Ujala Micro Finance
About Ujala Micro Finance
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Ujala Micro Finance is a private not for profit company based in Gorakhpur, Uttar Pradesh, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 01 December 2014 and has been in existence for over 12 years.
The company is registered with the Registrar of Companies (ROC), Uttar Pradesh, under CIN U65922UP2014NPL067297.
The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹1 Lakh. It is led by directors Anil Tiwari and Yogeshwar Dayal.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Nakha No. 1 Front Of Gas Godam, Gorakhpur, Uttar Pradesh, India – 273003.
As per the financials filed for FY 2025, the company reported a revenue of ₹51.2 Lakh, a growth of 101% compared to the previous year. For the same year it recorded a net profit of ₹2.53 Lakh (net margin 4.9%) and EBITDA of ₹23.35 Lakh (EBITDA margin 45.6%). Revenue has grown at a compounded annual rate (CAGR) of 235% over three years and 84% over five years.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Ujala Micro Finance's registered office is in Gorakhpur, Uttar Pradesh. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressNakha No. 1 Front Of Gas Godam, Gorakhpur, Uttar Pradesh, India – 273003
- IndustryFinancial Services, Microfinance Institutions
To see the full contact details of Ujala Micro Finance, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Ujala Micro Finance is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Ujala Micro Finance, buy the company report.
Financials of Ujala Micro Finance
FY 2025 filings availableUjala Micro Finance reported revenue of ₹51.2 Lakh (up 101% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 84% over five years, including 101% growth in the latest year. EBITDA rose 870% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | ₹23.35 Lakh | ||||
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| Net Profit (PAT) | ₹2.53 Lakh | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA Margin | 45.6% | ||||
| Net Profit Margin | 4.9% | ||||
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To see the full financial statements and ratios of Ujala Micro Finance, buy the company report.
Board of directors of Ujala Micro Finance
Ujala Micro Finance has 2 current directors and 7 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Anil Tiwari | Director | 20 Feb 2023 | 3 Years 8 Months | Current |
| Yogeshwar Dayal | Director | 20 Feb 2023 | 3 Years 8 Months | Current |
Peer comparison
Ujala Micro Finance is compared with the 6 companies closest to it by revenue in the BFSI industry (Finance, Micro Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Bagrrys Finance Private Limited | ₹51.46 Lakh (FY 2017) | 12.0% | Baddi, Himachal Pradesh, India | |||
| Orange City Urban Nidhi Limited | ₹51.3 Lakh (FY 2023) | 50.0% | Saoner, Maharashtra, India | |||
| Isra Nidhi Limited | ₹51.3 Lakh (FY 2025) | 4.0% | Thrissur, Kerala, India | |||
| M R J Chits Private Limited | ₹51.3 Lakh (FY 2025) | 12.0% | Cross Road, Bangalore, Karnataka, India | |||
| Gablan Finance Private Limited | ₹51.21 Lakh (FY 2025) | -36.0% | Jamui, Bihar, India | |||
| Ujala Micro Financethis company | ₹51.2 Lakh (FY 2025) | ₹2.53 Lakh | 4.9% | 101.0% | Gorakhpur, Uttar Pradesh, India | |
| Karappara Chit Funds Private Limited | ₹51 Lakh (FY 2025) | 23.0% | Kottayam, Kerala, India |
To see the full peer comparison of Ujala Micro Finance, buy the company report.
Auditor
Ujala Micro Finance is audited by PANDEY & CO for the financial year 2020.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| PANDEY & CO | FY 2020 | 000357C |
Shareholding
The shareholding of Ujala Micro Finance is on record for 4 financial years, the latest being FY 2020, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2020 | FY 2017 | FY 2016 | FY 2015 |
|---|---|---|---|---|
| Promoters | ||||
| Domestic institutional investors (DII) | ||||
| Foreign institutional investors (FII) | ||||
| Public | ||||
| Others |
To see the full shareholding pattern of Ujala Micro Finance, buy the company report.
Legal cases
No court or tribunal cases involving Ujala Micro Finance are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Ujala Micro Finance; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Ujala Micro Finance; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Ujala Micro Finance has 9 board changes on record since 2018: 2 appointments and 7 cessations. The latest: Anil Tiwari ceased to be Additional Director on 29 Sep 2023.
Frequently asked questions
Ujala Micro Finance is an active private not for profit company based in Gorakhpur, Uttar Pradesh, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 01 December 2014 (12+ years old) and is registered under CIN U65922UP2014NPL067297.
Ujala Micro Finance has 2 current directors:
- Anil Tiwari - Director
- Yogeshwar Dayal - Director
The latest financial statements of Ujala Micro Finance on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
The CIN (Corporate Identification Number) of Ujala Micro Finance is U65922UP2014NPL067297. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Ujala Micro Finance was incorporated on 01 December 2014, making it 12+ years old. It is registered with the Registrar of Companies, Uttar Pradesh.
The peers of Ujala Micro Finance by revenue are Bagrrys Finance Private Limited, Orange City Urban Nidhi Limited, Isra Nidhi Limited, M R J Chits Private Limited, Gablan Finance Private Limited and 1 more, all in the BFSI industry (Finance, Micro Finance), with the same principal business activity (other financial activities).
Anil Tiwari ceased to be Additional Director on 29 Sep 2023. Yogeshwar Dayal ceased to be Additional Director on 29 Sep 2023. Sri Prakash Pathak ceased to be Director on 02 May 2023. Ujala Micro Finance has 9 board changes on record in total.
The registered office of Ujala Micro Finance is at Nakha No. 1 Front Of Gas Godam, Gorakhpur, Uttar Pradesh, India – 273003.
Ujala Micro Finance operates in the financial services industry, in the microfinance institutions segment.
The compliance status of Ujala Micro Finance is compliant as of 10 July 2026. The company is actively filing with the Registrar of Companies.
Ujala Micro Finance can be reached at its registered office: Nakha No. 1 Front Of Gas Godam, Gorakhpur, Uttar Pradesh, India – 273003.