TJR Chits Private Limited
About TJR Chits Private Limited
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TJR Chits Private Limited is a private limited company based in Thrissur, Kerala, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 23 May 2022.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65993KL2022PTC075713.
The company has an authorised share capital of ₹25 Lakh and a paid-up capital of ₹10 Lakh. It is led by directors Vadassery Deepthi and Anakkathi Narayanan Sudhakaran.
Its last annual general meeting (AGM) was held on 11 July 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 5/89 – 14 Jesway Building Kizhakkumpattukara, Thrissur, Kerala, India – 680005.
As per the financials filed for FY 2025, the company reported a revenue of ₹15.14 Lakh, a growth of 58% compared to the previous year. For the same year it recorded a net profit of ₹1.58 Lakh (net margin 10.4%) and EBITDA of ₹2.14 Lakh (EBITDA margin 14.1%).
Company details
Contact details
TJR Chits Private Limited's registered office is in Thrissur, Kerala.
- Registered Address5/89 – 14 Jesway Building Kizhakkumpattukara, Thrissur, Kerala, India – 680005
- IndustryFinancial Services, Microfinance Institutions
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of TJR Chits is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of TJR Chits Private Limited, buy the company report.
Financials of TJR Chits Private Limited
FY 2025 filings availableTJR Chits Private Limited reported revenue of ₹15.14 Lakh (up 58% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue rose 58% in the latest year. EBITDA rose 14% in the latest year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 |
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| Total Expenses | |||
| EBITDA | ₹2.14 Lakh | ||
| Profit Before Tax | |||
| Tax Expense | |||
| Net Profit (PAT) | ₹1.58 Lakh | ||
| Balance Sheet | |||
| Share Capital | |||
| Reserves and Surplus | |||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 |
|---|---|---|---|
| Profitability | |||
| EBITDA Margin | 14.1% | ||
| Net Profit Margin | 10.4% | ||
| Return on Equity (ROE) | |||
| Return on Capital Employed (ROCE) | |||
| Return on Assets (ROA) | |||
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| Net Profit Growth | |||
To see the full financial statements and ratios of TJR Chits Private Limited, buy the company report.
Board of directors of TJR Chits Private Limited
TJR Chits has 2 current directors and 8 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Vadassery Deepthi | Director | 25 Aug 2023 | 3 Years 2 Months | Current |
| Anakkathi Narayanan Sudhakaran | Director | 23 May 2022 | 4 Years 5 Months | Current |
Peer comparison
TJR Chits Private Limited is compared with the 7 companies closest to it by revenue in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Merudhara Micro Finance Association | ₹15.26 Lakh (FY 2025) | 133.0% | Churu, Rajasthan, India | |||
| Shree Adhinayak Nidhi Limited | ₹15.2 Lakh (FY 2025) | -37.0% | Kaithal, Haryana, India | |||
| Vedhagiri Chit Funds Private Limited | ₹15.19 Lakh (FY 2025) | -52.0% | Erode, Tamil Nadu, India | |||
| Club 9 Chit Fund Private Limited | ₹15.18 Lakh (FY 2025) | -11.0% | Faridabad, Haryana, India | |||
| TJR Chits Private Limitedthis company | ₹15.14 Lakh (FY 2025) | ₹1.58 Lakh | 10.4% | 58.0% | Thrissur, Kerala, India | |
| Sri Ramalinga Sowdeswari Charity and Chit Limited | ₹15.11 Lakh (FY 2019) | 44.0% | Coimbatore, Tamil Nadu, India | |||
| Madurai Sri Balaji Chits Private Limited | ₹14.93 Lakh (FY 2024) | 207.0% | Madurai, Tamil Nadu, India | |||
| Devinath Chits Private Limited | ₹14.92 Lakh (FY 2019) | 474.0% | Parkal, Telangana, India |
To see the full peer comparison of TJR Chits Private Limited, buy the company report.
Legal cases
No court or tribunal cases involving TJR Chits Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for TJR Chits Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for TJR Chits Private Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
TJR Chits Private Limited has 10 board changes on record since 2022: 2 appointments and 8 cessations. The latest: Deepa Sankaranarayanan Nair ceased to be Director on 18 Sep 2025.
1 earlier event is in the company report.
Frequently asked questions
TJR Chits is an active private limited company based in Thrissur, Kerala, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 23 May 2022 (4+ years old) and is registered under CIN U65993KL2022PTC075713.
TJR Chits has 2 current directors:
- Vadassery Deepthi - Director
- Anakkathi Narayanan Sudhakaran - Director
The latest financial statements of TJR Chits on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 11 July 2025. Year-wise statements from FY 2023 are in the company report.
The CIN (Corporate Identification Number) of TJR Chits is U65993KL2022PTC075713. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
TJR Chits was incorporated on 23 May 2022, making it 4+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of TJR Chits by revenue are Merudhara Micro Finance Association, Shree Adhinayak Nidhi Limited, Vedhagiri Chit Funds Private Limited, Club 9 Chit Fund Private Limited, Sri Ramalinga Sowdeswari Charity and Chit Limited and 2 more, all in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities).
Deepa Sankaranarayanan Nair ceased to be Director on 18 Sep 2025. Elayidath Narayanan ceased to be Director on 18 Sep 2025. Preethy Koodaparambil Chandran ceased to be Director on 18 Sep 2025. TJR Chits has 10 board changes on record in total.
The registered office of TJR Chits is at 589 – 14 Jesway Building Kizhakkumpattukara, Thrissur, Kerala, India – 680005.
TJR Chits operates in the financial services industry, in the microfinance institutions segment.
TJR Chits can be reached at its registered office: 589 – 14 Jesway Building Kizhakkumpattukara, Thrissur, Kerala, India – 680005.
TJR Chits is registered under the jurisdiction of the Registrar of Companies (ROC), Ernakulam.
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