V R A Chit Fund Private Limited
About V R A Chit Fund Private Limited
Data last updated:
V R A Chit Fund Private Limited is a private limited company based in Faridabad, Haryana, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 17 July 2009 and has been in existence for over 17 years.
The company is registered with the Registrar of Companies (ROC), Haryana, under CIN U65900HR2009PTC039308.
The company has an authorised share capital of ₹1 Lakh and a paid-up capital of ₹1 Lakh. It is led by directors Rajiv Chawla and Ajay Chawla.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Plot No. 1 – C New DLF Industrial Area, Faridabad, Haryana, India – 121003.
As per the financials filed for FY 2024, the company reported a revenue of ₹15.76 Lakh, a decline of 8% compared to the previous year. For the same year it recorded a net profit of ₹1.09 Lakh (net margin 6.9%) and EBITDA of ₹1.29 Lakh (EBITDA margin 8.2%). Revenue has grown at a compounded annual rate (CAGR) of 8% over three years and 3% over five years.
The current compliance status is marked as compliant by the Registrar of Companies.
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- WebsiteLocked
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- Registered AddressPlot No. 1 – C New DLF Industrial Area, Faridabad, Haryana, India – 121003
- IndustryFinancial Services, Microfinance Institutions
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Business Activity of V R A Chit Fund Private Limited
The main business activity of V R A Chit Fund is financial and insurance service. In detail, this covers financial and credit leasing activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K5 | Financial and Credit leasing activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of V R A Chit Fund Private Limited FY 2025 filings available
V R A Chit Fund Private Limited reported revenue of ₹15.76 Lakh (down 8% YoY) for FY 2024.
Compounded Annual Growth Rate (CAGR) of V R A Chit Fund Private Limited
Revenue fell 8% in the latest year, but over five years it has grown at a compounded annual rate (CAGR) of 3%. EBITDA rose 5% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of V R A Chit Fund Private Limited
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | ₹1.29 Lakh | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | ₹1.09 Lakh | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of V R A Chit Fund Private Limited
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 8.2% | •••• | •••• | •••• | •••• |
| Net Profit Margin | 6.9% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of V R A Chit Fund are in the company report.
Financial statements from 2015
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Board of Directors of V R A Chit Fund Private Limited
V R A Chit Fund has 2 current directors and 1 former director. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Rajiv Chawla | Director | 17 Jul 2009 | 17 Years 3 Months | Current |
| Ajay Chawla | Director | 17 Jul 2009 | 17 Years 3 Months | Current |
Peer Comparison of V R A Chit Fund Private Limited
V R A Chit Fund Private Limited is compared with the companies closest to it by revenue in the BFSI industry (Other Financial Services). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Anakaya Trading Private Limited | ₹15.8 Lakh (FY 2025) | •••• | •••• | 46633.0% | •••• | Firozabad, Uttar Pradesh, India |
| Parsvanath Developers & Creators Private Limited | ₹15.8 Lakh (FY 2025) | •••• | •••• | -47.0% | •••• | Kolkata, West Bengal, India |
| R & J Finance Services Private Limited | ₹15.78 Lakh (FY 2019) | •••• | •••• | -16.0% | •••• | New Delhi, Delhi, India |
| DRL Cargo Carriers Private Limited | ₹15.77 Lakh (FY 2025) | •••• | •••• | 6.0% | •••• | Mumbai, Maharashtra, India |
| G M Consultants and Financial Services Pvt Ltd | ₹15.77 Lakh (FY 2024) | •••• | •••• | 7.0% | •••• | Guwahati, Assam, India |
| V R A Chit Fund Private Limited this company | ₹15.76 Lakh (FY 2024) | •••• | •••• | -8.0% | •••• | Faridabad, Haryana, India |
| Universal Corporate Advisory Private Limited | ₹15.75 Lakh (FY 2025) | •••• | •••• | 43.0% | •••• | Mumbai, Maharashtra, India |
| Suraj Hotels Private Limited | ₹15.71 Lakh (FY 2025) | •••• | •••• | 420.0% | •••• | Hyderabad, Telangana, India |
| Moorti Investments Limited | ₹15.71 Lakh (FY 2025) | •••• | •••• | 227.0% | •••• | Delhi, India |
| Vasu Warehousing Private Limited | ₹15.7 Lakh (FY 2025) | •••• | •••• | -13.0% | •••• | Kolkata, West Bengal, India |
| Caji Exports Pvt Ltd | ₹15.66 Lakh (FY 2025) | •••• | •••• | -82.0% | •••• | Delhi, India |
Peers are the five companies nearest above and the five nearest below V R A Chit Fund by revenue in the BFSI industry (Other Financial Services), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Auditor Details of V R A Chit Fund Private Limited
V R A Chit Fund Private Limited is audited by Sanjeev Bhargava & Associates for the financial year 2017.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| Sanjeev Bhargava & Associates | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Ownership and Shareholding of V R A Chit Fund Private Limited
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of V R A Chit Fund Private Limited
V R A Chit Fund Private Limited does not have any charges (loans) registered with the Registrar of Companies.
Employees and EPFO Compliance at V R A Chit Fund Private Limited
Employment history and EPFO contributions of people linked to V R A Chit Fund.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on V R A Chit Fund Private Limited
V R A Chit Fund Private Limited has 3 board changes on record since 2009: 2 appointments and 1 cessation. The latest: Vishan Dass Chawla ceased to be Director on 26 Aug 2017.
Credit Ratings, Litigation & Regulatory Alerts for V R A Chit Fund Private Limited
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by V R A Chit Fund Private Limited
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of V R A Chit Fund Private Limited
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of V R A Chit Fund Private Limited
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of V R A Chit Fund Private Limited
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about V R A Chit Fund Private Limited
V R A Chit Fund is an active private limited company based in Faridabad, Haryana, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 17 July 2009 (17+ years old) and is registered under CIN U65900HR2009PTC039308.
V R A Chit Fund reported revenue of ₹15.76 Lakh for FY 2024 (down 8% YoY).
V R A Chit Fund has 2 current directors:
- Rajiv Chawla - Director
- Ajay Chawla - Director
V R A Chit Fund reported a net profit of ₹1.09 Lakh (net margin 6.9%) and EBITDA of ₹1.29 Lakh (EBITDA margin 8.2%) for FY 2024, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of V R A Chit Fund is 8% over three years and 3% over five years. In the latest year (FY 2024) revenue fell 8%. CAGR is the steady yearly rate that links the first and the last year.
The CIN (Corporate Identification Number) of V R A Chit Fund is U65900HR2009PTC039308. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
V R A Chit Fund was incorporated on 17 July 2009, making it 17+ years old. It is registered with the Registrar of Companies, Haryana.
The peers of V R A Chit Fund by revenue are Anakaya Trading Private Limited, Parsvanath Developers & Creators Private Limited, R & J Finance Services Private Limited, DRL Cargo Carriers Private Limited, G M Consultants and Financial Services Pvt Ltd and 5 more, all in the BFSI industry (Other Financial Services).
Vishan Dass Chawla ceased to be Director on 26 Aug 2017. Ajay Chawla was appointed as Director on 17 Jul 2009. Rajiv Chawla was appointed as Director on 17 Jul 2009.
The registered office of V R A Chit Fund is at Plot No. 1 – C New DLF Industrial Area, Faridabad, Haryana, India – 121003.
V R A Chit Fund has an authorised share capital of ₹1 Lakh and a paid-up capital of ₹1 Lakh.