closest to it by revenue in the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| T M B Chits Private Limited | ₹15.77 Lakh (FY 2025) | 1.0% | Tirupur, Tamil Nadu, India | |||
| G M Consultants and Financial Services Pvt Ltd | ₹15.77 Lakh (FY 2024) | 7.0% | Guwahati, Assam, India | |||
| Giriraj Shares Private Limited | ₹15.76 Lakh (FY 2025) | -4.0% | Kolkata, West Bengal, India | |||
| Saint Gajanan Urban Nidhi Limited | ₹15.76 Lakh (FY 2022) | -48.0% | Buldhana, Maharashtra, India | |||
| Nisarg Urban Nidhi Limited | ₹15.75 Lakh (FY 2022) | 168.0% | Hinganghat, Maharashtra, India | |||
| Terramonks Chits Private Limitedthis company | ₹15.75 Lakh (FY 2025) | ₹1.04 Lakh | 6.6% | 2620.0% | Thodupuzha, Kerala, India | |
| Shri Buvanand Nidhi Limited | ₹15.75 Lakh (FY 2023) | 363.0% | Dafalapur, Maharashtra, India | |||
| Roselab Commodities Pvt Ltd | ₹15.74 Lakh (FY 2025) | 273.0% | Kolkata, West Bengal, India | |||
| Ramakant Vyapaar Pvt Ltd | ₹15.72 Lakh (FY 2025) | -64.0% | Kolkata, West Bengal, India | |||
| Bipriya Biotechnology Private Limited | ₹15.72 Lakh (FY 2024) | 536.0% | North Twentyfour Parganas, West Bengal, India | |||
| Himatsingka Timber Private Limited | ₹15.69 Lakh (FY 2023) | -18.0% | Kolkata, West Bengal, India |
To see the full peer comparison of Terramonks Chits Private Limited, buy the company report.
Legal cases
No court or tribunal cases involving Terramonks Chits Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Terramonks Chits Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Terramonks Chits Private Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Terramonks Chits Private Limited has 6 board changes on record since 2023: 6 appointments. The latest: Chinthu Jose was appointed as Director on 15 Nov 2023.
Frequently asked questions
Terramonks Chits is an active private limited company based in Thodupuzha, Kerala, India. It was incorporated on 15 November 2023 (3+ years old) and is registered under CIN U64990KL2023PTC084513.
Terramonks Chits has 6 current directors:
- Paul Mathai - Director
- Chinthu Jose - Director
- Jacob Mathew - Director
- Sinse Jose - Director
- Teenu George - Director
- Shaly Ulahannan - Director
The latest financial statements of Terramonks Chits on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 26 September 2025. Year-wise statements from FY 2024 are in the company report.
The CIN (Corporate Identification Number) of Terramonks Chits is U64990KL2023PTC084513. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Terramonks Chits was incorporated on 15 November 2023, making it 3+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of Terramonks Chits by revenue are T M B Chits Private Limited, G M Consultants and Financial Services Pvt Ltd, Giriraj Shares Private Limited, Saint Gajanan Urban Nidhi Limited, Nisarg Urban Nidhi Limited and 5 more, all in the same principal business activity (other financial activities).
Chinthu Jose was appointed as Director on 15 Nov 2023. Jacob Mathew was appointed as Director on 15 Nov 2023. Paul Mathai was appointed as Director on 15 Nov 2023. Terramonks Chits has 6 board changes on record in total.
The registered office of Terramonks Chits is at Door No. Xxviii1091, B. K Building, Thodupuzha, Kerala, India – 685584.
Terramonks Chits can be reached at its registered office: Door No. Xxviii1091, B. K Building, Thodupuzha, Kerala, India – 685584.
Terramonks Chits is registered under the jurisdiction of the Registrar of Companies (ROC), Ernakulam.