Touchstone Lending Private Limited
About Touchstone Lending Private Limited
Data last updated:
Touchstone Lending Private Limited is a private limited company based in Kolkata, West Bengal, India. It operates in the non-banking financial services (NBFC) segment of the financial services sector. It was incorporated on 19 December 1995 and has been in existence for over 31 years.
The company is registered with the Registrar of Companies (ROC), Kolkata, under CIN U67120WB1995PTC076057. Its GSTIN is 19AACCA5786C1ZM (West Bengal).
The company has an authorised share capital of ₹6.56 Cr and a paid-up capital of ₹6.54 Cr. It was formerly known as Aristro Financial Services Ltd and Touchstone Finment Private Limited. It is led by directors Samir Banerjee and Rahil Besoya.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 16 Strand Road Diamond Heritage 14th Floor Room No. – 1402, Kolkata, West Bengal, India – 700001.
As per the financials filed for FY 2025, the company reported a revenue of ₹2.53 Cr, a growth of 87% compared to the previous year. For the same year it recorded a net profit of ₹1.37 Cr (net margin 54.3%) and EBITDA of ₹1.88 Cr (EBITDA margin 74.3%). Revenue has declined at a compounded annual rate (CAGR) of 29% over three years and 5% over five years.
Court records list 6 cases involving the company, including 5 filed by the company and 1 filed against it; 5 cases are pending.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Name history
Touchstone Lending has undergone 4 name changes throughout its history. The current legal name is Touchstone Lending Private Limited.
| Company Name | Status |
|---|---|
| Touchstone Lending Private Limited | Current |
| Aristro Financial Services Ltd | Previous |
| Touchstone Finment Private Limited | Previous |
| Samarth Finvest Private Limited | Previous |
| Aristro Financial Services Private Limited | Previous |
CIN history
Touchstone Lending has one previous CIN (Corporate Identification Number): U67120WB1995PLC076057. The current CIN is U67120WB1995PTC076057, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U67120WB1995PTC076057 | Current |
| U67120WB1995PLC076057 | Previous |
Contact details
Touchstone Lending Private Limited's registered office is in Kolkata, West Bengal. Its e-mail address is in the company report.
- Email
- Registered Address16 Strand Road Diamond Heritage 14th Floor Room No. – 1402, Kolkata, West Bengal, India – 700001
- IndustryFinancial Services, NBFC, Investment & Credit NBFC
To see the full contact details of Touchstone Lending Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Touchstone Lending is financial and insurance activities. In detail, this covers activities auxiliary to financial service and insurance activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance activities | 66 | Activities auxiliary to financial service and insurance activities |
To see the full business activity and turnover split of Touchstone Lending Private Limited, buy the company report.
Financials of Touchstone Lending Private Limited
FY 2025 filings availableTouchstone Lending Private Limited reported revenue of ₹2.53 Cr (up 87% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue rose 87% in the latest year, though over five years it has declined at a compounded annual rate (CAGR) of 5%. EBITDA rose 107% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | ₹1.88 Cr | ||||
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| Net Profit (PAT) | ₹1.37 Cr | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 74.3% | ||||
| Net Profit Margin | 54.3% | ||||
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To see the full financial statements and ratios of Touchstone Lending Private Limited, buy the company report.
Board of directors of Touchstone Lending Private Limited
Touchstone Lending has 2 current directors and 18 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Samir Banerjee Also directs: Nandan Goods Private Limited, Jublee Dealers Pvt. Ltd., Yardstick Acres Private Limited and 5 more | Director | 08 May 2023 | 3 Years 5 Months | Current |
| Rahil Besoya Also directs: Besoya's Food Venture LLP, Nandan Goods Private Limited, Jublee Dealers Pvt. Ltd. and 3 more | Additional Director | 09 Jan 2026 | 0 Years 9 Months | Current |
Auditor
Touchstone Lending Private Limited is audited by GORA & CO for the financial year 2021.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| GORA & CO | FY 2021 | 330091E |
Shareholding
The shareholding of Touchstone Lending Private Limited is on record for 4 financial years, the latest being FY 2020, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2020 | FY 2019 | FY 2017 | FY 2016 |
|---|---|---|---|---|
| Promoters | ||||
| Domestic institutional investors (DII) | ||||
| Foreign institutional investors (FII) | ||||
| Public | ||||
| Others |
To see the full shareholding pattern of Touchstone Lending Private Limited, buy the company report.
Legal cases
Touchstone Lending Private Limited has 6 court cases on record: 5 filed by Touchstone Lending, 1 filed against it. 5 cases are pending and 1 is disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| NCLAT | 5 | 1 | 5 |
| High courts | 1 | 0 | 0 |
Cases on record (5 of 6)
| Court | Type of case | Party | Status |
|---|---|---|---|
| NCLAT, NCLAT New Delhi | Interim or miscellaneous application | Filed against the company by Asset Care & Reconstruction Enterprises Ltd | Pending |
| NCLAT, NCLAT New Delhi | Court case (Contempt Case(AT)) | Filed by the company against Assets Care & Reconstrutcion Enterprise Limited | Pending |
| NCLAT, NCLAT New Delhi | Insolvency matter | Filed by the company against Assets Care & Reconstrutcion Enterprise Limited and 2 others | Pending |
| NCLAT, NCLAT New Delhi | Interim or miscellaneous application | Filed by the company against Assets Care & Reconstrutcion Enterprise Limited and Ors. and 2 others | Pending |
| NCLAT, NCLAT New Delhi | Interim or miscellaneous application | Filed by the company against Assets Care & Reconstrutcion Enterprise Limited and Ors. | Pending |
To see the full case history of Touchstone Lending Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Touchstone Lending Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Touchstone Lending has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 19AACCA5786C1ZM | West Bengal | Active | 25 Jan 2019 |
To see the full GST registrations and return filing status of Touchstone Lending Private Limited, buy the company report.
Recent activity
Touchstone Lending Private Limited has 21 board changes on record since 2008: 3 appointments and 18 cessations. The latest: Rahil Besoya was appointed as Additional Director on 09 Jan 2026.
12 earlier events are in the company report.
Frequently asked questions
Touchstone Lending is an active private limited company based in Kolkata, West Bengal, India. The company works in nbfc, within the financial services industry. It was incorporated on 19 December 1995 (31+ years old) and is registered under CIN U67120WB1995PTC076057.
Touchstone Lending has 2 current directors:
- Samir Banerjee - Director
- Rahil Besoya - Additional Director
The latest financial statements of Touchstone Lending on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
The GSTIN of Touchstone Lending is 19AACCA5786C1ZM, registered in West Bengal.
The CIN (Corporate Identification Number) of Touchstone Lending is U67120WB1995PTC076057. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Touchstone Lending has 6 court cases on record: 5 filed by the company and 1 filed against it. 5 are pending. Most are in the nclat.
Touchstone Lending was incorporated on 19 December 1995, making it 31+ years old. It is registered with the Registrar of Companies, Kolkata.
Rahil Besoya was appointed as Additional Director on 09 Jan 2026. Samir Banerjee ceased to be Additional Director on 29 Sep 2023. Samir Banerjee was appointed as Director on 08 May 2023. Touchstone Lending has 21 board changes on record in total.
The registered office of Touchstone Lending is at 16 Strand Road Diamond Heritage 14th Floor Room No. – 1402, Kolkata, West Bengal, India – 700001.
Touchstone Lending operates in the financial services industry, in the nbfc segment.