About The Peninsula Chits Private Limited
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The Peninsula Chits Private Limited is a private limited company based in Thrissur, Kerala, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 12 May 1999 and has been in existence for over 27 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65992KL1999PTC013021. Its GSTIN is 32AABCT8008K1ZE (Kerala).
The company has an authorised share capital of ₹1.9 Cr and a paid-up capital of ₹1.56 Cr. It is led by directors including Kozhaliparambil Lonappan Davis (Managing Director) and Vallayil Gopalan Nair Sukumaran Nair.
Its last annual general meeting (AGM) was held on 25 September 2025, and its latest financial statements are for the year ended 31 March 2026. The registered office is at K J Complex 1st Floor Christ College Junction Thrissur Road Irinjalakuda, Kerala, India – 680125.
As per the financials filed for FY 2026, the company reported a revenue of ₹1.53 Cr, a decline of 82% compared to the previous year. For the same year it recorded a net profit of ₹18,998 (net margin 0.1%) and EBITDA of ₹45.43 Lakh (EBITDA margin 29.7%). Revenue has declined at a compounded annual rate (CAGR) of 14% over three years and 12% over five years.
Court records list 145 cases involving the company, including 140 filed by the company and 5 filed against it; 2 cases are pending.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website peninsulachits.com.
Company details
Contact details
The Peninsula Chits Private Limited's registered office is in Thrissur, Kerala. Its website is peninsulachits.com. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Registered AddressK J Complex 1st Floor Christ College Junction Thrissur Road Irinjalakuda, Kerala, India – 680125
- IndustryFinancial Services, Microfinance Institutions
To see the full contact details of The Peninsula Chits Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of The Peninsula Chits is financial and insurance activities. In detail, this covers activities auxiliary to financial service and insurance activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance activities | 66 | Activities auxiliary to financial service and insurance activities |
To see the full business activity and turnover split of The Peninsula Chits Private Limited, buy the company report.
Financials of The Peninsula Chits Private Limited
FY 2026 filings availableThe Peninsula Chits Private Limited reported revenue of ₹1.53 Cr (down 82% YoY) for FY 2026.
Compounded Annual Growth Rate (CAGR)
Revenue has declined at a compounded annual rate (CAGR) of 12% over five years, including a 82% fall in the latest year. EBITDA fell 93% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | ₹1.53 Cr | ||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹45.43 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹18,998 | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
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| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
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Financial Ratios
| Metrics | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 29.7% | ||||
| Net Profit Margin | 0.1% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
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| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of The Peninsula Chits Private Limited, buy the company report.
Board of directors of The Peninsula Chits Private Limited
The Peninsula Chits has 10 current directors and 28 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Vallayil Gopalan Nair Sukumaran Nair Also directs: Peninsula Kuries (Irinjalakuda) Private Limited | Director | 10 Mar 2022 | 4 Years 7 Months | Current |
| Kuttumakkal Krishnan Kutty Radhakrishnan Also directs: Peninsula Kuries (Irinjalakuda) Private Limited | Director | 28 Dec 2020 | 5 Years 10 Months | Current |
| Thekkinyedath Kunjuvared Varghese Also directs: Peninsula Kuries (Irinjalakuda) Private Limited | Director | 28 Dec 2020 | 5 Years 10 Months | Current |
| Paremel Paul Francis Also directs: Peninsula Kuries (Irinjalakuda) Private Limited | Director | 28 Sep 2019 | 7 Years 1 Months | Current |
| Peter Joseph | Director | 24 Jan 2024 | 2 Years 9 Months | Current |
| Mayathodan Kurian Mathew Also directs: Peninsula Kuries (Irinjalakuda) Private Limited | Director | 24 Jan 2024 | 2 Years 9 Months | Current |
Auditor
The Peninsula Chits Private Limited is audited by SJN & ASSOCIATES for the financial year 2026.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| SJN & ASSOCIATES | FY 2026 | 015833S |
Shareholding
The shareholding of The Peninsula Chits Private Limited is on record for 5 financial years, the latest being FY 2026, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2026 | FY 2024 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of The Peninsula Chits Private Limited, buy the company report.
Legal cases
The Peninsula Chits Private Limited has 145 court cases on record: 140 filed by The Peninsula Chits, 5 filed against it. 2 cases are pending and 143 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 142 | 4 | 2 |
| High courts | 3 | 1 | 0 |
Cases on record (5 of 145)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Thrissur, Kerala | Execution petition | Filed by the company against an individual | Disposed |
| District court, Thrissur, Kerala | Execution petition | Filed by the company against individuals | Disposed |
| District court, Thrissur, Kerala | Execution petition | Filed by the company against an individual | Disposed |
| District court, Thrissur, Kerala | Execution petition | Filed by the company against an individual | Disposed |
| District court, Thrissur, Kerala | Execution petition | Filed by the company against an individual | Disposed |
To see the full case history of The Peninsula Chits Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for The Peninsula Chits Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
The Peninsula Chits has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 32AABCT8008K1ZE | Kerala | Active | 01 Jul 2017 |
To see the full GST registrations and return filing status of The Peninsula Chits Private Limited, buy the company report.
Recent activity
The Peninsula Chits Private Limited has 40 board changes on record since 2007: 12 appointments and 28 cessations. The latest: Mullappilly Bhanumathy was appointed as Director on 29 Dec 2025.
31 earlier events are in the company report.
Frequently asked questions
The Peninsula Chits is an active private limited company based in Thrissur, Kerala, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 12 May 1999 (27+ years old) and is registered under CIN U65992KL1999PTC013021.
The Peninsula Chits has 10 current directors:
- Kozhaliparambil Lonappan Davis - Managing Director
- Vallayil Gopalan Nair Sukumaran Nair - Director
- Kuttumakkal Krishnan Kutty Radhakrishnan - Director
- Thekkinyedath Kunjuvared Varghese - Director
- Paremel Paul Francis - Director
- Peter Joseph - Director
- Mayathodan Kurian Mathew - Director
- Payamal Anthony Davis - Director
- Pallikunnath Anto Tony - Director
- Mullappilly Bhanumathy - Director
The latest financial statements of The Peninsula Chits on record with the MCA are for the year ended 31 March 2026. Its last annual general meeting was held on 25 September 2025. Year-wise statements from 2015 are in the company report.
The GSTIN of The Peninsula Chits is 32AABCT8008K1ZE, registered in Kerala.
The CIN (Corporate Identification Number) of The Peninsula Chits is U65992KL1999PTC013021. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
The Peninsula Chits has 145 court cases on record: 140 filed by the company and 5 filed against it. 2 are pending. Most are in the district courts.
The Peninsula Chits was incorporated on 12 May 1999, making it 27+ years old. It is registered with the Registrar of Companies, Ernakulam.
Mullappilly Bhanumathy was appointed as Director on 29 Dec 2025. Kozhaliparambil Lonappan Davis ceased to be Director on 26 Sep 2024. Mayathodan Kurian Mathew was appointed as Director on 24 Jan 2024. The Peninsula Chits has 40 board changes on record in total.
The Peninsula Chits can be reached through the website peninsulachits.com. Its registered office is in Thrissur, Kerala, India.
The registered office of The Peninsula Chits is at K J Complex 1st Floor Christ College Junction Thrissur Road Irinjalakuda, Kerala, India – 680125.
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